"So our Shenxianju's money is not small,"

"But the loans of the children of the aristocratic families have increased to a huge amount of 500,000 yuan."

"But I'm going to launch a new gameplay soon. The loan amount will surge at least five times compared to now, so our Shenxianju must also increase its capital."

"What, five times surge?"

Yang Liu was shocked when he heard this.

"Dalang, they won't be able to pay it back!"

"Mum has been in Pingkangfang for at least thirty years."

"For those officials who often go to Pingkangfang, it is still very clear how much financial resources the aristocratic families have."

"So far, the loan amount of those officials, the children of aristocratic families and the princes and grandsons of foreign countries has basically reached their financial limits in our Shenxianju."

"If you borrow it, it will be beyond them and you will not be able to pay it back."

Pei Shaoqing smiled slightly, thinking that he wanted them to pay it back.

Pei Shaoqing said now: "Then let them repay the loan in installments."

"Installation repayment?" Yang Liu was stunned for a moment and said, "What does installment repayment mean?"

Pei Shaoqing smiled and said, "It's just that they can divide the loan into twelve periods, or even twenty-four periods, and only pay back one period a month, so the pressure of repayment will be reduced, right?"

"Of course, there is no free lunch in the world."

"If they want to apply for installments, they have to pay extra interest."

To put it bluntly, this is actually learning Taobao, allowing these children of aristocratic families to borrow and consume in advance.

Yang Liu is still very business-minded and quickly figured out the joints. This is amazing!

Yang Liu asked happily: "Dalang, how much capital should we add to our gods and immortals?"

Pei Shaoqing pondered for a moment and said, "I can't say how much it is. Why not add 75,000 guan each of you and my two families, and first gathered 200,000 guan, which is not enough!"

"Finish, then add 75,000!"

Nowadays, Yang Liu is also rich and powerful.

...

After talking to Yang Liu, I happened to meet Luo Binwang who was walking out.

"Brother Luo, why are you leaving?" Pei Shaoqing said, "What time is it?"

"I'm so lucky today." Luo Binwang said angrily, "I've lost it."

"After losing, go to the account room to borrow," Pei Shaoqing said, "I have to get the book back."

"I have borrowed two hundred stakes." Luo Binwang waved his hands repeatedly, "If you borrow it again, you won't be able to repay it."

Shenxianju is now Pei Shaoqing's property, and Pei Shaoqing is a celebrity in front of Wu Zetian. This is well known, so until now, there has never been a case of borrowing money but not repaying it.

Even the many who are generally recognized as difficult to mess with, they still repay the loan on time.

Therefore, seventh-rank officials like Luo Binwang dare not act randomly.

So when borrowing, you have to consider your wallet.

"Isn't it worth it?" Pei Shaoqing said, "Not it?"

"Brother Pei, I really didn't lie to you." Luo Binwang complained.

"All these days, I have lost 200 coins in your Godly Residence."

"Until now, I don't know where to go to collect these 200 trump cards to you."

"I can't say that I can only mortgage the Lumi from last year to your Shenxianju, alas."

"That's it." Pei Shaoqing said hypocritically, "I've gotten Lumi, what's your family eating?"

"Who said no?" Luo Binwang said with a frown, "I can only drink the northwest wind."

Pei Shaoqing pretended to be a kind-hearted person who was considering Luo Binwang and said in a deep thought: "Brother Luo, otherwise I will get you an installment repayment."

"Installation?" Luo Bin said, "What installment?"

Pei Shaoqing said: "It means dividing the loan and interest into twelve periods."

"In this case, it's almost enough for you to pay only twenty taels a month."

"Ah? It's enough to pay twenty knots a month?" Luo Binwang instantly lightened.

For Luo Binwang, it is difficult to make up 200 stakes at once, but twenty stakes are nothing.

After all, although he is only a bachelor's degree in Hongwenguan, he also has extra money in addition to his salary.

For example, if you write an inscription or an epitaph, you can earn a valuable money for money.

I just complained to Pei Shaoqing that my whole family was drinking the northwest wind, but I just said it, but it was not like this.

Luo Binwang smiled and said, "Brother Pei, what should I say? You have really helped me, so I'll get an installment for me."

Pei Shaoqing shouted, "Madam."

Yang Liu came when he heard the sound and asked with a smile: "What are the instructions for Dalang?"

Pei Shaoqing pointed at Luo Binwang and said, "Brother Luo is my friend, I'll get him an installment payment."

"Okay." Yang Liu smiled and said, "Master Luo's loan is 200 guan. If you do installment periods, it is recommended to have twelve periods, with capital and profit of 320 guan. Only 26 guan and 667 guan per month need to repay the loan!"

To be honest, Pei Shaoqing is already very conscientious to only collect five percent of the monthly budget.

The most kind person in the seal money in the cabinet is also nine out of thirteen returns, which is ten percent of the monthly rate.

As soon as Pei Shaoqing took action, he cut the interest rate of the shop in half. This is also the reason why officials and children of aristocratic families are so keen on borrowing in Shenxianju.

Because the interest rate is low, you will suffer if you don’t borrow it.

Hearing that he only needs to repay more than 26 chunks of money per month, Luo Binwang immediately came up with new ideas.

"Brother Pei, can I borrow more capital?" Luo Binwang said with a flattering smile, "No need to do it too much, it's almost enough to borrow another 200 guan."

Luo Binwang made a very clear plan.

Even if these 200 stakes are lost again, they will only have 26 more stakes per month.

What's more, these 200 knots may not be lost. He doesn't believe that his luck will be so depressed. Yang Jiong and Lu Zhaolin both won money in Shenxianju, but he lost every time.

Pei Shaoqing just sneered at this.

The gambler's psychology is always like this.

I always think that I can win back my capital in the next move.

I don’t know if nine out of ten bets will lose, and only the casino will win.

However, Pei Shaoqing certainly won't say these words.

Pei Shaoqing felt a little embarrassed: "Brother Luo, isn't this good?"

"It's okay." Luo Bin said, "Brother Pei, don't worry. Even if all these 200 coins are lost, I can still afford the installment of 53 coins per month. It's just writing a few epitaphs for someone."

"Okay." Pei Shaoqing said to Yang Liu with a embarrassed look, "Madam, then I'll borrow 200 guan for Brother Luo."

Luo Binwang took 200 knots of chips from Yang Liu, and then returned to the room excitedly. As soon as an unlucky guy lost all his money, he immediately replaced him.

"Lao Luo, why are you back?"

"I borrowed another 200 guan from Shenxianju?"

"Are you afraid that you won't be able to pay it back?"

Another Imperial College Supervisor at the same table, Bo kindly reminded Luo Binwang.

"You don't have to worry about this." Luo Binwang didn't even have a word and immediately told him about the installment repayment.
Chapter completed!