Chapter 1657 Bank Operation
"There are some clever, I am afraid that I have taken too much silver, and I am stared. So I took the silver ticket to the money villas of the saved money to redeem them separately.
To summarize the account, the last five days, any of the accounts in the country will gather to the capital, their small abacus, you will know at a glance. "
Listening to Liu Sichun's tone was all dissatisfied, the shopkeeper asked carefully: "Boss Liu, do you need to restrict withdrawal?"
Liu Sichun didn't want to think, and immediately rejected: "You can't restrict it. Just take them, how much you need to withdraw, and once you restrict withdrawal, the news will inevitably cause the panic of the people. Once the crowded is caused
Trouble. "
The word extrusion is too fresh, and the shopkeeper does not understand, but combined with the meaning of the context, he can also guess.
In fact, even Liu Sichun was the word that was learned from Li Chen.
Before Li Chen left the capital, she specifically explained to her many things, including the prevention of crowding.
It seems that Li Chen expected that once bad news came from the front line, it would lead to a problem with the Qianzhuang side, so Li Chen left many plans, specifically to teach Liu Sichun to deal with various situations.
Seeing Liu Sichun's opposition, the shopkeeper naturally shut up.
Liu Sichun continues to look at the ledger.
After browsing the ledger, Liu Sichun quickly took his mind and got a set of numbers.
"At present, the total deposit of the national Qianzhuang is about 86.65 million, while the current silver inventory is only 33 million, of which more than 22 million are loan."
"Loan loans will inevitably generate bad debts, but we can recover bad debts through local official supply, so the loss is not great, but it will inevitably cause the lender's missing, death, and it is indeed unable to repay. This part may occupy the entire borrowing scale.
One or two thousandths, it is still reluctant to accept. "
"There are more than 86 million two deposits. The interest we spend every month is nearly 32,000, and the profit that can be obtained for borrowing is about 80,000 per month, and then deduct a thousand
One or two bad debts loss, the salary of the people's money houses and other costs, the entire money house is operated, and the surplus of about 12,000 yuan per month can be maintained. "
The shopkeeper listened to the accounts of Liu Sichun's heart calculation, but felt sighing.
"Boss Liu really calculated." The shopkeeper Feng Chengdao.
Shaking his head and not picking up the shopkeeper, Liu Sichun said: "Putting such a large stall, earning 12,000 every month, in fact, almost equivalent to no money, but according to His Royal Highness, the most fundamental purpose of Qianzhuang is not making money.
Instead, the funds of the business of private merchant business are allowed to develop the business of the business of private merchants, so that the commerce and trade of the entire world has developed. In this way, the court can get greater tax returns. This is the fundamental purpose of the establishment of Qianzhuang. "
The shopkeeper said immediately: "Indeed, many of the friends around the villain like to come to our money house to borrow loans. One is convenient for the formalities. Second, after all, there is an endorsement of the court. The process is transparent and simple.
Much low. "
Liu Sichun sighed: "His Royal Highness said, if the war is not inevitable, when the right now cannot move the money, the money house has just developed, and it is very young and weak.
Chapter completed!