Jiang Xi smiled and said, "That's because you always look at the surface when looking at the problem, and don't investigate the background and reality hidden behind the problem."

I smiled, "Where is the background real situation? Come and listen."

Jiang Xi also laughed, "My mind is more sensitive to these things, so you can know the other party's background at a glance. If you don't pay attention to these things, you have to put everything in front of you to see clearly. For example, this couple in their fifties who rent my house are people who need to buy a house, but they don't have children to go to school, so they are not in a hurry to buy it. That is, they are not so-called customers who need urgent needs."

"It's right!" I nodded.

Jiang Xi then explained to me, "The Nanjing Bridge has been blocked recently. This unfavorable news has just been heard. Everyone is waiting for the house to be reduced. The couple looks very smart and will definitely not be in a hurry to buy. Tenants like them are actually waiting to find a bargain. They are specializing in checking landlords who are urgently using money and are slapping them. This is a normal phenomenon. If we are not in a hurry to buy a house, we will also wait to find a bargain. Then change the position. I am the landlord and my ideas will be different. I definitely don't want anyone to pick up bargain. I believe that such a good house in my house can reduce the price reasonably, but I will never let others take too much advantage."

I laughed again, "Okay, wife, go and have a hard time. Anyway, I believe that if anyone is taken advantage of, you will not be taken advantage of, hahaha!"

Jiang Xi smiled and put her arms around my neck with one hand and said, "Thank you for your trust. I have been choosing a house I want to buy recently. I found that the Baiyunyuan community that Tongtong's family originally bought is really the best community among the old communities nearby. Although it is an old community, it has achieved the diversion of people and vehicles. The community is clean and the greening is good. Next to it is the subway Longjiang Station. Baixx Primary School has a good reputation, which is conducive to the preservation and appreciation of the house."

I said, "Then wait until our house is sold, and then we will buy this community."

Jiang Xi curled her lips slightly and said, "Well! And I recently saw a house with a small courtyard on the first floor, with a quote of 2 million yuan, and it seems to be good."

When I heard this, "Then after our house is sold, the money is not enough."

If our house could be sold for 1.7 million yuan, but there is a loan of 500,000 yuan, so there will be only 1.2 million yuan left after getting it."

Jiang Xi's eyes flipped over and blinked, "This house is the cheapest small two-bedroom apartment in the neighborhood with the best surrounding environment. It has an area of ​​49.5 square meters. It is really good to give an eight- or nine-square-meter yard. It feels really good. It is especially suitable for the elderly to live in. You can also raise flowers and raise flowers in the yard. When we get old in the future, we will live in this big house for Jiangdong. Let's go to that small house to grow some flowers and some vegetables. It will definitely be quite beautiful."

I think it's pretty beautiful when she said this.

Living with someone you like doesn’t need a big house. If you do what two people like, you will be happy. The most romantic thing I can think of is to grow old slowly with Jiang Xi!

"So, if we want to buy this house, we must borrow 800,000 yuan again. The two or three hundred thousand deposits we have, we need to pay about 50,000 yuan to pay taxes and agency fees," she said.

When we used to borrow 500,000 yuan, we paid more than 3,500 yuan a month. Two thousand of these were principal and one thousand five thousand was interest. In fact, I felt very sad. So much interest was given to the bank in vain. Of course, compared with the profits made by rising housing prices, it is better to buy a house with a loan.

I estimated that if I borrowed 800,000 yuan, I would repay about 5,000 yuan per month.

I really want to buy this small house on the first floor for my mother to live in. It seems that using this to fulfill my filial piety will make me lose a lot of regret in my life. So I gritted my teeth and said, "Buy it, it doesn't matter. As long as I have a job, those are all small money."

Jiang Xi smiled and said, "I think I can buy it, it's the twins in that community. I chatted with their hostess. Their family has a loan of 1.8 million yuan. I think they are living a good life, and their family's income is not as high as ours."

"Oh!" This is undoubtedly an encouragement.

"Another neighbor had two million in his deposits and borrowed two million from the bank to buy a house. Then she used her money to buy some guaranteed financial management. They all said that buying a house with a loan is the lowest interest type. If you have money, you won't pay it back. If you buy a financial management company, you will earn more than the interest rate of the loan."

I immediately asked, "Then do we want to buy financial management?"

