Qiu Zhizhang sat in the center, and the whole table was full of stiff faces, waiting for the president's instructions.

The atmosphere was frozen for a long time, and Qiu Zhizhang finally raised his head slightly and asked in a low voice.

“What does the Financial Markets Department think?”

"It still needs to be observed." The mature-faced man replied.

"Have you not had this situation before?"

The man explained: "Big banks usually do not change interest rates. Our customers are very stable. Several state-owned banks follow the central benchmark interest rates, which is almost unwritten."

"Hmm..." Qiu Zhizhang turned his head and asked, "Where is the Assets and Liabilities Management Department? Is the latest data coming out?"

"Mr. Qiu, this is the one you have in your hand." An older woman with white hair said respectfully, "Now I report the data to you every day. This was at 12 o'clock last night, and the total savings have continued to decrease slightly for two consecutive days..."

Qiu Zhizhang raised the form in his hand and asked lightly: "Will the next data start to be greatly reduced?"

"This is hard to predict." The woman dared not speak loudly, "Often other banks' interest rate adjustments will not affect our bank too much, but considering the relationship with Jijing Bank and the quick transfer channels... it's not accurate..."

"Information Department?" Qiu Zhizhang turned his finger again, "How is customer information processed after separation?"

A slightly younger man stood up and said, "The database is separated, and both parties can only view information about their existing customers."

"Are you sure?" Qiu Zhizhang looked stern, "Although he doesn't know much about these high-tech things, is it possible for the other party to get a copy or copy it before separation?"

"This..." The man's forehead felt a little sweat and replied in a panic, "I want to ask Jijing Branch, the database is managed separately by each branch."

"Jijing Branch?" Qiu Zhizhang sneered, "Are you talking about that office building? It still belongs to us now?"

The man felt cold again: "At that time... the branch data segmentation I supervised... should be fine, right?"

"Should?" Qiu Zhizhang shook his head, "You sit down, it's not your fault. The branches are all Chen Xingyuan's people. As long as they are not stupid, they have ten thousand ways to master all customer information."

The man wanted to defend himself, but after seeing Qiu Zhizhang's momentum, he was really indecisive after thinking about it, so he had to sit down with depression.

"Then, we might as well make the worst plans." Qiu Zhizhang gently clicked the table, "Suppose they contacted all customers with deposits of more than 200,000 yuan, promised, and directly converted the deposits to higher interest rates, I think this group of people will shake a lot, right?"

The audience was silent and no one dared to speak out.

Qiu Zhizhang paused and continued: "According to our latest data, personal deposits account for 36.2% of the total deposit ratio. How much do you think we will lose in the face of the current impact?"

No one dares to answer this question.

"I think... at least it will be cut in half." Qiu Zhizhang sighed and leaned on the back of the chair. "In every second we discuss here, maybe millions of funds have flowed out, so everyone, can anyone come up with any plan?"

Is interest rates raised?

Obviously this is the only solution.

But no one dares to say it.

For many years, United Bank's interest rates have only followed the central benchmark interest rate. If they change without authorization, it will not only undermine the unwritten regulations among the five major banks, but may also cause dissatisfaction among the financial team above.

So what about inaction?

This will not provoke anyone, and there is no need to take risks.

But the one who lost the meat was United Bank itself.

An atmosphere of a husband-owned enterprise is secretly spreading.

Before I knew it, the conference room was silent for a long time.

Suddenly, the door of the conference room was pushed open, Qian Bo hurried in with his cell phone, walked quickly behind Qiu Zhizhang, and leaned into his ear and muttered a few words.

"Oh? Give it to me." Qiu Zhizhang then took the call from Qian Bo.

He only listened to the phone and said nothing. He occasionally said "um" softly.

This conversation lasted about two minutes.

These two minutes were a torment for everyone, and the head office cadres in the entire conference room were only waiting for Qiu Zhizhang.

Finally, he gently put down the phone.

Qiu Zhizhang glanced at everyone with his sharp eyes.

"Since I'm here, I'm not afraid of taking risks." Qiu Zhizhang shook his head. "What makes me regret is that so many people, none of them are willing to take risks with me. There was finally someone who dared to speak, and it was someone I had never known before, someone who had never been in Jijing for a day."

Qiu Zhizhang slowly stood up and patted the table with his hands: "The entire interest rate to which Jijing belongs is raised, March, half a year, one year, three years, five years, and the entire interest rate is raised to the highest level, and do this as quickly as possible, and at the same time draft an interest rate conversion agreement, allowing the interest rate of existing deposits to be changed to this level, provided that the power to transfer to Jijing Bank is waived."

The audience was stunned...

It was so sudden that he really did...

Although it is only in Jijing area, this means that some people have broken the atmosphere between the five major banks.

As Qiu Zhizhang said, he had already realized that he had been responsible for all crimes.

Maybe Qiu Zhizhang had decided to do this long ago. He was just waiting for someone to say it out. He wanted to see who else could have the courage and courage.

In many people's first reaction, that person was Lin Qiang, and the phone number should have been called by Lin Qiang.

But Qiu Zhizhang has made it clear that the person he proposed was not the person he knew.

So who else? With this power in one sentence, can Qiu Zhizhang stand out with satisfaction?

"No need to guess, it is Huang Guangyao, the future leader of Jijing Branch." Qiu Zhizhang said in a deep voice, "The situation is so obvious now. He is the only one who is anxiously begging me to increase the interest rate. It seems that this candidate is not wrong."

Then, Qiu Zhizhang said: "The office urgently notified all branches and business halls of Jijing to retain major customers who are interested in leaving, and the interest rate must be implemented tomorrow."

"After meeting."

Qiu Zhizhang had been struggling for a long time before, but he was so decisive from the decision to the meeting. When everyone realized it, he had left the conference room.

Most people looked at each other, and several leaders of relevant departments quickly stood up and rushed to the office. The previous inaction had already disappointed Qiu Zhizhang, and the execution speed below could no longer be disastrous.

Soon, countless phone calls were called and the news came quickly.

Lin Qiang also received the news as soon as possible, which surprised and excited him.

He is a conservative and does not believe that the huge United Bank will take risks because of Jijing Branch, but it happened, and Qiu Zhizhang took all the risks.
Chapter completed!