Chapter 1284 Snowing(1/3)
He quickly stood up and asked, "Why are you here? Have you eaten? Do you want to eat something?"
"I've eaten, no need."
"It's a loan, is there anything else?"
"It's not about a loan. I just want to ask you if you want to make a deposit. The interest rate is very high!"
"Deposits? You do both loans and deposits. Your business volume is quite large, right?"
Shen Ming'e chuckled, "It's not that the president wants me to promote it, otherwise few people would go to the bank to deposit money."
"I already borrowed 200,000 yuan from the bank..."
"Deposits are deposits, and loans are loans. Your money will definitely not be deducted to equalize the loan."
"You know, I am not from the local area. I will go home next month. There is no need to deposit it in the bank here. It is not easy to withdraw money from other places, let alone cross banks and add other places. I am too lazy to bother."
"You're going home next month? Not coming?" Shen Ming'e widened her eyes in surprise.
"I'm going home to celebrate the New Year. My boat is still in your shipyard, and the money has been transferred to the public account. I will crawl over next year."
"Haha, isn't that okay? You'll come again next year anyway. You can deposit it directly into the bank. If you come to sail next year, you can still withdraw the money. The interest earned on depositing for a year will be much longer."
"I don't have any money to save. I spent 100,000 yuan to buy that cargo ship, and I borrowed more than 30,000 yuan from others to get it together. How can I save any money? I used all my earnings to pay back the money."
"oh."
"Or, you can lend me a little more and I can deposit it and earn the interest?"
"What good things are you thinking of?" She raised her voice a little higher.
Ye Yaodong spread his hands, "Then there's no other way. I don't have any money, and I can't save it even if I want to. You can either ask other people? Or wait until next year when I get the boat, earn more, and then save it?"
"Forget it, I still think that you have so many ships. It's not safe to keep the money around. It would be better to deposit it in the bank."
"Then you wait for me to earn more, wait for me to earn more, and then deposit it into your bank."
Depositing in a bank sounds safe, but there are too many hidden dangers. Nowadays, it is not connected nationwide, so the procedures are very troublesome.
Moreover, the National Internet Network can transfer the money internally, let alone now? Ten or twenty thousand is not a small amount, and he still has hundreds of thousands. When the employee runs away, who will he ask to compensate?
And he will go home next month. For such a small amount of interest, it is not necessary to save for a month.
A large box of money has to be carried around, deposited in and taken out, how much care should be taken?
The bank doesn't find it troublesome to count the money, but he finds it troublesome to transfer it.
He didn't even carry any change with him, just because he was afraid of trouble. He was in a foreign country and it was better to keep a low profile.
Who knows whether the person you meet is a human or a ghost.
Hundreds of thousands is enough to buy the lives of all of them, so he might as well keep it a secret.
It doesn't matter if you owe money in a high-profile manner, it doesn't matter if you exaggerate it so that everyone knows about it, but if you make a lot of money, you still have to keep it a secret.
When Shen Ming'e heard what he said, she could only believe that he didn't have much money on hand and didn't need to save it, so she had to return without success.
"Boss, why don't you deposit it directly in the bank, which is safer?"
"What to save? I want to use it to pay the balance of the cargo ship. The renovation of the cargo ship will be completed by the end of the month. I don't have to pay for it? I will go home immediately next month, so there is no need to worry."
"That's right. I won't be able to catch the Winter Solstice when I go back next month. I wonder if I can catch the Laba Festival."
"We'll see when the time comes. There's no extravagance about eating Laba. If you stay a few more days, you can get a few more days of salary."
"I miss home, I haven't been out for a long time..."
Ye Yaodong also told them that he wanted to go back. It was too lonely here, there were no dogs, and only the smell of fish was familiar.
But now is the time for him to make a lot of money, and everyone is here, so he definitely can't just go back like this.
No matter what, you have to earn the money you should earn before you can happily take people back.
After he comforted and encouraged everyone, he asked them to hold on and the time passed quickly.
In the afternoon, it was time for the Chamber of Commerce to meet again. They agreed to hold a meeting every week at a fixed time and location, and it was not mandatory.
If you are at home, you can go there for a meeting, chat, get acquainted, and get to know new members by the way.
If you are not at home, going to sea or other places, you can wait until the next meeting. Everyone has to make money, and not everyone will be there every time.
After nearly two months of development, they already have more than 30 members, but for various reasons, only a dozen showed up.
Anyway, every time there is a new member, Ye Yaodong has to be pulled out for a walk, 4 times a month, and he is basically there two or three times, which is considered relatively frequent.
Whoever asked him to collect fresh goods would only go out every two or three days to collect and sell goods at a high frequency.
And he also became very familiar with the people in the Chamber of Commerce, and he had to chat for a while every time he met.
To his surprise, this time he actually said something.
