No. 125, 2nd Cave of Yongdong Road, Wucheng Hot Pot Restaurant.●⌒,.

An Liang, Xiang Yaling and Pei Yongyuan, sat in the four-person booth by the window, An Liang expressed his intention to take out a loan. Fortunately, An Liang has a mortgage and can make a regular loan at the bank.

If there is no collateral and just a personal credit loan, I am afraid that you can only find usury loans!

Most of the usury in South Korea is legalized. However, legalization of usury does not mean that usury does not cheat people. On the contrary, usury will cheat people to death.

An Liang looked at Xiang Yaling, he thought about it for a while, and responded: "It should be within half a year, and the longest time will not exceed one year!"

"Your brother-in-law and I have about 400 million won in our hands, and we can lend it to you." Xiang Yaling said.

In South Korea, borrowing money is a very destructive topic. If the relationship between two people is not particularly particularly good, once borrowing money is mentioned, it is basically the time when the relationship breaks down.

Xiang Yaling said that she could lend An Liang 400 million won, but Pei Yongyuan did not object, which was already a very rare thing.

An Liang also knew some of the situation in South Korea, and he smiled and said, "Yes! However, Sister Yaling, we also follow the local customs and follow the local rules. I will calculate the interest for you. Forget usury, we will calculate the interest based on the bank's interest. How about it?"

The interest on a bank's loan is definitely higher than the interest on deposits. But ordinary people will not lend out their spare money at the interest rate of the bank. Because borrowing money is a high-risk thing, who knows whether the other party can return it on time? If it cannot return it on time, what should we do?

A lawsuit is a good idea, but is the lawyer's fee considered money? How to calculate the wasted time? What's worse is that even if the other party has no money and cannot afford to pay back the money after the lawsuit is successful, can't he swallow the other party?

It is precisely because of these reasons that the usury industry in South Korea was born. Although the risk of borrowing money was very high, the profits of usury were also very high.

High risk and high returns!

"An Liang. Actually, we don't need interest, we..." Pei Yongyuan took the initiative to speak, but was interrupted by Xiang Yaling.

Xiang Yaling looked at An Liang and said, "No problem! It's returned within one year, and the interest is counted as five percent. Is that OK?"

Pei Yongyuan frowned and said, "Yaling, An Liang is your younger brother!"

"Yongyuan Oppa, our Xia Kingdom also has a saying, "Brothers settle accounts clearly. If we don't agree to An Liang, he probably won't accept our kindness." Xiang Yaling explained to Pei Yongyuan.

Pei Yongyuan smiled helplessly, as if he had agreed with Xiang Yaling's statement.

An Liang also responded: "Thank you, Brother Yongyuan, Sister Yaling is right, and you must pay interest according to the bank's interest rate."

"Okay!" Pei Yongyuan agreed helplessly.

Xiang Yaling continued: "Brother, I have a few friends. If you pay interest at the bank interest rate and you have a house and a store as an invisible mortgage, they should also lend you money."

"Oh?" An Liangqi asked, "How many?"

"I don't know for the time being, but I think. If they gather together, there should be no problem with 2 billion won." Xiang Yaling responded.

An Liang's eyes lit up, "No need for 2 billion, just 1 billion is enough! I have 1.2 billion myself, and Sister Yaling has 400 million. If you borrow another 1 billion, it will be 2.6 billion in total. Those two floors of shops only require 1.8 billion, and there are still 800 million left for decoration, as well as the purchase of various equipment and tables and chairs. In the end, there should be a little working capital left."

"Well. Have a meal first. Wait a while and I will contact them!" Xiang Yaling signaled An Liang and Pei Yongyuan to eat hot pot first, and don't be too slow.

After finishing the hot pot, Xiang Yaling took her cell phone and left. It seemed that she was going to contact her friends. Pei Yongyuan and An Liang walked outside the hot pot restaurant together.

Pei Yongyuan took out a box of cigarettes and handed one to An Liang, who did not smoke. Pei Yongyuan lit one for himself, took a deep breath, and sighed: "An Liang, you have the courage!"

An Liang smiled without answering.

"However, I still have to remind you again that the business environment in Linjiangyuan is not good. I have a friend in Linjiangyuan, and I know the situation there. In Linjiangyuan's catering and retail industries, they are basically affordable and affordable routes. Even the department stores under modernity take the affordable route. If you want to open a high-end coffee shop there, unless your coffee is really unique. Otherwise, you know the result?" Pei Yongyuan's tone was very plain, but very sincere.

An Liang nodded, "Don't worry, Brother Yongyuan, I know what I'm doing!"

When Pei Yongyuan finished smoking a cigarette, his dull performance disappeared immediately, and he said with some funny attributes: "Let's go buy household supplies! Food, rice, oil, salt, sauce, vinegar, tea, etc. Your sister has told me that this is our task in the afternoon, and I will go to your house for dinner in the evening! If this matter is not done well, I will sleep on the sofa again at night!"