Jiang Xi said, "We won't buy financial management. On the one hand, the profit of guaranteed financial management is not very high, and it will be restricted. For example, it may take at least one year to withdraw it. If it is urgent, it will be very troublesome. Even if it can be withdrawn, it will be a big fine. This fine alone will suffer heavy losses."

"Oh!" I listened to her words and thought to myself, she even understands this!

"Almost all of those financial products with extremely high profits are high-risk, and there are many legal loopholes. The news often reports, and I wish that people will be cheated every day. That is not something that people like us can do or should do. Besides, we don't have so much spare money to manage our finances. If we have so much spare money, I want to buy a house again, haha!"

Jiang Xi laughed, and I laughed too. I lay on the bed and hugged her in my arms, "Whatever you say is good!"

"Okay!" Jiang Xi leaned into my shoulder and said this word with a happy look on his face.

Next, Jiang Xi chatted with the agent every day, and then, less than a week, an agent called Jiang Xi and said, "Sister, I will take the customer to see your house. The tenant there will not cooperate. She will not let us in and see!"

I was a little angry when I heard this, "Why is this tenant like this?"

Jiang Xi didn't complain, just thought about it, and then asked the agent, "Xiao Zhang, is this customer in your hand reliable? Do you have the sincerity to buy it?"

The female agent named Xiao Zhang said, "Sister, I'm very sincere. I've taken him to see this customer for a long time. I've seen other houses around this. He's very satisfied with your house from the floor plan. If you can also like the house, I feel that it's still very likely to buy it."

Jiang Xi thought about it again and said, "I'll call the tenant and wait for my news."

After hanging up the phone with the intermediary, Jiang Xi called the tenant.

The female tenant probably knew what good things she had done, so she heard a little bit of a mute answering the phone, "Hey!"

Jiang Xi was still smiling, "Sister, I'm so sorry, someone has already wanted my house, so you need to move now."

The female landlord immediately said coldly, "Oh, you're considered breach of contract. The contract has not expired. You have to compensate me for a month's rent!"

Jiang Xi immediately smiled and said, "No problem, everything is done according to the contract, and I will compensate you for the rent for one month."

The other party seemed to have not expected Jiang Xi to agree so quickly, and he was stunned for a long time and didn't say anything.

After a few seconds, she said, "It's really sold so quickly? It's too fast. How much did it cost?"

Jiang Xi said, "One million and seven hundred thousand!"

"Is it really sold at this price?" The female landlord couldn't believe it.

Jiang Xi smiled and said, "Yes! So, I'm really embarrassed. I need money in urgent need, otherwise I wouldn't let you move!"

The female landlord said with regret, "Oh, I live in your house quite comfortably. I originally wanted to buy it, but I don't have to move."

Jiang Xi smiled and said, "Let's do this, this customer has indeed fallen in love with my house, but the procedures have not been completed yet. If the other party regrets it, I'll look for you again. However, the price of 1.7 million is definitely not a penny."

"Oh! OK OK, if he doesn't want it, please inform me again."

"Okay! Thank you, sister, you are such a good person!"

"Haha!" The female tenant smiled meaningfully.

How could she not know that Jiang Xi already knew that she would not open the door to see the house, but Jiang Xi would not break it, as if there was no such thing, and she would praise her for being good. How could she have the nerve to do anything too much?

Jiang Xi hung up the phone and I asked her, "Will we compensate her for the rent for a month? Is it our loss?"

Jiang Xi glanced at me, "What are you losing? We were doing things according to the contract. As long as I sold the house, I would have to compensate her for the rent for a month. Isn't it just 1,200 yuan? I'll compensate her earlier and let her leave my sight sooner. I don't want to deal with such people with bad character. There is not so much American time spent on her."

When I looked at her unhesitated look, I felt that she had a decisive aura.

If I were to do it, I would probably have to calculate if the tenants stayed for one more day and could we earn more of the rent for one day.

Jiang Xi seemed to see my little thoughts and curled her lips and said, "Don't stare at the sesame seeds, the watermelon may be lost."

"Then you say, what is sesame seeds? What is watermelon?" I asked curiously.

Jiang Xi said, "Buying a house and selling a house are all major issues. If you sell it early, you can buy the house you want smoothly, which is the watermelon business. The little money you lose in the process is the sesame business. The house you buy early can easily increase by 0.1 percentage points, and there are more than one handful of sesame meat."

It sounds like this, it is true. Jiang Xi seems to be in a general style. She has known her for so long, but she has never seen her throw watermelon for sesame seeds.

