Zhu Yuanzhang is definitely a monster with several times more energy than ordinary people. Perhaps he was suffering when he was young. He could only sleep for one or two hours for several days, and not only handle government affairs, but also practice boxing and foot skills, poetry and calligraphy, without losing everything.

He knew that he didn't read much, so after becoming the emperor, he often made up for it. Not to mention that over the past twenty years, Lao Zhu has been quite accomplished in calligraphy, and he can also write poems, lyrics, and articles... Although his poems are not very neat and sophisticated, just the two sentences "You drink with you, your hands and blades will not be spared" were enough to stand out among the emperors of all dynasties. His courage was so great that he could definitely enter the top five.

Lao Zhu also has his own theory of articles. He likes simple and pragmatic articles. He has never liked those things that show off his words and are empty and gorgeous, and even blamed Ru Taisu.

That's fine. In recent years, there are still little princess Duan You in the palace and the little prince was born... Who knows if this old man in his sixties has 48 hours a day!

However, recently, Zhu Yuanzhang pushed down all other things except for his daily government affairs, and devoted himself to studying the bank.

He found this thing too interesting.

The reserves invested in were not moved, in other words, as if they had not paid any real capital, but the value of the currency was stabilized, and the merchants and the people were flocking to deposit money, which was not just a simple way to repay the emperor's kindness, but a real convenience.

Since his edict was issued, merchants have successively established accounts and traded with Daning.

Most of the goods brought by Liu Chun took over, and at the same time he purchased millions of stones of grain and many silk cloth... Logically speaking, this is a huge gold flow. According to past experience, even if you use treasure money, it will take a lot of effort. But now you don’t need it.

It is enough to just add or subtract the accounts of each party in the transaction after accounting.

Still no currency is used.

Not only that, because bank transactions, the accounts are clear, and it is much easier to close commercial taxes than before. Liu Chun only sent 3,000 guan for the first time, but now there are 5,000 guan every day, and at most, it even exceeds 10,000 guan.

It sounds like a lot of money, but I still can’t see cash. The reason is very simple. Bank deposits have interest, and these commercial taxes are not available for the time being, so Lao Zhu put them in the bank to eat interest...

Zhu Yuanzhang was familiar with the way and had no hesitation at all. It seemed that this was the case.

But Lao Zhu also knew that the new coins issued by the bank now far exceeded the reserves. If everyone came to run with new banknotes, his reserves would probably be less than one or two left.

Obviously, this assumption is not valid. If there is a run, Lao Zhu will definitely stop it. However, the bank is still a useful thing for Lao Zhu. If he frequently takes action, the bank's credit will definitely collapse. Therefore, for the safe operation of the bank, Lao Zhu is restricted and he cannot intervene too much.

But Zhu Yuanzhang was also a paranoid, and he hated the most something beyond his control.

So these days, he has been studying banks like crazy, but unfortunately... he still has not understood the mystery.

Zhu Yuanzhang loved and hated banks, and he had no good face to treat Liu Chun.

This brat is here, there will definitely be no good things!

Sure enough, Zhu Biao told Liu Chun about his plan to trade with foreign vassals... Old Zhu immediately turned black.

"Liu Chun, these days, the censors have repeatedly impeached you, saying that you are indulging merchants, corrupting people's hearts, and sacrificing the bottom line. This is a great crime! I have left all these memorials and never posted them. Why do you dare to make such suggestions? Are you not afraid of drowning you with spitting stars?"

Liu Chun was full of grievances, "Your Majesty, I am devoted to the country. For your Majesty's sake, I am making suggestions based on the principles of nature and conscience. If Your Majesty is unwilling to adopt it, please ask Your Majesty to allow me to return to Daning."

"What are you doing when you go back?"

"Farming and raising pigs! This is my ideal!" Liu Chun dared to say that if he talked about raising pigs at this time, Lao Zhu would be able to strangle him to death!

In this way, Zhu Yuanzhang was also furious, "Crown Prince, listen, is this kid talking about human words? I don't need his advice, just because I have ruined my conscience? I have to go farming. I ask you, is there any such a cunning and hateful farmer as you are in the world?"

Old Zhu cursed, and Liu Chun didn't take it to his heart. He had already figured out Lao Zhu's temper. No matter how many great people were, they could not escape two words: It smells so good!

