When it comes to the specific business, Li Mengyue consciously left. With her, it is estimated that Manager Hu could not let go. Maybe he would also look at her face to give Lu Heng a lot of discounts, which is not appropriate for the bank's interests.

Public is public, private is private, involving specific interests. No one will regain this society. At most, it will reach the point where both sides are satisfied with.

As soon as Manager Hu came up, he established a relationship, calling his name directly, and did not stick to it.

"Hello, hello, Hu Fanghua, you can call it directly, calling me manager Hu also work. The bank loan is currently responsible for me. The car loan head office has carried out.

But if the conditions you give are OK, I think we can talk about it in detail. "

No car loan is planned.

Lu Hengxin sneered in. This manager Hu was really not a very easy -going generation. As soon as he came up, we had a clear shelf. We did n’t have this plan. I was willing to talk to you about the face of President Li Mengyue.

Half the potential that Lu Heng borrowed from Li Mengyue alive.

Lu Heng borrowed a piece of white paper and put it aside.

"Manager Hu, we are fast -moving, and we don't hide it, it will be explained directly! The conditions given by the general public are that the down payment of car loan is at least 30 %, and the top is 50 %.

Five years.

The annual interest is adjusted according to your bank, but the lowest will not be less than 3.5 %.

Basically linked to your bank interest rate.

In addition to collecting reasonable handling fees from customers, we also need your CCB's car loan interest interest. "

"Ten percent? This is impossible!" After listening to Lu Heng's words, Manager Hu shouted directly at the table.

If a customer loan has a total interest of 10,000 yuan in three years, it needs to rebate a thousand yuan to Guangyuan Volkswagen.

Lu Heng is the price of the sky. When you wait for Manager Hu to sit on the ground and pay the money, 10 % is indeed too high, but if you grit your teeth, you can accept it, but this is not consistent with Manager Hu's position.

The post of manager is here.

Manager Hu complained: "Lu Heng, you may not know the problem of banking systems. We are doing loan business, but more are facing entrepreneur or corporate loans. Auto loans are personal loans, and the shortcomings of personal loans are obvious.

The annual limit, low interest rate, and income cannot be compared with company loans at all. There is also the risk of unable to recover the loan! "

Lu Heng laughed and said politely: "Manager Hu, don't lie to me, the disadvantages of personal loans are obvious, but the advantages are also obvious. The public conducts personal loans in CCB.

Cultivating loyal customers will increase your bank's storage funds as a whole.

And this kind of business is stable.

As for what you said, it is impossible to recover the loan, it is nonsense. We must be reviewed before we issue a loan. The ability to repay the customer. In addition, the GPS positioning system is installed.

The loan.

In the end, I think a new branch needs to make performance very much. And the mobile funds of our Guangyuan Company are very large. If the cooperative relationship is good, it must not be a savings in CCB. "

Obviously, Lu Heng's analysis, the silk buckle, refuted Manager Hu's words from each link. It was still thinking about the founding of the founder of the manager Hu to make life feel angry.

Manager Hu really wants to say, "I understand the truth, but you know so much about a 18 -year -old little fart child?"

As a mature and experienced bank lobby manager, Manager Hu controlled his emotions and said, "You are right, but the 10 % interest rebates you have proposed, I can't agree.

I promised, then my lobby manager can get rolled tomorrow. "

"How much, you give a price." Lu Heng said straight to Huang Long.

"Can you be the master?"

"able!"

"Eight percent, this is the biggest rebate point. If it is not the starting stage, I need to cultivate stable and financially fundamental customers, I will never agree with this point. I think my CCB is one of the five major business banks, and I have always been, and I have always been.

It is others asking for a loan, when to take the initiative to discard the fat of the mouth. "

Lu Heng nodded heavily, then picked up the paper and pen on the side, and wrote it. After a while, a simple and clear letter of intent will appear in front of Manager Hu's eyes.

"We agree, but I just agree, but I am just a representative. It is the biggest right to be the master. The final contract signing also requires you to complete it with our President Su. I will sign a letter of intent today. I press the handprint and you stamp it.

! ""

Hu Fanghua smiled bitterly, and took the letter of intention into Li Mengyue's office, and walked out in a calm look.

And the book of white paper and black words has been covered with bright red chapters.

Lu Heng stained his fingers with his fingers with his fingers, and then pressed heavily.

"Manager Hu, happy cooperation!"

"Happy cooperation, just, Lu Heng, you have to ask your boss to sign the final contract with me as soon as possible, otherwise it is troublesome for a long time."

"Must, certain, then I'll go first."

Manager Hu did not keep it, but Li Mengyue came out and said that he would invite Lu Heng to dinner. He was apologized by Lu Heng.

Just kidding, Lu Heng can not just run this family. He has a busy today.

After leaving the door, Lu Heng took a taxi and went straight to Ximen.

As the first developed area of ​​Cangshou District, in addition to the various places mentioned earlier mentioned earlier, Ximen has a lot of vehicles, and the construction of several decorative companies and a large number of 4S shops has led to the vehicle management office and several large insurance insurances.

The company moved over.

What Lu Heng is going to do now is to go to insurance companies, and his objects are not Pacific Insurance, Ping An Insurance, People's Insurance.

If you want to plan the greatest benefit for the Guangyuan public, so that Su Lun agrees with the 150,000 rebates of Tianli decoration, Lu Heng must fulfill more chips.

Therefore, if you want to get the greatest benefit, you must choose a small insurance company. The disadvantage of the small insurance company is that the danger is slow and there is no guarantee.

However, all of this seemed to Lu Heng's perspective. He knew which small insurance companies would make bigger and stronger in the future.

There are many such insurance companies, and there is one here in Cangshou District, that is, Sunshine Insurance!

One of the seven major insurance groups in China in the future!

And the company's background is deep, so there is no need to worry about not guaranteeing, and it cannot be compensated. Because of the background of sunlight involves many large groups, their risk speed is not too much.
Chapter completed!