Chapter 70: The Payment System in the United States(1/2)
Abel told Roosevelt to take out his checkbook.
It’s not just about learning from the big guys in Hong Kong movies to be handsome.
But the situation in the United States is special.
Many situations are different from those in China.
One of them.
For example, large-scale transfers and small payments in private private areas.
It is very different from China.
Although it is the 21st century, the Internet is very developed. A new Internet show like China. Mobile payment and mobile payment have developed to the point where you only need to scan a QR code.
But in the United States, there are almost no means of mobile payment. It is not that there are companies trying to promote it, after all, the profits are too great.
The terrible Alipay and WeChat payment in China are commercial tycoons all over the world can see it.
But it is too difficult to promote this kind of mobile payment in the United States.
First of all, it's the banking issue.
There is no state-owned bank here. Even the issuance rights of US dollar bills are private companies. That's right, the Federal Reserve is actually a private joint-stock company!
The central bank of the United States is a private company!
The Federal Reserve Bank of New York is the actual controller of the Federal Reserve system. It recorded the total number of shares issued in a document filed with the Monetary Audit Office on May 19, 1914 at 203,053 shares.
Currently, only six of its shareholders have disclosed, all of which are banks, which hold 40% of the Federal Reserve's shares.
The rest is not announced to the outside world.
In front of the Federal Reserve, the US president is just a piece of paper.
OK, it's a long way to go.
The reason why mobile payment cannot be promoted in the old United States is that there is no company in the old United States that owns a company like WeChat or Alipay that can make banks willing to cooperate with them.
The credit card system of the United States has been developing for decades. The money banks make in this system is definitely as many times as WeChat and Alipay.
In this case, why do they have to promote mobile payment when they are full?
After all, it's still a matter of interest.
In China, some cities are even promoting the marketization of paperless currency.
For example, when you eat snacks at a roadside stall or buy water at a convenience store, you can scan the code to pay by mobile phone. Whether it is Alipay, WeChat, or bank APP client, it is very convenient.
But in the United States...
Come on you!
Either you pay for cash directly or just swipe your credit card honestly!
The credit card system is extremely developed in the United States and is popular enough to achieve more than two adults.
And it is also convenient to swipe the card.
If you can't swipe your credit card, you can also pay small amounts in cash.
After all, American dollars are more valuable.
But large cash transfers are very troublesome.
In addition to company reconciliation, the most convenient and fastest thing in the United States is actually the check?
Don't believe it, that's the truth.
In China, as long as you have a bank account, download the corresponding bank's client APP.
It takes a few minutes to operate, and it can be transferred from tens of thousands to hundreds of thousands or millions.
But in the United States...
There are online transfers and remittances, but they are very cumbersome and have many restrictions.
In comparison, the quickest thing is to write a check honestly.
Take the instant check book provided by Wells Fargo.
Swish swish swish swish!
He wrote two checks directly.
Handed them to two people respectively.
"You guys go back and think about it first. I won't force you. If you don't want to, you can just think clearly and tell me after you're done."
"These are pocket money for you."
"I'll leave first."
Leave the check Abel simply left.
Two little girls in the private room looked at each other.
A few minutes passed.
Fu Yi couldn't help but pick up the check.
Count the numbers above.
"Hiss..." She took a breath of air conditioning.
Milly didn't want to take the check. She felt that she was really kept after taking it.
I am only 14 years old!
Still a child!
How can this be done?!
But seeing Foyi's surprise look, she couldn't help but glance at the check in Foyi's hand.
Many zeros!
1,2,3,4,5,6.
Six zeros, one one!
How much does this cost?!
$1 million!
He actually gave Fu Yi a million US dollars!
Just kissed and licked last night!
no!
Even if I am not kept, I can’t miss it!
Milly quickly grabbed her own one.
Take a closer look.
A sigh of relief.
Because it also costs 1 million US dollars.
Just like Fu Yi!
At least he is not biased!
After a sigh of relief, she began to be surprised.
$1 million!
I have been a child star for several years. My income is only about two million US dollars now!
This is not considered tax.
Lower after tax payment.
I don’t know how many times I performed the 2 million US dollars. For the sake of the TV series, I even shaved my hair directly into a boy’s flat head.
Only by working hard like this can I earn more than 2 million US dollars.
But in this blink of an eye.
I made $1 million!
Even though Milly wanted to avoid taking this check, she still couldn't control herself.
Fu Yi is almost the same.
She is much better than Milly, she is older and debuted earlier.
And most of the movies I participated in were pretty good.
But the income has been around for a long time, and it has been less than five million US dollars.
Not as exaggerated as Milly got more than half at once.
To be continued...