"How can you cash in?" Xue Wang asked after hearing Zheng Peng's voice.

"If you still want your little gold, you can go to the bank to apply for a mortgage loan. The valuations of different banks will be slightly different, and the final loan amount will be different." Zheng Peng said.

"But...will it be too annoying to deal with a vulnerable group like the bank? How long will it take?"

Xue Wang hesitated when he heard that he wanted to deal with the bank.

"Of course it takes a little longer. Especially for your 'small' gold, they may be able to discuss the previous year after a meeting. However, the advantage of getting money from the bank is that the interest rate is low and it is quite safe. The repayment of the loan collateral can be brought back."

"Is there any other way to monetize other than this?" Xue Wang decisively gave up this route after hearing this for a year.

"The second type is to destroy it into jewelry and sell it at my house. The advantage is that the payment is quick, but... For example, during the off-season in summer, gold can be sold for about three million yuan every month. When the National Day comes to the Chinese New Year, the average monthly price will be four or five million yuan."

After Zheng Peng finished speaking, he began to explain again, "Most of the gold and silver jewelry are made by machines nowadays. Because I have to add processing fees, my family also needs to make money, so the price per gram may be a little lower than the bank's valuation.

However, if it is difficult to explain the origin of your “point” of gold, this method is the safest to ship it.”

"It can only cost three million a month..." Xue Wang also knew that this was the safest, because it was broken into pieces, and the reliability was just like running an Internet cafe or a cinema a few years ago. The gold was not well-known, so if someone wanted to conduct a special investigation, it would be too difficult.

Zheng Peng didn't say nonsense, sat on the pure gold "sofa", lit a cigarette and said, "There is a third way."

"What method?" Xue Wang pulled a bottle with water at the bottom of the bottle and handed it to Zheng Peng as an ashtray.

"That is - directly looking for jewelry processing companies in Shekou. No matter what brand of gold jewelry it is, they are basically processed there.

Lao Xue, what do you think is the most profitable in the gold shop?”

Zheng Peng kept it a secret, but instead asked a new question.

Xue Wang said, "Diamond?"

"It's not about diamonds, jade. Just talk about gold. Do you think it's time to make money by selling gold or recycling gold?" Zheng Peng bounced the ash, and the ash fell into the bottom of the bottle and dyed the water turbid.

"You mean recycling is more profitable?" Xue Wang asked.

"Yes, it's more profitable to recycle. If you want to sell gold, you can earn ten or twenty yuan per gram. However, recycling gold requires 10% loss or depreciation fee. If the gold price is 301 grams, it will be thirty.

As for what we recycled the gold, we sold them to these jewelry factories and reprocessed them into jewelry.

In other words, I can contact them directly.

However, even if you contact me, they can't eat your gold.

However, compared to the sales volume in my store every month, it is also very good.”

"Just follow the third method." Xue Wang said, "I am more anxious to use money now."

"Well, okay." Zheng Peng didn't ask much, and he said, "Don't let too many people see your gold. Look at my hands, even my hands are teasing. Do you think others will not be moved? Although when we purchase goods, looking at gold is like garbage.

But that's money-related trash!

You are such a big piece here, but you don’t have any money!

I suggest you cut out some of them first and we will re-dissolve them into gold bars.

Just say that one of our bosses wants to cash out when they encounter urgent matters.

Needless to say it clearly, they won't ask too much.

There are so many rich people in this world.

If you have something to make money, no one will ask where their money comes from.”

"Okay, just do it like this." Xue Wang said.

"Wait for me, I'll go to the car to get some tools." Zheng Peng tiptoed out of Xue Wang's bedroom, quietly opened the door, went to the car downstairs, and took a hydraulic pliers.

"This is a gold bar. However, you are not too cruel to the gold bar. You may need to use a saw, but I only have this one. Let's find the corners and get some off first."

The strong Zheng Peng waved the same strong hydraulic pliers and picked up places where he could start. One piece of gold was separated from the body.

After an hour of slightness, Zheng Peng wiped the sweat from his head. Although it was effortless to cut things with hydraulic pliers, its own weight was not light.

He picked up all the gold nuggets that were hurting his feet on the ground, and put them together and estimated that it was about ten kilograms.

"Do you want to do it for a while? Or let's go and see how it makes gold bars first?" Zheng Peng asked.

"Let's see how to make gold bars first. I'll make a saw and slowly saw the rest." Xue Wang hadn't seen how to make gold bars yet, so he was a little curious.

"If you saw it, pay attention to collecting gold powder." Zheng Peng reminded.

"Why collect gold powder? Are you afraid of polluting the environment?"

"That's all money! You are really... rich and willful!"

Xue Wang and Zheng Peng went downstairs, got into the car, and opened the small compartment specializing in jewelry processing in the gold shop.

Nowadays, it seems that a large number of consumers think that handmade ones are better than industrial ones.

Zheng Peng's family also built a handmade counter, allowing customers to watch the creation of handmade jewelry with their own eyes.

Although most people don’t know how to buy it, only a small number of them will pay an excess premium.

However, now there are so many gold shops, it is also great to have such a small counter to attract customers.

Of course, some customers also ask to make some gold bars.

Therefore, the equipment for making gold bars here is quite complete.

Zheng Peng poured a bag of gold nuggets into a cauldron and stuffed it into a machine.

After about three minutes of heating the electric machine, he turned off the machine and took out the fiery red cauldron with long pliers.

Pour the golden liquid inside onto the mold.

The metal on the mold looks like magma and emits huge heat, which becomes dim to the naked eye.

After the red light on the outside completely dimmed, Zheng Peng poured it out of the mold and looked like a decent gold bar.
Chapter completed!