An Liang laughed, then took Pei Yongyuan's modern city SUV to go shopping in the supermarket. For an entire afternoon, two big men kept busy and walked back and forth three times before they could finish everything.

At No. 3903, Building 6, Fengen Apartment, Anliang is processing the ingredients, while Pei Yongyuan returns to the other side of Yongdong Road, preparing to take Xiang Yaling.

Anliang is preparing to cook a braised beef and then add a green pepper and repot meat. Although there is no high-quality green pepper as an ingredient, when boiling the meat in white water, Anliang uses the Spring of Life, which can also make the repot meat reach a level A-level flavor.

In addition to two meat dishes, Anliang also made a tomato and egg soup. At the same time, there was also a white kale. Finally, he made a seafood winter melon.

The white-burned kale is a cold dish. After boiling the kale, pour it on the kale juice, light soy sauce, and shredded green onion. Finally, the hot blended oil is poured on it, and the work is done.

Although sea rice winter melon is a fried series, if you want sea rice winter melon to be delicious, it will not be browned and has a tender and smooth taste. It is best to add some water and cook thoroughly in cooking instead of frying it.

In other words, all the five dishes at night have the participation of the Fountain of Life, and the taste level reaches level A.

This is An Liang's confidence in Xiang Yaling and Pei Yongyuan. The subtext is that even if the cafe fails, An Liang can run a private restaurant and make money in minutes.

Six o'clock in the evening.

Pei Yongyuan and Xiang Yaling arrived at Anliang's home.

Xiang Yaling visited all the rooms and said with a smile: "It's not bad, the house is quite wide, and the surrounding scenery is also very good. At a glance, the entire Fengen Temple is in my eyes."

An Liang shouted in the kitchen: "Brother Yongyuan, come and help serve the dishes!"

With the contact with Pei Yongyuan, An Liang and Pei Yongyuan gradually improved. After all, Pei Yongyuan was very good to Xiang Yaling, and An Liang was also in his eyes.

The Xia Guo-style dishes with all colors, fragrance and flavor were served on the table. Xiang Yaling sniffed hard, took a deep breath, and praised: "It smells good!"

An Liang also brought the last braised beef to the table. The auxiliary ingredients he chose were mushrooms, which were soaked in the Spring of Life. Therefore, the taste level of braised beef even reached a level of a+0.5.

"In fact, it tastes even better! Sister Yaling, try it. This is the secret century-old true braised beef that I sell in Wucheng for 2,288 yuan!" An Liang said with a smile.

Xiang Yaling affirmed: "I'll give it a try!"

Pei Yongyuan also took the chopsticks and picked up a piece of braised beef, put it in his mouth and chewed it. Pei Yongyuan has lived in Wucheng for nearly four years. Although he is a genuine Korean, he can accept both Korean and Wucheng's tastes. Pei Yongyuan even prefers Wucheng's tastes.

"It's delicious!" Pei Yongyuan praised after swallowing the braised beef.

Xiang Yaling also affirmed: "It's really delicious! What beef did you use? Korean beef? Or imported beef? This tender and juicy performance should be 1+ grade or 1 grade Korean beef, right?"

An Liang shook his head, "Not."

"Hmm? A lower-level Korean bull?" Xiang Yaling asked again.

"Not it, it's just ordinary imported beef. Brother Yongyuan knows that we bought it in the supermarket together, 29,800 won per kilogram, which is not expensive." An Liang explained that if the price is converted, it is more than 70 yuan per kilogram, which is not much more expensive than the beef in Xia Guo. The per capita wage in Seoul is much higher than that in Xia Guo, so it also meets the local price level.

"Such cheap beef can make such delicious food. Brother, it seems that you are not bragging. If the cafe fails and open a Chinese restaurant, it will definitely sweep the entire Seoul circle." Xiang Yaling praised, and then continued to eat.

An Liang smiled and said, "Try the others! In fact, each one is not bad! Each carrot and vegetables have their own flavor characteristics."

"Okay!" Xiang Yaling accepted An Liang's recommendation and tried other dishes.

It was nearly eight o'clock in the evening, and all five dishes, including tomato and egg soup, were eaten by three people. In fact, Xiang Yaling and Pei Yongyuan, and An Liang didn't eat much.

Xiang Yaling was lying on the leather sofa without any image, while Pei Yongyuan helped An Liang clean up the mess together. It has to be said that Pei Yongyuan has lived in Wucheng for nearly four years and has been assimilated by Wucheng.

"By the way, my friends have agreed. They heard that you have a mortgaged property and are still complaining about why you only need one billion!" Xiang Yaling said loudly, and his voice came into the kitchen.

An Liang responded with a smile: "I have no use for more funds for the time being, right? If I need funds in the future, I will definitely tell Sister Yaling."

After saying that, An Liang looked at Pei Yongyuan and asked, "Brother Yongyuan, do you have time tomorrow?"
Chapter completed!