When Xu Ping arrived at the bank office of the capital, Liu Han and Zhang Weiji came out early. After entering the living room, Zhang Weiji bowed: "The provincial master sits down, and use tea first." After that, he ordered the public officials to bring good tea.

After drinking tea, Xu Ping looked at Liu Weng and asked Zhang Weiji: "People are here to come down, don't you know what's wrong?"

Zhang Weiji said embarrassedly: "I was going to visit the provincial master in the third department, but the three department offices have many rules. We did not call the provincial master, so it was difficult to come to the door rashly. We had to ask the provincial master to come here, so don't be idle."

The three departments involved money and a large number of positions with oil and water. The court ordered officials not to go there casually, and the consent of the Secretariat was required. Zhang Weiji was an eunuch, and it was inconvenient to see Xu Ping in private. Although the powerful and noble people who were prohibited from making friends with powerful people generally refer to the prime minister. Xu Ping's three officials also touched the position of the three officials, and they would be impeached by the censors if they were accidentally asked to discuss the matter of the capital bank, so they had to let Liu Han come forward and invite Xu Ping to the yamen, which was a little disrespectful.

After drinking tea, Xu Ping said to Zhang Weiji: "The head of the Pavilion has something to say, we are not outsiders."

Zhang Weiji bowed: "The provincial master is happy and does not go around the corner. This time, I invited the provincial master to come here because the capital bank issued too much loans some time ago and caused chaos. The official has something to say, and recently he should take back the loans that were not clear in the past few months as soon as possible. If it cannot be done, no one in the capital will do anything. The provincial master is kind-hearted and it is best to speak. Who in the capital knows? The bank was proposed by the provincial master and the affairs are the most familiar, so I have no choice but to ask for advice."

This is the first time I heard someone praise him as a good person. Xu Ping found it a little funny and said to Zhang Weiji: "The chief of the Pavilion is more clear and can only care about it. Just saying that he wants to collect a loan will make me unable to come up with an idea."

"I'm going to take it, I haven't made it clear. A few months ago, many of the loans released by Jingshi Bank have been in some unknown companies. Now anyone thinks that the risk is not small."

Xu Ping asked casually: "Since I don't understand, how did this company start? How did you lend money?"

"The company was opened by Kaifeng Prefecture. When their company was opened, the Beijing Bank released the money. I have already inquired. It is very easy to start a company in Kaifeng City. As long as the public officials in charge are managed, they can be opened."

After hearing Zhang Weiji's words, Xu Ping smiled and shook his head, but did not respond. A few days ago, he proposed to set up a special yamen to manage industry and commerce, but he thought it was redundant. Now something happened, and I don't know what those people would say. There is a special yamen that can at least be responsible for it. Now, I don't know which link has a problem.

Seeing Xu Ping not speaking, Zhang Weiji said again: "Now the matter is urgent, and I don't hide it from the provincial master. There are roughly two types of loans released. One is to be sent to the public. I have asked someone to investigate clearly. It is a Kaifeng Prefecture envoy named Feng Yuanji. These should be easy to settle, but I don't know how to start. Can the provincial master teach you?"

Xu Ping looked at Liu Feng and saw that he nodded to him. He knew that the two had discussed it privately, so he said to Zhang Weiji: "This matter is not difficult, but it only takes some means to cut the mess quickly. As the saying goes, to capture the king first, and to solve the problem as quickly as possible, it is best to find a way to arrest Feng Shiyuan first. It is not difficult for a minor official to ask him to speak. As long as he calls, he can use extraordinary means to collect the money he released as quickly as possible. This method is beneficial and not beneficial."

Zhang Weiji said: "Although Feng Shiyuan is a minor official, he has a wide range of friendships and many important officials of the court have contact with him. If there is no real handle, it is difficult to catch people. The provincial master, I don't know what the benefits you are talking about and what the disadvantages are?"

"The benefits are simple. Once he arrests the person in charge, as long as he admits that he is illegal to cheat loans, the Beijing Bank will not have to care about the period of loans at the beginning, and just collect money directly. And Kaifeng Prefecture can help collect money, saving a lot of effort. In this way, many people will inevitably escape and betray the debt, and the risk will be much greater. If Feng Shiyuan is not moved first and just tighten the loan, Feng Shiyuan may actively take back the money he has released in order to ensure his safety. He can do things to cheat loans and release money, and his ability to collect money will not be bad, and he may be more capable than the government."

Zhang Weiji thought for a while and nodded: "What the provincial master said is, let's consider this matter again. I wonder if you just said that you were afraid that someone would be stolen, so why did you stolen? They all lend to the company, so why are other banks not afraid of this?"

"Why aren't you afraid? So other banks will carefully check the accounts of the loan companies, for fear of a little fraud. And once a reliable company is determined, the business is excellent and there is no problem with repaying the loan, they will come to ask others to borrow money. The newly established company is cautious and looks after it again and again before they dare to lend money. The Beijing Bank has not done a good job in this regard. After several months, it has not been clear about what is easy to repay the loan, and what should be careful."

Zhang Weiji nodded: "The governor will understand. But this is what you need to do in the future. Now the distant water cannot quench the near thirst, so I still want to take back the money I released. The governor, how will they be liable for the debt? What can Feng Shiyuan do? What is the use of keeping him first?"

"It's simple to lose money. As long as the company's accounts are not strictly checked at the beginning, it may just start a false company. There is only money on the accounts, but there is no hiring people, and there is no goods produced or sold. As long as the person who runs the company burns the accounts and takes the money away from another country, where do you find them? Feng Shiyuan can do such a thing, he must be a local snake in Kaifeng Prefecture. He has been looking for someone to do this, so he has to be on guard against this first. So as long as he is forced to come willingly to repay the money from the Beijing Bank, there will definitely be a way to force out all the money and return the holes in the bank."

Zhang Weiji nodded: "I understand. If you understand, you still need to tie the bell. If Feng Shiyuan can release the money, he has the ability to take back the money. This is what the saver should mean. But if you do this, it will take some time."

"That's natural. Such a large number is not something that can be collected in a hurry."

Zhang Weiji thought about it and asked again: "Time doesn't wait for anyone. If we are in a hurry to use money and don't want to take risks, what should we do?"

Xu Ping smiled, picked up the tea, and slowly said: "The easiest way is to borrow it!"

"Borrow? Where to borrow? Who can take out so much money at once?"

"What else can I do? Xijing Bank! Originally, the Qianjian could borrow it, but now the Jingshi Bank is like this. I am afraid that the Qianjian will not lend it to you. Xijing Bank is a peer, and as long as you pay interest, they will borrow it."

Zhang Weiji was a little confused for a moment, and after a while, he said: "Can the bank borrow money from a very bank? How do you calculate the interest?"

"Of course I can borrow it. As long as I can pay interest, no matter who the bank is, I dare to give it money. You are a peer, so whether the interest is high or low, you will naturally go to discuss it yourself. If Xijing Bank has spare money, the interest will naturally be lower."
Chapter completed!