Manager Zheng, who is in charge of Sansi Shop in Qinzhou and Manager Liu, who is in charge of the bank, was transferred to Jingyuan Road by Xu Ping. The two of them have the experience of Qinfeng Road and have implemented a series of policies. Xu Ping does not need to participate too much, and can devote their energy to other places. The system in Qinzhou is already mature, so let the Sansi Shop send officials to manage again.

Commerce and banking are very important, especially the money and grain of the Sansi are increasingly relying on these two institutions, and their status has also risen. In less than two years, Director Zheng has achieved success in the palace from a civilian hired by the Sansi to the northwest, and is not slower than the small officer who fought on the battlefield. Of course, in terms of value, the benefits he brought about are indeed much more important than the rush to the battlefield. The success of the battle in Tiandu Mountain is related to the economic collapse of the Dangxiang country, and it is not entirely a merit on the battlefield. Rewards on merit after the war are also indispensable.

Changing the local governance structure, including eliminating the impact of the war, is indispensable to the participation of Sansipuzi and banks. Without their cooperation, the large-scale rewards are likely to bring about local economic chaos, and economic chaos will affect military morale. Xu Ping has always paid attention to this point. Once it stabilizes, he will immediately recruit these two people and start to stabilize local order.

In the Zhenrong Office Officer Hall, Director Zheng Xu sat in his seat, staring at the door with a dull eyes, feeling uneasy. He always thought that he was humble, but now he often saw big figures like handsome ministers, and he was extremely nervous every time. However, Manager Liu on the other side had a much more natural expression. His father was a Jinshi and became a magistrate. After he disappeared, Manager Liu became an official. However, he was an ordinary family, so he had a Jinshi like his father and had no connections in the court. After he entered the officialdom, Director Liu had no great ambitions and came to the Sansi to be a small official in charge of money and grain. Unexpectedly, the bank was well developed and became more and more important to the court. Those who came in early were promoted quickly, and their current official positions had exceeded his expectations.

The one who drove to the northwest was Xijing Bank under the management of the Sansi. One was the Sansi managed money and grain. Of course, they were most at ease with the banks under the management. Another was the Beijing Bank with a royal background. The officials in charge refused to come to the northwest because they were afraid of going far away to suffer. Now the Beijing Bank is developing towards Jingdong Road and Lianghuai Road, while Xijing Bank is expanding everywhere without caring about it. Even the most remote prefectures and counties, even the most remote border areas such as Yongliang Road and Qinfeng Road, they drove over. Slowly, the two banks began to have division of labor, and the Beijing Bank paid more attention to profits, while Xijing Bank brought the background of the Sansi to implement economic policy tools.

To make money, all the banks in Shaanxi 4th Road combined cannot compare to the more money the Jingshi Bank earns in Beijing. The unified national resources are naturally concentrated in Beijing and stay there, and the money earned is much easier than suffering everywhere. However, for Sanshi, they look at not only the profits brought by the banks themselves, but also the promotion of local economies and the assistance to the implementation of the economic policies of Sanshi Bank itself. The natural strategy is different from that of the Jingshi Bank.

Zhao Zhen influenced political affairs through finances, mainly relying on the money earned by the Beijing Bank and the money supervision of the printing money managed by the Hanlin Bachelor of the Inner Court. As for the coming and going of the world's funds, he certainly couldn't manage so much. The policy-based Sansi Bank is now only open to the road level where the transshipment commission is located, and the business of the prefectures and counties is represented by Xijing Bank.

At this time, the Sansi cleaned up various incomes and expenses through the bank, and had already lost Zhao Zhen's inner treasury and then managed to ask for money from the Sansi. All the expenses in the palace were borne by the inner treasury. If the money was not enough, you could borrow from the Sansi's bank. Even if you don't pay it back in the future, you would still record the account. Of course, with the income from the Beijing Bank, Zhao Zhen's inner treasury was much more abundant than before. Before he found out more ways to spend money, he had enough money.

It is precisely this arrangement that the supervisors of the three offices of each prefecture and county, and the supervisors of banks, have now become one of the important positions in a place, comparable to those of the officials of the court. In some counties, they can be compared with officials such as county magistrates and chief clerks. With the development, officials of the court have proposed to include these two positions in the order of the capital, and they will no longer serve as military officers. As the finances deepen their dependence on these two systems, this will happen sooner or later.

Manager Zheng did not have this kind of consciousness and could not recognize the importance of his identity. Whenever he met with court officials, he was nervous. He looked at the door with a stare and swallowed.

Xu Ping and Liang Shi, the new Jingyuan Road Manager, walked in. Superintendent Zheng hurriedly stood up with Superintendent Liu and saluted together.

Let the two of them sit down, Xu Ping said: "Today I have to ask you two to discuss things. The battle of Tiandu Mountain has won a great victory, and the imperial court has already received the reward. The three officials have transferred the rewards, and the emperor also sent money from the inner treasury, all from the bank to come here."

