"This is Tianzhang Pavilion. If you say something, it will be my ears. No third person will know. Xu Ping, tell me the truth. What is the consequence of what you said during the day? Will the world's financial power be fully included in the Three Divisions in the future, and every tiny box of money must be used through the Zuozangku? This matter is not small, and you must not hide anything!"

Seeing Zhao Zhen staring at him without blinking, Xu Ping felt helpless. After coming out of Chongzheng Palace and returning to the Sansi Yamen, Xu Ping was summoned to the palace by Xiaohuangmen before he could drink some water. Zhao Zhen was really anxious, but fortunately he believed that Xu Ping would never betray him, but thought that during the day he was hiding something from him to block others' mouths.

The conscience of heaven and earth, Xu Pingzhen did not intend to seize Zhao Zhen's financial power, and deliberately left a hole in a bank. Checks and balances within and outside are the ways to govern the country. If the emperor passes on from generation to generation, there will always be a foolish monarch. Absolute power is not a good thing for the country. By the same token, all power is received from the outside court, so who guarantees that there will be no powerful ministers? The Japanese emperor next door is a mascot, but the Guanbai shogunate is just a new imperial power. When the society develops, we can only say which step.

Holding the court tablet in his hand, Xu Ping bowed to Zhao Zhen: "I have been singing the imperial examinations and passed the imperial examinations, and I have no selfishness towards Your Majesty."

Zhao Zhen waved his hand and said, "I know, if you don't trust you, how can you be the commander of the Three Sessions at such an age and take charge of the world's financial power? But what you said during the day has cut off the source of wealth in the inner warehouse and is not in line with the system of ancestors!"

Xu Ping said: "If Your Majesty can trust you, I will explain it carefully, if you can't believe it."

"I can trust you before summoning Tianzhang Pavilion. Our monarch and ministers have clearly analyzed the pros and cons of it, and we must not hide anything! As long as you tell me what you think in your heart, you will never blame you!"

"Your Majesty said this, I will do my best! But no matter what you said during the day or what you said before, I have never concealed anything from Your Majesty!" Seeing that Zhao Zhen's face was not good, Xu Ping stopped these words of loyalty. "First of all, I would like to relax your mind. According to what you said during the day, the wealth in the warehouse will never be reduced!"

Zhao Zhen frowned, obviously disbelieving: "Without the newly minted money every year, and the summer taxes in dozens of states, it won't be less? Where does the money come from? The income from the warehouse depends on these two items!"

"You opened a bank, Your Majesty! Have you calculated the income from opening a bank?"

Xu Ping really wanted to say, "Your bank runs a bank, but the one who runs a bank is still worried about not having money? If the bank is opened, there should be a pride that you are too lazy to pick up money on the ground. What are those small money?

"Banks just invest money, how much interest is per year? Private lending, although there are high interest rates and even double benefits in a year, how can governments open banks so high? Wouldn't it be a exploitation of the people!"

"Your Majesty, the bank's money is not lended to the people, but to the companies, and does not involve exploiting the people."

Zhao Zhen looked at Xu Ping: "Oh, yes, I won't lend it to the people. That's even more troublesome, who will lend it to?"

Xu Ping couldn't help but smile: "Your Majesty is worried that you can't lend it? Okay, I guarantee you that you will have all the loans within three months, okay? All the new business under the three departments, the warehouses of the warehouses are not enough for them!"

Zhao Zhen was stunned for a moment: "Didn't you just lend it to the company? Why did you lend it to the venue again?"

"The company can't be opened by private companies, of course, Sanshi can also be opened. Next, Sanshi's business, all involved in industry and commerce, must be changed into a company, even Sanshi Shop, and the company will also be changed into a company. Otherwise, how can Sanshi manage so many business? After it is changed into a company, it will operate the same as the private company and collect taxes, but the owner is Sanshi."

Zhao Zhen still didn't understand: "What's the use of changing it? Isn't it the same as the original venue?"

"It's different, it's very different. In the current situation, although officials are sent to recruit officials and hire people from outside to do things, the amount of money they make or not has much to do with these people. After changing the company, the accounts will be the same as those of the people. The officials who are recruiting earn more money will make a lot of money and lose money unless they have a reason to live up to their own money. In this way, the money they earn is not comparable to before. People who work in it know how to be motivated."

In the words of Xu Ping's previous life, the company changed to an independent economic entity, independent operation and independent accounting. The official only sent people to manage the accounts, and other miscellaneous tasks were hired to hire private people to do. This is the way of joint-stock companies. Professional personnel are responsible for the operation, shareholders grasp the general direction, control the accounts, and just collect profits. Otherwise, in the current state where the three departments are almost indifferent, Xu Ping could not control the clone technique. He did not do this before because the economic system had not been established and there were no conditions. Now the financial system is already in place, so of course it is managed according to market laws.

Zhao Zhen thought for a while and said to Xu Ping: "I can really make money? Why do I always feel a little panicked?"