He actually said that he wanted to seek approval from the government to buy a piece of land and build a serious chamber of commerce office, lest the number of people increase and the rental house of Boss Xida would be unable to move around.
If there is a dedicated official office and it is approved by the government, it will be more standardized and more effective.
Ye Yaodong also thinks it makes sense. After all, this is a rental house where Boss Xida lives temporarily. He can't let others rent it all the time. There are so many members anyway.
Moreover, these people who join the association are either businessmen or ship bosses. They all have some wealth, and they must have made a lot of money in the past few months.
If you don't have enough money, a hundred and eighty yuan per person will be enough.
As he was thinking this, Boss Xida happened to say the same thing.
"Everyone has some wealth. I believe that if one person contributes more than a hundred yuan, it is not a big problem for everyone. Now that they have joined our big family, I think everyone must hope that our big family will get better and better."
"If we can apply to the government to buy a piece of land and put up the sign of the Chamber of Commerce, it will mean that we are recognized by the government. Then we will see if we can register a Wenzhou Chamber of Commerce with the government like Comrade Ye Yaodong did.
This way we will be standardized and legal."
"I believe you won't have any big objections to the money. I just want you to think about whether it is necessary and whether you can support it."
"My place is indeed a bit shabby. We have more than 30 members now. If they all come, we won't be able to sit in the room."
"Of course, if we grant a piece of land to the government to build a chamber of commerce, the land and the chamber of commerce will definitely not belong to me. It will definitely belong to everyone and the collective. Everyone can rest assured about this."
"I say all this because I hope that everyone can support each other, go further and further here, make more money, and make a fortune safely. You can discuss it first."
After Jin Laixi said these words, he let everyone discuss it among themselves, then came to his side and explained to him why he was not informed in advance.
I went to look for him two days ago, but he went to sea, and then he also went to nearby towns to trade in the past two days.
Ye Yaodong only said that it didn't matter. It didn't matter whether he told him or not. He never cared about it anyway. He was not a real Wen city person. He could only be regarded as half of it. He could just be a mascot.
But he will definitely pay for the money that should be paid, which is only a hundred yuan, and he has his own chamber of commerce, which is a major benefit, and it is a waste of land.
Regardless of whether it can be developed or not, if the Chamber of Commerce has a piece of land under its name, it is a huge bargain, and the foundation for development is immediately there.
So he immediately answered, "Boss Xida is absolutely right. I absolutely support you. If the Chamber of Commerce has land under its name, it will be a great thing for everyone."
"Furthermore, if the government approves it, it will be support. We can be considered a regular army, but when we apply, we have to be nice."
"For example, now that our country is developing its economy and supporting self-employed businesses, it will be more conducive to development for us businessmen to join a group. And after we businessmen develop in a group, we will definitely support the government more."
"This is also a good thing for their local government. If we work together, they can manage us better."
Jin Laixi gave him a thumbs up, "I knew it would be right to tell you. Why don't you go and have a word with the big guy?"
"Alright."
"Let me help you tell me. Everyone must be fine, and they will definitely not be reluctant to pay. It's just a hundred yuan. I'm probably hesitant about whether it's worth spending the money and whether it's useful? After all, most of them have just joined the membership.
, it’s not that bad yet, but we actually have to pay again. Some people who are not so familiar with us must have some ideas.”
"That's the truth."
Jin Laixi nodded and said loudly, asking everyone to be quiet.
"Listen to what Vice Chairman Ye Yaodong has to say. I just discussed it with him. He has some good ideas, so let him talk about it."
Ye Yaodong waited for him to finish, then stood up and repeated the point he had just made to Jin Laixi.
And I also said a few words, after the Chamber of Commerce has independent land, it will be more cohesive for everyone, and the Chamber of Commerce will become stronger.
At the same time, I also mentioned that you can choose a financial institution to keep accounts specifically and remember where each income is spent.
If there are no daily expenses, he recommends depositing the money in the bank. The interest rates of current banks are also quite high, and the bank will also have records of every expenditure.
This is also a guarantee for everyone.
When everyone heard what he said, they felt that it was much more reliable than what Jin Laixi said just now.
At least the membership fees and the money everyone pays are deposited in the bank, with records that can be checked, rather than in the hands of an individual.
We are not afraid of paying, but we are afraid that paying money will give someone an advantage.
Ye Yaodong also suddenly thought of Shen Ming'e asking him to make a deposit in the morning. It happened that after everyone collected funds and recorded the accounts, they could hand the money to the bank first.
At present, the membership fees are all paid to Jin Laixi. At the beginning, there were only a few people and not much money, so everyone must have no opinions. When they come back to their senses later, they will all have ideas.
It would be better to open an account at a separate chamber of commerce and deposit in it.
By the time he finished speaking, more people nodded and agreed.
People who were hesitant at first also followed the crowd.
To be continued...