After leaving the K County Government compound, Zhang Junping came to the Construction Bank again.

When you walk into the business hall of the Construction Bank, you will see a high counter, about 1.3 meters tall. The counter is naturally the office space for bank tellers. It is very spacious and makes the outside look very narrow.

As soon as I walked into the bank office, I heard someone greeting him with a smile, "Oh, Director Zhang is here!"

"Hello, Director Chen, hello!" Zhang Junping looked at the person coming and greeted him with a smile.

The person who greeted Zhang Junping in front of me was a director of CCB. He was tall and thin, but he looked very energetic, with two slightly inclined eyes that were bright and energetic.

"What business is Director Zhang going to do this time?" Director Chen walked out of the counter enthusiastically and shook hands with Zhang Junping to say hello.

Zhang Junping deposited 500,000 yuan in the bank. At that time, the deposit was made by his personal account. In this era when tens of thousands of yuan account was still rare, there were 500,000 yuan of customers.

Although there was no service like that of the bank's major customers in later generations, the bank still gave it enough enthusiasm.

"I'll apply for a loan!" Zhang Junping said simply.

"loan?

Welcome, welcome!

I wonder how much does Director Zhang want to borrow? Is it in the name of your furniture factory or in his personal name?" Director Chen became even more enthusiastic.

In the 1980s, in order to support agriculture and rural economic development, the country introduced policies, and the central bank released hundreds of billions of funds to provide interest-free loans to farmers.

The country's move has greatly promoted the development of rural areas and agricultural economy, and has also created a large number of households worth tens of thousands of yuan.

Of course there is a prerequisite here, that is, you have to dare to take out a loan.

The Chinese people are too simple and are used to doing as much money as possible. Even if there is no interest or repayment period, not many people dare to take out loans.

This made the bank credit department very anxious. The post-90s and post-00s generations will never understand the situation where the credit officer is asking you for a loan, not interest, not limit your repayment date, and also asks grandpa to ask for help everywhere.

This is a scene from the early 1980s.

In the late 1980s, due to some political reasons, the country's economic development stagnated, and the bank's loan tasks were not cancelled, and the bank's credit department did not assess the repayment situation, so credit became chaotic.

Companies like gear factories that have already stopped working can rely on loans to pay wages.

As long as the county says something, the bank dares to lend money. This is also the reason why Hu Fangfei has been squatting in the county before.

In short, it’s just a word. If you dare to lend, I dare to approve it. Moreover, the procedures are simple and the loan is released very quickly.

It's a long way to go...

Therefore, when Zhang Junping said he wanted a loan, Director Chen showed such enthusiasm.

The director of the credit department is the director of the credit department. Every year, every month, there are loan tasks to be completed.

"All is OK. As for how much it is, it depends on how much Director Chen dares to lend me!

I just reported to County Mayor Wang. I will go to Taiyuan and Guangzhou to purchase timber in two days!

County Magistrate Wang agreed to send comrades from the Armed Forces Department to escort me over, so I am Han Xin and ordered the more soldiers, and the better!" Zhang Junping smiled and pointed out County Magistrate Wang.

It means telling Director Chen that his furniture factory has attracted the attention of the county government leaders and he can rest assured about his reputation.

"My authority can be granted 500,000 yuan for you! If it is not enough, I will go to the president to sign!" Director Chen was also very pleased and directly gave Zhang Junping a 500,000 yuan quota. If it is not enough, I will find a way.

Zhang Junping was shocked. I had heard that in the 1980s, he dared to approve the credit, but now Zhang Junping has seen it.

"Give me 500,000 first! Then please help Director Chen to apply. It is best to give another loan of one to two million!" Zhang Junping was naturally not polite and said directly to the lion.

"Director Zhang, can you tell me about the purpose of the loan?" Director Chen pondered for a moment before asking.

“I’m going to use this money to purchase wood!

First, it takes more than half a year to dry the wood after purchasing it before making furniture.

Second, Director Chen, as a bank staff member, should know better than me that prices have been rising in the past year!

As for wood alone, the price of wood this year has increased by 50% compared with the second half of last year!

Therefore, for the development of the furniture factory, we need to prepare some materials in advance!

According to the current market conditions, as long as you buy the wood back and put it there, you can make half of it in half a year!" Zhang Junping seriously explained the purpose of his loan.

“Director Zhang is really calculating!

Are you not afraid of the sudden price reduction of the wood and then smash it into your hands?”

"I'm not afraid of this! Our country's reform and opening up, and the people's lives are getting better and better!

With money in hand, we naturally need to improve our lives. Furniture is a must-have for life!

It takes a long time for wood to grow from saplings to towering trees, and the speed of economic development and living conditions in our country are much better than the speed of tree growth!

Therefore, within a certain period of time, big trees will only cut fewer and fewer, and the price of wood will only get higher and higher!

I'm a business that is sure to make a profit!" Zhang Junping said with a confident smile.

"Okay! Did you bring your ID card?

If you bring it, go to my office to complete the procedures and give you 500,000 yuan first. I will try my best to apply to the president for the rest!" Director Chen did not worry much about whether Zhang Junping would lose money if he would stock up on the goods, and he readily approved Zhang Junping's loan application.

This era is so magical. A loan of 500,000 was confirmed as if I was chatting in a narrow business hall.

There is no credit report, guarantee, treat and give gifts, all of which are not available. One ID card or one letter of introduction is done.

Zhang Junping was a little as if he was dreaming. Before, he just knew that it was easy to get a loan in this era, so he took a try, but he didn't expect it to be too easy.

Zhang Junping followed Director Chen to the office to fill out the form, signed and pressed the handprints, and soon the money was borrowed.

God Seven's speed.

Zhang Junping made an appointment with the bank to come and withdraw cash, so he said goodbye and left.

It only took more than an hour.

In the evening, Zhang Junping followed the truck back to the village again.

If a loan is such a big deal, I naturally have to talk to other leading cadres of the furniture factory.

"What? You borrowed 500,000 yuan? Are you crazy?" Dong Yaozong shouted with his eyes staring at him.

"Uncle, I'm not crazy!"

"You have a loan of 500,000 yuan. What if you can't pay it back?"

"How come I can't pay it back?

Dad, uncle, think about how much wood has increased since the establishment of the furniture factory?

Have you turned it over twice?"

"We have more than 20,000 sleepers, which is enough for several years. Why do you have to use so much wood for?"

"Uncle, can you stop talking?

In this way, the leading cadres in the factory are here today, and you are also cadres in the village!

Everyone, do you agree to this loan or not!
Chapter completed!