And how many people in this world have done so many things that accidentally throw away watermelons in order to pick up sesame seeds? I'm afraid there are many.

"If the agent did not buy our house, do you think this female tenant would still buy it? Will you still notify her?" I suddenly thought of this question and was a little curious.

Jiang Xi said, "I just said that just to keep a backup plan. If the client from the agency doesn't buy it, I can hook her up. However, she would definitely not be as easy as she is today. She must have wanted to give me one million and six million yuan to get a bargain. So, I will not take the initiative to look for her unless she takes the initiative to look for me."

"oh!"

Sometimes I really admire Jiang Xi. In fact, Jiang Xi has not had many contacts with this female tenant. Just a few days ago, she had already guessed the female tenant's thoughts. If Jiang Xi didn't say anything, I wouldn't feel anything, haha!

After that, the tenant no longer dragged the house or moved because it was meaningless to drag it. It would be better to find a house that suits her earlier and get our compensation earlier.

So, a week later, she moved away. Before leaving, she called Jiangxi and asked if she had the curtains she had installed. If she wanted them, she would not take them away and sell them to us at a cheaper price.

Jiang Xi still smiled and said, "Sister, you installed it yourself, so you can demolish it all! My house has been sold, why am I still buying those things?"

The female tenant couldn't say anything, and finally took off all her things.

This time, it was very convenient for the intermediary to take the client to see the house. In less than a week, Jiang Xi received five very "sincere" calls.

However, all these calls have a common message, that is...

"Sister, I have a customer who has already taken a fancy to your house. But, sister, let me tell you that with a Nanjing Bridge, the house in Qiaobei has dropped a lot, and the transaction volume is very small. Your house has not been around for two years and the tax is very high, so the customer thinks that this house is not worth 1.7 million, and at most 1.59 million!"

"Sister, I have a client here. I am very sincere in buying your house, but she can only pay 1.56 million yuan. Can you consider it?"

"Sister, my customers can pay at most 1.55 million yuan. Do you want to consider it? The market is really bad now. Your house has a high tax, so the price is reasonable!"

"Sister, I have a very sincere customer. I really like your house. However, now everyone knows the market price, so the customer can only pay 1.52 million yuan. Can you consider it?"

When I heard an agent say this, I can't take it seriously, but if every agent who calls me says this, I start to feel that the market may be really bad. Originally, my family could only sell a house worth 1.7 million yuan, but now it can only sell more than 1.5 million yuan.

I thought at that time that in order for my mother to quickly live in a house near us, I would be willing to sell it for 1.6 million yuan. At worst, I would have to borrow another 100,000 yuan, and I would have to borrow 900,000 yuan. Anyway, the interest rate of 100,000 yuan would not be short of that 100,000 yuan.

But Jiang Xi will always be different from what I do.

Regarding the above calls, Jiang Xi was not anxious or impatient, responding to changes in the same way, and said calmly, "It doesn't matter. I don't look at others and don't care about the market. I just want to sell one million. If I can't give this price, I would rather not sell it!"

The agents could only hang up the phone in disappointment.

Three more days later, we were interested in asking the customer to meet us.

Before going, Jiang Xi repeatedly emphasized on the phone with the intermediary staff, "You must make it clear to the customer that 1.7 million yuan is the lowest price, and you can't cut a penny. If you can't accept the price, we won't go to talk. It would be tiring to go to Qiaobei. If you can't negotiate, it would be useless."

It was a female intermediary, and she immediately said, "Sister, don't worry, I have agreed with the customer that the customer has accepted the price, and he will sign the contract when he comes."

Jiang Xi smiled and said, "That's so thankful to Xiao Zhang, but you still have to make sure with the customer again and again!"

Xiao Zhang said, "Oh my sister, don't worry, I've really confirmed it again and again."

"Okay, we'll be there in an hour!" Jiang Xi said with a smile.

"Okay!" Xiao Zhang agreed happily.

When Jiang Xi hung up the phone, I was also happy, "It's so great. I probably won't cut our price this time, right?"

Jiang Xi glanced at me with a squinted eye, obviously with contempt, "I think beautifully!"

"Huh? Didn't the agent repeatedly guarantee that she had communicated with the customer and would never cut our price again?"

"Hmph!" Jiang Xi smiled speechlessly, "When you forgot that when our family bought Juxen Garden, I also told the agent, "You brought the landlord, will I not cut his price?"

My heart suddenly stumbled, as if I had been awakened.
To be continued...