I don’t believe that Lao Zhu can give up huge profits at his fingertips!

Sure enough, when Lao Zhu scolded him enough, he said with a dark face: "Do you have a way not to occupy the grain field?"

Liu Chun laughed in his heart, you can't just say it earlier, why bother to circle around?

"Your Majesty, I think it is possible to determine the amount of exports first, then calculate the raw materials used, and purchase them at reasonable prices based on the situation in various places. It is impossible to say that it does not affect the grain fields at all. However, it can increase the income of the people and enrich the country's use while ensuring basic grain output."

Old Zhu listened patiently. Even if this kid is so annoying, he really has no choice but to say about his ability to do things!

Finally, Old Zhu snorted, "Even if what you said is feasible, then foreign vassals are barren lands and barbarians. Where did they get the money to buy domestic goods?"

Lao Zhu suffered another self-righteous loss.

"Your Majesty, since the Tang and Song dynasties, including the previous dynasties, the Southeast sea trade is prosperous. In all areas with developed sea trade are numerous merchants, and giants have wealth from enemies... Their money is earned from overseas! It is true that the land of the foreign vassals is barren and the products are limited. But there are rich gold and silver in many places. Maybe they can buy a jar of wine with a gold and a jar of wine with a ten copper coins in their place. Therefore, many foreign merchants think that the Chinese and Western countries have low prices, so they carry gold and silver with ships to exchange for goods, and go back to sell them to make huge profits."

"The sea is so storm and danger is everywhere. Why can the barbarians continue to do so without avoiding life and death? It is because of the interests! I suggest that the Royal Bank manage foreign trade, which is because of this. We must snatch the profits from the barbarians!"

"Your Majesty, we sell ten taels of silver for a piece of cloth, which is one thousand taels... If the price is increased ten times, we sell ten taels of cloth, which is worth one thousand taels. I think raising the unit price and reducing shipments can not only maintain profits, but also reduce raw material consumption. This will truly protect the land and prevent merchants from changing grain fields into mulberry fields and cotton fields for a little profit... This will truly ensure the safety of food!"

...

This kid Liu Chun is so powerful that he can always come up with a set of principles. At first glance, it is incredible, but if you savor it carefully, it makes sense!

"According to your words, is it imperative to trade with the vassal states?"

"Your Majesty, I think you can try it for the time being. If it doesn't work, it's not too late to get rid of it!"

"Hmph!" Zhu Yuanzhang suddenly said angrily: "You regard the major affairs of the court as bargaining in the market. If you want to buy, buy as much as you want to. If you don't want to buy, don't buy as much as you don't want to buy? Tell you, I have given you foreign trade matters to you, only success is allowed, not failure! And I also want to remind you that this is the business of the Royal Bank. If you dare to make the idea of ​​paying for goods and get your personal pockets, I will let the Jinyiwei do it!"

Before Liu Chun could speak, Lao Zhu waved his hand and said, "Get back, I still have to practice boxing and kicking."

He didn't even let him say anything and rushed out.

It turned out that he could get some soup, but Lao Zhu ate it all, not leaving any for him, and threatened him with the Jinyiwei!

You are the emperor, otherwise I can give you earwax!

Don’t be proud, even if you are fast stones, you can squeeze out two taels of meat oil!

When Liu Chun came back, he directly called Xu Miaojin, "You said, does this business in Beijing have anything to do with the various noble families?"

Xu Miaojin smiled, "It doesn't matter if they can gain a foothold in the capital?"

"good!"

Liu Chun laughed, "Can you help me send me a message to each company?"

"What news?"

"It means that Royal Bank wants to purchase a batch of goods at a high price for foreign trade. The price of these goods is at least twice to three times that of the market! I will organize a procurement conference in the near future... I hope they can all come up with the best things. If they are lucky enough to be selected, they can become Royal Bank's trading partners, participate in foreign trade together, and share their interests together!"

Xu Miaojin read out his subtext from Liu Chun's thief smile.

"You weren't asking everyone to pay for this qualification, right?" Xu Miaojin said in surprise.

"Are they reluctant to pay?"

"They don't lack money." Xu Miaojin said worriedly: "Isn't this a nonsense? What should I do if you collect money and their things are not good?"

"Hahaha!" Liu Chun picked up a small wooden box and shook it in his hand. It sounds nice, and it sounds nice is good tea!
Chapter completed!