At 8 p.m. on December 31, the last few hours of the 20th century. After four hours, mankind will open a new era and enter the 21st century.

As promised, Kishimoto Masayoshi came to the place where Maki Iwasaki told him. He did not have any arms and prepared a large bouquet of flowers to deliver. They sat face to face and began to drink the wine before the meal.

"Congratulations first, you have successfully won the entire Roppongi old city renovation plan." Iwasaki Maki held a wine glass in his right hand and opened his mouth.

"Thank you. I will continue to work hard next year." Masayoshi Kishimoto said with his right hand holding a wine glass.

"What do you think about Japan's economic situation next year?" Maki Iwasaki asked slowly.

Masayoshi Kishimoto knew that eating with her was not just as simple as eating, but also had a deeper conversation.

If I were not smart enough, I would have been eliminated by her long ago. There would be no such thing as her private invitation or other later.

To be fair, one is spiritually happy, after all, the collision between the two people is conducive to the improvement of their intelligence.

However, occasionally it becomes a test and survey between the two parties. This is not in the relationship between men and women, but in the scope of business cooperation.

"Next year, Japan will be a mediocre year of economic development. Even if the government has quantitative monetary easing policies to boost economic development, it will be limited in actual strength. I'm afraid there will be more thunder and little rainfall." Kishimoto Masayoshima expressed his views and opinions.

"What is the specific reason?" Iwasaki Maki gently shook the wine glass with his right hand and asked in a targeted manner.

"You know very well in your heart, why do you have to ask me?" Kishimoto Masayoshi said with a smile.

Maki Iwazaki immediately laughed and said, "Precisely because I want to hear how you think?"

Masayoshi Kishimoto said bluntly: "Japan is the first-mover country and has become one of the few developed countries in the world. At this stage, it has reached the bottleneck of further development.

In other words, a new growth method is needed to break through the bottleneck. This can be seen from the annual economic growth expectations in Japan.

The double-digit growth before the economic bubble burst no longer existed. At that time, even the remote small places in Japan had built asphalt roads.

There are not many cars running on the road. This kind of waste or excessive investment cannot be blamed entirely on the government.

With more money on hand, I really don’t know what to do or what to do for a while. Therefore, infrastructure projects often become a good option.

After all, only by investing in the local area can there be projects. With projects, jobs can be provided to people in the local area.

Only when people have jobs can they get income and then retain people, resulting in the fact that young people will not all go to big cities such as Tokyo and Osaka.

Only when people have money can they consume, which will drive domestic demand and the growth and prosperity of the domestic economy. The problem is that it is created, but it is not consumed quickly enough, resulting in a relative surplus.

If Japan wants to grow rapidly as quickly as before, it can only be razed to the ground and devastated and redeveloped. If it continues to develop traditional industries in Japan, there will be no profit.

Land costs, labor costs, raw material costs, etc. have all increased. Moving labor-intensive industries or non-core fields and key technologies out of Japan and setting up factories in underdeveloped countries can actually increase profit margins.

Furthermore, the finance industry was originally created artificially for the purpose of optimizing resources, but it became a way for many speculators to make money and get rich after the 1980s.

Before that, this industry was not as tall and profitable as it is now. At present, I think it is very good to develop e-commerce like eBay in Japan."

The reason why he said this is not nonsense. People who are not clear about the internal development of Japan's related industries mistakenly believe that Japan lags behind China in electronic payment and online shopping, and then they have caught up.

In fact, Japan was doing it in advance before Dad Ma made Taobao and Alipay. There are many reasons why these things were not made in Japan.

For this reason, Kishimoto Masayoshi had a certain summary in his previous life. He summarized it as one, which means that there was no boss who unified the world.

Once payment or shopping occurs, watermelon cards, apple cards, banana cards and many other cards that are not compatible with each other will appear in Japan.

Each card or payment method is affiliated with a different company. There is no cooperative relationship between them, but it is a competitive relationship. The fierce competition among peers from all walks of life in Japan is well-known worldwide.

Second, there are many convenience stores in Japan, and each convenience store has an Atm machine, which is very convenient to use.

Third, Japan has extremely high anti-counterfeiting cash, and it is not easy to receive counterfeit coins. In addition, Japanese people are very stubborn, and once they form a certain payment habit, it will be quite difficult to change.

Fourth, the use of credit cards is widely used in Japan. Credit cards are very common in developed countries. This is why it is not like China's mobile payments in mobile phones.

In fact, the speed of mobile payment may not be faster than using cash and credit cards. The biggest advantage of being a must is that the former does not require change and perform n-in integration.

The disadvantages are also obvious, not only a security issue, but also a psychological deception effect on people. Paying digital currency always makes people have a more or less illusion, not just spending money.

The reason why Kishimoto Masayoshi thought about this is that he had a lot of capital and could completely unify the Japanese e-commerce industry.

The most important thing is that he values ​​the virtual banking business that will be derived in this field in the future. Although Japan's population is less than one-tenth of China's, their per capita income is much higher than that of Chinese people.

The daily turnover of Alipay is a large number in units of billions. These can be fully utilized by the company.

Whether it is to make other investments or anything else, it is OK. Later, you can also create something like Yu'ebao, so that ordinary people can keep putting their money in.

Although this field is no longer blank, it has huge potential for development. It is not that I have to pull Maki Iwasaki, but that with her, things will become simpler.
Chapter completed!