These are very crude now, and when they are improved in the future, he will take them and exchange them for notebooks.

This piece of paper was also a top priority. He folded it again and again and locked it in the password box. When Shen Ming'e needed it, he would take it out.

The matter of the house has not been settled yet, but he is not worried. If he can't buy it, he can't buy it. Anyway, he already has the land. He will go to Shen Ming'e to ask about it the next day.

He hadn't gone to sea in the past two days, so he wanted to seize the time and get this matter done. If he did it earlier, he would be able to book the ship earlier and deliver the goods earlier.

When he went to see Shen Ming'e the next day, Aguang was no longer with him because he was still debating whether to buy the land.

Intellectually, he knew that Ye Yaodong would not lie to him, but his words still exceeded his expectations. 20,000 was not a small amount, and he had to think about it.

Ye Yaodong didn't care about him, he just went to do things on his own.

Shen Ming'e was also very happy to see him coming.

"If you don't come, I will go look for you tomorrow. It's been several days. How are things going with your house and land?"

"I spent 20,000 yuan to buy a piece of land. There is no news about the house yet, so I came here to ask first. Is it okay to clear up the land?"

"It should be no problem. You are the vice-president of the Fisheries Association of the two cities. You have an identity recognized by the Ocean Bureau, and the certificate also has the seal of the Ocean Bureau. You are also a party activist. This will give you preferential treatment. I have asked, you can do it if you don't have land.

If you have land, I can probably lend you more money."

Ye Yaodong's eyes lit up, "Can we borrow more?"

"Yes, I asked for you before. Didn't you ask me to ask if you could vouch for your other friends? The leader said no, they are all from out of town, and they will not provide loans through approval."

"But if you want to borrow more, you can get preferential treatment because you have proof of identity and proof of assets, such as the land purchase contract, the fishing boat purchase contract, etc. These are all proofs of assets."

Ye Yaodong looked forward to it, "What's the maximum loan you can give me?"

"200,000 is the maximum. If you still have a factory supported by the government, you can increase the amount even more."

"Damn, I have this too!" he said immediately when he was excited.

Now Shen Ming'e's eyes widened, "Huh?"

She just said it casually.

"You still have government-supported factories?"

"I have a lighter factory in Wenzhou in partnership with a friend, and I also have a factory with 13 acres of land in my hometown."

"13 acres of land!" Shen Ming'e's voice was so loud that it suddenly alarmed the entire bank.

She immediately smiled awkwardly at the others and waved her hand to indicate that she was okay.

"Is it true or false? This cannot be faked. The bank needs to verify it and you must have an actual stamped certificate."

Ye Yaodong frowned silently, "If you want an actual stamped certificate, I really can't get it now, and I can't fly back."

It probably wouldn't be that easy if he was an agent. His 13 acres of land could only be regarded as a workshop. He didn't dare to make it bigger. He just blurted out his bragging.

Fang Jingfu didn’t know if it would work.

Shen Ming'e looked at him with bright eyes, "Why are you so capable? To show you, my brothers are all useless."

"Haha...that can't be said."

Ye Yaodong didn't make any pretentious rebuttal, he was focused on thinking about the arrangements after receiving the 200,000 yuan.

Spending 100,000 yuan to order a fresh-harvesting boat of about 40 meters should be more than enough.

The remaining 100,000 yuan can be used to invest in the boatmen to book ships, or he can simply book it himself.

Order another 5 like the Dongsheng ship, and then from the more than 20 workers currently on hand, select 5 who are honest and old enough to be the boss of the ship, and give them 10% of the shares.

As for the other boatmen who wanted to build their own fishing boats in the new year, if they had ideas, they could do it. He would then persuade Ah Qing to take money from home to support them in buying shares, just like the plan he came up with on the boat when he came back the night before yesterday.

Anyway, his family has hundreds of thousands of dollars, and he will probably earn more than ten or two hundred thousand in the next two months.

This much money must be put to good use.

Besides buying a boat, he has no better idea. Now is not the best time to buy a house or land.

If he meets an opportunity and buys a little bit, he should only do so if he has an opportunity. The general market does not support him spending all his money to buy.

Buying a boat has no impact, and it can maintain its value and create more value, which can make it several times more in the short term.

He likes the feeling of making money steadily and steadily. If he buys a large amount of land, it will be in vain if he cannot hold on to it.

And because he only supports the purchase of boats as big as the Dongsheng, he does not support small trawlers. He has enough. In this way, there will be fewer boatmen buying boats on their own next year.

He can also connect it with his hands, bringing the old with the new.

After all, that boat costs 20,000 to 30,000 yuan. Even if he invests half of the capital, they still have to find brothers and relatives as partners.

