Albert Smith is a Texas farmer.

He is the standard American red neck. It can be said that the reason why the President was able to reach his current position at the time was very unreliable.

It's these people.

Some people may not know what red neck means. But in fact, red neck has some derogatory words in the United States.

Because red neck seems to mean inferiority, the so-called red neck is simply to understand it - American inferior white people.

When Americans (including whites) mention the issue of racial discrimination among whites, they can't help but think of the "redneck" in the south. "redneck" is a historical word that is specially used to refer to poor white farmers in the southern part of the country. For example, in Georgia and Florida, it is called cracker, and in the Appalachian region, it is called hillbilly. In the examination of its etymology, it has a strong derogatory meaning. Sometimes people simply call them "white trash". Needless to say, these names reflect strong regional and class prejudice, and reflect profound social reality.

Since the colonial era, white societies in the southern and New England have been strongly different. In New England, especially Massachusetts, which is the typical "Mayflower" Puritan area.

Although the stories in textbooks are too romantic and idealized, the white people who settled in New England, even if they are not simple pilgrims, at least belong to the class with relatively high cultural education, and are mostly immigrants with family members.

There are few rich people here, mainly self-cultivated farmers, and everyone is relatively equal. The Puritan spirit of thrift and struggle is generally the mainstream of society. On the contrary, in the southern Virginia area, except for a few large farmer, there are a large number of slaves who sell their own personal freedom for several years and allow their masters to immigrate through travel expenses.

To put it simply.

Red Neck is actually the farmers and working class in the United States, but because the entire country is relatively rich, even for this class, their wealth is very influential and cannot be compared with migrant workers in China.

These people are the most conservative and feudal, and they stick to traditions. They are born to be incompatible with the donkey party, although the donkey party is actually on their side.

Because the Red Necks are extremely xenophobic and most of them have serious racial discrimination.

Very unreliable, he was abandoned by the entire Los Angeles and Hollywood during the campaign. Even many elephant parties themselves opposed him. Before the results came out, he was almost behind another presidential candidate in various media and various polls.

But in the end he succeeded.

Rednecks like Albert Smith made a great contribution. It can be said that they pushed the current President to that position.

Like Albert.

He voted for approval at the beginning, and even contributed 10,000 US dollars in the unreliable presidential campaign fund.

Although it is a red neck with some derogatory words, it means backwardness and unimprovement, and there is also tradition.

But Albert Smith didn't think he was such a person at all. On the contrary, he believed that he was a person who kept pace with the times.

For example now.

With the help of his son, he was preparing to exchange his hundreds of thousands of dollars in the stock market for more stable financial products when the economy was in a very depressed period.

If it follows his past ideas, or the ideas that Red Necks have adhered to before, it should have been turned into land or all other visible and tangible properties.

But Albert thinks that it is the 21st century now and the Internet era has arrived long ago. If you don’t live up to the past, you will be abandoned by the times.

He gave up the stubborn idea of ​​the past and wanted to invest and manage his finances with the help of his son.

The father and son drove to O'Huare, the capital of Texas.

The city of Oshos is very strange.

What a strange method?

Because Oseus is the capital of Texas, and Texas is a conservative and traditional franchise state of Zhou Youming in the entire American country. If it is more concrete, it can be understood that Texas is an Elephant state, and most of the entire state supports the Elephant Party concept.

But it is in this extreme situation.

But Ohughes, the capital of Texas, is an absolute donkey party market...

Xiang Dangzhou, Donkey Dang City...

So many Texas Red Necks don't recognize O'Huare's status, they prefer Dallas, Houston and San Antonio.

Albert is a relatively open-minded red-neck. Although he doesn't like O'Huce, his son said that he wants to do financial management, only here is more appropriate.

He can only listen to his son.

Come to a bank in Ohusi, Texas, Citibank Ohusi Branch.

Sitting in front of the computer with a trading account ready, opposite was a pretty female trader with a smile on her face, next to her was her son.

Albert spoke directly: "Beautiful little girl. I want my money to make money with stable money. Can you help me?"

His son patted his forehead.

He smiled helplessly at the female trader and said, "My father means that he wants to use the money in his bank account to manage his finances..."