Manager Liu hurriedly stood up and bowed: "Report to the Protectorate, the money has been halfway, and the small ones have been received, and they are all collected in Curry. When will the Protectorate's Mansion give a reward? As long as a charter is drawn up, I can pay the money here."

Xu Ping smiled and shook his head: "The money is just sent out like this. Do you think there will be any consequences? How many households are there in the Zhenrong Army? There are more troops than the people now! There are so much more money on the market all at once, what do soldiers use to buy? The price soaring. When the money is launched, they cannot buy anything. For the soldiers, the reward is less. Moreover, the money is expensive and the money is light, and the local people will suffer a lot. This is absolutely impossible to do this!"

Liang Shi also said: "I used to work in Yanzhou, Jingdong Road, where there was an iron supervisor, so I knew the harm of issuing money randomly. When I first used paper money, the government bought iron from the people, but suddenly it suddenly received a lot of more money. The money on the market was too abundant, and all things were expensive. The local people suffered a lot of harm, and there were a lot of chaos. Now there are many soldiers on Jingyuan Road. If there are too many rewards in the army, this kind of harm will definitely be avoided. For the officials and cherish the people, we should deal with it early."

Manager Zheng and Manager Liu stood up and bowed: "Young people just follow your husband's orders and follow your orders."

Xu Ping nodded, let the two sit down, and said to them: "To prevent the harm of excessive money, we can start from two directions. One is to transport more goods, which is to be placed on Sansipu. The goods transported these days need to be increased in quantity."

Manager Zheng hurriedly stood up and said, "If you only need to draw a charter for the Protectorate and the Strategic Department, it is best to have a detailed description of which goods should be transported more. I will do everything here. The war is over, and the nearest carriage is enough, so it is not difficult to transport goods."

Xu Ping also said: "There is always a limited amount of goods transported more, and people's food and clothing are always limited. It is impossible to use this method to recover all the money sent out. Another method is to put the money from the market and then take it to the bank."

Before Director Liu got up, Xu Ping waved his hand: "Let's do it first, listen to me. The bank needs to do two things. One is that most of the troops in Longyou are recruited from Sichuan and Shu. You must allow them to exchange the money here through the bank, and you can hand over the rewards here back to your hometown. The exchange certificates are arranged by the three departments, and the Xijing Bank must arrange for the prefectures and counties there to withdraw. The second is to temporarily increase the interest on the money in your bank, so that the soldiers are not urgent, so don't take the rewards they have issued. For example, how much interest will be increased within one month, how much will it be within three months, and how much will it be within one year, so that the money will flow slowly to the place."

Manager Liu stood up and bowed his promise. After thinking about it, he asked: "Raising interest means increasing the bank's capital. Where can I withdraw the extra expenses? I wonder if the guardian has any arrangements?"

"I will write the three departments and ask them to pay the interest. In the future, if the front line wins the battle, the reward will be handled accordingly. When the three departments allocate the money, they must allocate the interest together."

Xu Ping thought about this for a long time, and finally concluded this set of methods and will form customization from now on.

The Song Dynasty won few times, but once the victory was won, the rewards were very generous. Moreover, whether in history or now, the imperial court issued very little deductions, and basically they were paid in full. There were many troops in the front line, and suddenly huge rewards were issued, which caused soaring prices and had a destructive impact on the local economy. Whenever there was a war, the front line area not only had to produce people, but also had to bear the pressure of economic collapse, causing endless troubles and even causing rebellion.

Money is just an ordinary equivalent after all, and there are always numbers on the market. If you have more money, the original economic order will inevitably be greatly impacted. With the level of commodity economy in this era, you cannot withstand such a serious impact. Not only using paper money, but also using copper coins and silver. Moreover, the soldiers often have to face death in battle formations. Many people with money don’t choose to save it, but spend it as soon as possible, which further amplifies this impact.

There are many benefits to using the imperial guards to recruit soldiers from the local area, but inflation caused by the issuance of reward money is an inevitable harm. Through banks, the harm of distributing large amounts of money is dispersed to the distance, which has infinite benefits to the local economy.

Frontline soldiers send money back to their hometown through banks, and do not use it in the local area. It not only reduces the impact on the local economy, but also allows relatives from afar to know the news about the frontline soldiers and get the benefits of their bloody battles. It is also helpful to improve the social status of soldiers. Joining the army and fighting is no longer a matter of no news once you go, or burying a bone in a foreign land, or returning to their hometown after Bai Cangcang. Instead, keep in touch with the people at home. Their military pay can help their families and increase the enthusiasm of the people to join the army. In the Longyou Army system, soldiers must be recruiting good families, and these measures must be required to support them.

Temporarily increasing interest rates is to tighten the liquidity of the currency, which is equivalent to installing a valve for money to prevent rewards from shaking down the local economy like a flood and reducing the harm to local people.

Taking several measures, Xu Ping hopes that both the army and the local people will only gain benefits from victory and try to avoid various harms. Fighting depends on the hearts of the people, and these measures to unite people are also part of the war.

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Chapter completed!