0260 Interest rate
The next morning, Lin Qiang arrived not too early, and he was about to run into old Deng and lead a group of new workers to work.
Seeing that Lin Qiang came, Old Deng immediately made 100 grievances expressions and went up to meet him.
"I said to President Lin! You don't bring me a needle like this!" Old Deng walked to Lin Qiang with tears in his nose, "Do you know I haven't slept well that night?"
"Ha?" Lin Qiang looked at the seven or eight workers behind Old Deng and asked, "Is this a new team?"
"That's right." Old Deng sighed. He knew that Lin Qiang didn't smoke, so he lit one himself, "Okay, Zhu Xing was so scared that he received instructions from the head office. He asked me to find another team as quickly as possible to decorate the day shift and night shifts in turn."
"It's really hard." Lin Qiang scratched his head embarrassedly, "I just said casually, but I didn't expect the leader to attach so much importance to it."
"Yes, I understand." Old Deng shook his head and smiled, "President Lin, you must tell me directly next time, don't go around like this."
"Sorry, sorry." Lin Qiang did not intend to use his upper-level relationship to suppress others. When he saw Lao Deng's reaction, he felt that it was inappropriate. Such behavior of being more and more interspersed was still very taboo. Thinking that he was doing something wrong, he lowered his attitude, "By the way, I apologize to me and Zhu Xing."
"Then you have to go by yourself... Zhu Xing also blamed me for dragging me..." Old Deng said as he pulled Lin Qiang towards the door of the decoration next door, "Come on, check the progress first."
Lin Qiang followed them in and saw that the walls and floors in the hall had been made. Two workers were standing on the ladder and were scraping putty. They were also sleepy and seemed to have been busy all night.
"The water and electricity grids have been completed here. Now it is the final stage. Decoration will be started soon." Lao Deng introduced, "The other workers are on the upper floor, and the situation is basically the same as here. This group of workers will get off work soon and have a new one. We put the noise-free work in the day and the soundless work in the evening. This is the limit."
"Thank you, thank you." Lin Qiang asked, "So the construction period?"
"I know you have to ask." Old Deng said with his fingers, "There are bricks, tables, furniture and stones behind it. Electrical equipment and office accessories at the end. If it is not considered dispersed, it will be at least half a month."
"Okay, it's much faster." Lin Qiang muttered, "When the time comes, get a few air filters to dissipate the smell. Try to move it in within three weeks."
"I can't guarantee it for three weeks, I will definitely do my best." Old Deng then pointed to the wall and said, "By the way, in the end, the storefronts on both sides of the first floor must be opened, and the location of the business hall now needs to be renovated, the office area will be removed, and all of them will be turned into private business areas."
"Yes." Lin Qiang patted Old Deng and said with a smile. "I'll be relieved if Brother Deng is there."
"It's done, you're busy, I'll explain something to the foreman." Old Deng waved his hand powerlessly, obviously too tired.
When we returned to the business hall, it was about 9:30. Since it was a weekend, the big customers we had already made appointments had already arrived. Because of the large number of customers, Lin Qiang's office and conference room also temporarily acted as negotiation rooms. Lin Xiaozao, Zheng Shuai, Wei Hang and others explained the situation to the customers and handled the transfer.
Seeing that everyone was busy and had no place to go, Lin Qiang played at will in the lobby to help. He showed his attitude when he was fine, which was also a good motivation for his subordinates.
Not long after he was busy in the lobby, Zheng Shuai rushed over with an anxious expression.
"Trouble." He quickly walked to Lin Qiang and bit his lip, "Jijing Bank has also contacted these customers."
"They have information. It's normal." Lin Qiang nodded and asked, "What's wrong? Is there any big blood-drip promotion?"
"You're right." Zheng Shuai frowned, "They... raised interest rates."
"??" Lin Qiang's expression stagnated.
About a few years ago, the country gradually liberalized the interest rate space for bank deposits, and commercial banks could adjust interest rates independently within a certain range. From then on, many small banks would choose to increase the interest rate of about 10% on the original basis to absorb deposits. (If the one-year interest rate is 3%, it will increase to 3.3%.) However, due to political factors, the five major state-owned banks always follow the benchmark interest rate of the central bank and keep pace.
In the current situation, Jijing Bank was separated from United Bank and naturally began to follow the path of small banks, starting to liberalize interest rates and expand business. However, United Bank has been following the central government for many years, but now it is not easy to move.
Normally, old customers will not switch to banks they don’t trust because of the small gap in interest rates, but the situation is not that simple now.
"There is another tough move over there." Zheng Shuai said helplessly, "As long as the customer signs an agreement in the past, the previous fixed deposit can be settled immediately at the new interest rate... I think the content of those agreements is to give up the transfer right..."
Lin Qiang couldn't help frowning: "Sign up and you can get extra interest in vain. This time it's not as simple as a shopping card. Even those with plenty of money will be attracted."
As he was talking, a middle-aged curly woman walked out of the backstage and smiled apologized to Zheng Shuai.
"I'm sorry Xiao Zheng, I'll go there."
Zheng Shuai also knew that such issues related to actual interests were not convenient to keep, but he still had a glimmer of hope and quickly introduced to her: "This is our president, Lin Qiang. Listen to him again to see if there is any chance."
When the middle-aged woman saw Lin Qiang, she smiled enthusiastically and said, "President Lin, you are very famous."
"I dare not take it." Lin Qiang shook her hand firmly and said sincerely, "We can't decide the issue of interest rates. You can go. But you are still our old customer. When you have treasury bonds, trusts, and high-starting financial management in the future, Xiao Zheng will notify you."
"That's so thankful." The woman smiled happily, "I'm afraid we will be hurt. If you say this, I feel much more comfortable."
Looking at the woman leaving, Lin Qiang had no choice but to instruct: "Let's take a step back and keep it verbally. If there is no chance, follow what I said just now and continue to notify the financial management information, hoping that the money will be returned one day."
"There is no other way..." Zheng Shuai shook his head, "Originally, the appointments for customers were full this day, but just now, three people called and said they couldn't come, so they were afraid they would go directly to the next door."
"It's okay, let's do our best." Lin Qiang smiled, "They raised interest rates and reduced their profit margins. Great Wall Group was able to acquire half of the bank with the extreme financing. I want to see how they play next."
He said, looking out the window worriedly again.
That person should have a more headache.
Financial Street, United Bank Headquarters, the second conference room on the third floor.
Chapter completed!