"Of course! Very understanding!"

The female trader smiled very well, but it wouldn't be good. If the financial management is done, she would have a commission.

"What do you want to buy? We have many products here, from Goldman Sachs and MGDT's financial management plans to Draxler and Porter's financial management products, all of which are available! And our handling fees are the lowest in the entire Ohughes! In our place, our respected customers can get the most perfect service!"

Albert's son was about to speak, but Albert said first: "Wait a minute! Actually, I've already learned about it! All of these so-called financial products are very dangerous! I only believe in one thing, national debt! What I want to buy is national debt! National debt!"

The son smiled bitterly.

He had already advised his father.

Although the American Treasury bonds are indeed stable and the returns are pretty good. But not to mention whether the Treasury bonds can be paid in the future, the yield of Treasury bonds is really bad compared to other financial products.

Annualized rate of return up to about 5%.

What can you do?

Looking at other financial products, there are hundreds of exaggerated ones, 50%, 60%, and 30% of the lower ones...

certainly……

These are extremely risky.

Basically, if 10 people invest in it, one person can make money by making money, then he can go to the newspaper.

Albert's son doesn't believe these exaggerated ones either. But 5% is too small. At least Goldman Sachs, MGDT or Citibank have financial products with annualized returns of around 7%, although there are also risks.

But it is much better than the exaggerated pheasant products mentioned above.

And want to make money.

Where can you not take risks?

But his ideas cannot affect his father. It is true that his father wants to manage finances, but he only believes in national debt.

And the female trader opposite.

After hearing that the farmer wanted to buy government bonds, his expression became less pleasant.

Because the transaction fees and profits of treasury bonds are the lowest, if there are more than 100,000 US dollars, she will not have much commission.

She continued to persuade: "Sir! It is the most irrational to buy treasury bonds! Although treasury bonds are stable, their returns are really low! Being low-key even if you use this money to buy lottery tickets, you can earn back the money... I suggest you buy the special income of farmers launched by our bank, which is every year..."

"I just want the national debt!" Albert said firmly.

"But the latest announcement from the Ministry of Finance that our country's national debt has reached 22 trillion US dollars! This money..."

"I just want the national debt!"

"It's good to buy government bonds...but..."

"I just want the national debt!"

“…”

The female trader finally compromised, so she had to say weakly: "So... OK. Sir, how much government bond do you plan to buy? We have the lowest fourth-grade, twenty-year, and perpetual bonds here."

"What does perpetual debt mean?"

"It means you will never get the principal. But every year the government will give you annual income, such as 100,000 yuan per year and the annual income is 5%. Then you can get 5% of the annual principal of 100,000 yuan, which is about 5,000 US dollars. Of course, the interest rate of perpetual bonds of 100,000 US dollars is not that high, but it is only 2~%3%. That is to say, if you buy perpetual bonds, you can receive 2,000 to 3,000 US dollars a year..."

“How long can I get it?”

“Received our country bankrupt…”

"Then buy this! I have $180,000! Buy all this perpetual bond!"

"Have you considered it clearly? If you bought a perpetual bond, then you will not get the principal, and you will only have interest to collect in the future?"

"No need to think about it! God bless America, I can get so much money every year! It's a must!"

"Okay, okay."

The female trader said with a wry smile, but she felt a little regretful. If she bought 180,000 US dollars, she could at least get a commission of several hundred US dollars. But if she bought treasury bonds, she would not have a penny...

It's just that the customer is so stubborn.

It looks like a red neck.

She has no choice.

These red necks are unworthy of being sorry for their bad tempers. They have too many things to draw their guns when they have disagreements.

She was about to handle Albert.

suddenly.

A tall and fat white old man rushed in from the quiet bank hall. As soon as he came in, he shouted to the bank account manager: "I want to buy that Sun Fund product! The one with an annualized income of 15% needs to use oil as a guarantee..."

The account manager hasn't had time to contact him yet.

A large number of guys who were dressed in a similar fashion as this tall and fat white old man came in from behind.

They suddenly turned the quiet bank hall into a vegetable market.
To be continued...