However, the speed at which the Dongsheng makes money is not comparable to that of ordinary fishing boats. Everyone is here, and each other can understand how much the boat can sell every day.

I will also compare in my mind to see which size of boat is more cost-effective, and big boats will not be easily eliminated.

Then he used the money to order a fishing boat here in Zhoushi. The workers would definitely have to go back to their families to discuss it at the end of the year, and they would definitely make reservations in the county or city by then.

If the quantity is not large, it can be delivered in the second half of the year and it will not fail to be manufactured.

Or the cousin who rented his boat may be able to get more money. After all, they share half of it, and the boatman only has dead wages, so the boat costs 20,000 to 30,000 yuan.

The cousins ​​are more hopeful, and his investment can be regarded as helping relatives.

He thought that this was the best plan. He could fully utilize the interest-free loan funds and create maximum returns for himself.

After a few years, when the fishing boats they invested in were redeemed one after another, he made enough money and was able to book another 40-meter boat to form a team.

At that time, for him, there would be no pressure on funds, and his shipbuilding technology would reach a higher level.

Now there is still a certain amount of pressure for him to spend money to build a 40-meter boat, and he cannot build a few. If it is not enough for a fleet, it is not cost-effective.

It's better to just pick up the fresh ships and collect the goods here to make a lot of money.

Ye Yaodong lowered his head and thought for a long time. Shen Ming'e saw that he was thinking about something, so she said nothing and waited quietly for him to finish thinking.

Seeing that he seemed to be immersed in his thoughts and could not easily come back to his senses, she went to get him an interest-free loan contract and help him write the application first.

Anyway, he is in good condition for the loan, and the boss has no problem with the loan. Now he has to write the contract and ask him to bring the certificate later. After the boss reads it and there is no problem, he can lend.

Ye Yaodong clarified the thoughts in his mind, and after he had a rough idea, he wanted to talk to Shen Ming'e about loaning 200,000 yuan first.

After all, the current thinking is like this. Who knows whether it will change in time, whether there will be a better plan, and the plan cannot keep up with the changes.

Anyway, if you can get an interest-free loan of 200,000 first, do it first.

Maybe this loan will be available next year?

Or when he returns home, maybe there will be an interest-free loan there?

The policies promulgated by this country should be unified across the country, right?

Then when he goes back, he can take out the interest-free loan at home again. If he doesn't, don't let this kind of benefit go to waste. Anyway, as long as he repays it, it will be fine.

You don’t necessarily have to focus on harvesting wool here. It might be easier to get an interest-free loan somewhere else.

When he just turned around to say something, it turned out that she was already writing the application form.

"Hey, has it been written down?"

"Yeah, I saw you were thinking about something so I didn't bother you. Anyway, you can certainly do this and you know how to borrow money, so I'll write it for you first. You sign it first and I'll give you the proof of land purchase later.

, as well as the fishing boat’s certificate and your ID card, bring them over and make copies, and I’ll submit them for review together.”

"Okay, thank you very much."

He was quite considerate. He knew he was thinking about something and didn't bother him, but he didn't boast about it to avoid being teased by him.

He is so handsome, what if you really have any thoughts about him?

Ye Yaodong looked at the application form she pushed over, reading it carefully from beginning to end. Fortunately, he was not illiterate, otherwise it would have been a joke.

After there was no problem, he signed his name and stamped his fingerprints.

"Is this good? I'll go back later and get all the supporting documents to copy?"

"Yes, you can bring it over and make copies later. I also need the identity certificate issued by your village, and the certificates from the fishery associations of the two provinces, so that I can submit them together. After the review is passed, I will go to your home to ask you to sign, and then

Waiting for the loan."

"Understood."

Anyway, if you can give him extra code and prove his identity, just take them all and make copies.

"By the way, why are you the only one here today? Where is your friend? He doesn't want to borrow money anymore?"

"Didn't he think that it would be enough to apply? Now, because he is from out of town, he still needs proof of assets, land and real estate to back it up, and he has to spend money first, so he is a little hesitant."

"There's nothing you can do about it. He's from out of town. He doesn't have as many identities as you to prove, and he doesn't have as many assets as you do. Your cargo ship alone costs more than 100,000 yuan, but you can borrow 200,000 yuan.

capital."

"Well, let him think about it anyway."

"It's a pity. I think this is very good. Your thinking is too backward. It's normal to make loans abroad, and they all require interest. We don't need interest now, it's interest-free. You just think too much.

, it would be great if it can be affordable, it will definitely become more common in the future.”

"Yes, I think so too. It would be great to get a good deal. Their thinking is just too backward. If you pass this village, there may not be this store anymore."
To be continued...