"If you can make money, take the cotton cloth industry on Jingxi Road as an example. Not to mention the cloth woven by the market to the shop, just talk about the garment company run by the people in the city. Outside Luoyang, there is a newly lost husband, Sister Tang, who bought a restaurant in the county. There was no business at that time, and the family was worried. Sister Tang sold her house and opened a new garment company. When she started the company, her family was afraid of her daughter's future dowry. As a result, only a year later, how? Sister Tang relied on that garment company and became a wealthy family in Xijing. His parents sold the restaurant, and now they were just sitting at home, and they could not count the money every day. Your Majesty, the business we are doing now is like picking up money on the road!"

Zhao Zhen shook his head: "Small families have never seen big money, and they have shallow eyes. If they earn thirty or fifty or ten thousand a year, they will be a huge fortune in their eyes, so they will naturally be happy. We are talking about national affairs, so how can we use this as an example!"

Xu Ping smiled and said, "Thirty and fifty. Your Majesty underestimated the people in Xijing City! The company's accounts are managed by a dedicated person and there are backups in the government. After two days, I will ask someone to take over the company accounts run by the people in Xijing City and let Your Majesty take a look. The rich princes and princes, there will be no idea how many such families will pay in a year!"

Zhao Zhen looked at Xu Ping and saw that he looked serious and didn't look like he was talking big, so he asked carefully: "How much money did Sister Tang earn in a year? If I could exceed 100 coins, I would believe you!"

"One hundred guan? If I remember the company of Sister Tang, I should have sold more than 5,000 single garments and more than 3,000 cotton coats last year. Does Your Majesty know? A new summer garment in Kaifeng City is worth about 500 guan, and autumn garments are nearly 5,000 guan, and cotton coats are two guan. The cotton cloth is far stronger than linen, and the cotton coat is cold-resistant and the price is higher. The garment company, plus crown, hat, shoes, is actually sold for more than 16,000 guan. All the ready-to-wear clothes are cost-effective, and the profits are still 30,000 to 50%. The company is jointly opened by two companies, and each company has divided the number of governments, and the total amount is always over 5,000 guan. Two or three guan is recorded a year. Not to mention the Xijing City, how many officials in the capital have the salary of this amount?"

After hearing Xu Ping's words, Zhao Zhen was stunned and quickly calculated how much money could be done in his mind. This is really not a small amount of money. It was a reward for princes and ministers. At this time, the highest salary of Privy Councilors, the Prime Minister, had only received only 4800 guan a year, 3600 guan, 2400 guan, the Prime Minister, the deputy prime minister, and 2400 guan. The money that Sister Tang and his family had obtained were enough to be in power. The three ministers were originally treated as the Prime Minister, and they were also 2400 guan. Xu Ping was not the chief official, but he only received only 600 guan. This was not enough to keep up with a businessman.

Of course, in addition to salary, officials also have various additional expenses and various incomes, but the big one is always on salary. It is not an exaggeration to say that Sister Tang has a wealthy company than a prince.

If I earn more than 5,000 guan a year, how much gossip should I listen to less? The money in the warehouse is said to be the emperor, but I dare not spend the amount of thousands of guan easily. I bought some good things for my beloved concubine and dared to take out five,000 guan, but no eunuch dared to receive the order to do things. Not to mention that such a big move would definitely be known by the outside court, and I might say something ugly.

After thinking about it, Zhao Zhen couldn't help but feel a little moved and said to Xu Ping: "Is it really so profitable to open a company?"

Xu Ping shook his head: "It is natural that it is impossible for all companies to make money like this, otherwise the government would advocate it? The world has already started to start a company! Now, these three companies have started a company and can make money like this. Because they are originally making things without worrying about no one buying them, but the number of one-year system is limited. With bank loans, there is no shortage of raw materials and labor employed, the output will increase rapidly, and making money is faster than minting money."

Zhao Zhen nodded, and his face finally calmed down. As long as the capital can be borrowed and interest can be received, the money he has in his hands will not be cheated by the ministers from the outside court. This matter is easy to discuss.

At this time, Zhao Zhen realized that he had been standing for a long time, so he hurriedly ordered the small yellow gate standing in the distance to give Xu Ping a seat and serve tea.

After sitting down, Zhao Zhen was still thinking carefully whether this matter could be determined. Xu Ping would not cheat himself. Zhao Zhen could still trust this. He was afraid that there would be something that Xu Ping did not consider, and he would lose money if he lost it.

After thinking for a while, Zhao Zhen suddenly raised his head and said to Xu Ping: "No! The money in the inner treasury is only so much, just a few million chunks. Even if the annual interest rate is 20%, it is not much!"

Xu Ping shook his head: "Your Majesty, how can the bank lend money so much?"

Zhao Zhen suddenly stood up: "How much money can I earn in that year? The rewards from the soldiers and soldiers in the palace will be gone in one or two years!"
Chapter completed!