When Jiang Xi's mother heard this, her eyes immediately glared brightly, "What's the difference?"

Xiao Liu said, "If you write your name alone, you have to apply for a loan by yourself. If you apply for a loan, your bank statement must have a fixed monthly salary. For example, if you borrow 100,000 yuan, your monthly fixed income must exceed 3,000 yuan. If you borrow for twenty years, you will repay the loan every month. If you borrow 300,000 yuan, you will repay the loan more than 700 yuan every month."

Before Jiang Xi could speak, Jiang Xi's mother rushed to say again, "My daughter does not have a fixed income of 3,000 yuan a month, but sometimes she can make 40,000 or 50,000 at once. Is this OK?"

Xiao Liu said, "Auntie, this is not possible. The bank requires stability. The lowest requirement is that the bank must have more than 3,000 yuan in revenue for four consecutive months, that's fine."

"Oh, why are these rules so rigid?" Jiang Xi's mother complained.

Jiang Xi said, "Then write down the names of me and Jiangdong and take out a loan in his name."

Xiao Liu said, "Okay, then I will do this."

Jiang Xi's mother was obviously unhappy. She thought about it for a while, but finally couldn't help but say what she was in her heart.

"Jiangdong, although I have accepted you, I have not completely put aside my guard against you and your family. Although you have paid for this house, you still have to rely on you to repay the loan. However, if you have true love for Jiang Xi, I hope you will write a pre-marital property agreement and write... If you divorce Jiang Xi in the future, you can't divide this house, and you have to leave it to Jiang Xi. I, Jiang Xi, gave you such a beautiful yellow girl, and I will not seek anything. If you two can't live a life, she will have to make something and not spend her youth in vain. There is nothing left, right? You are a man, and when you are thirty, it's quite popular. Jiang Xi is thirty years old. If you are still a divorced woman, how can she have any future?"

"Mom, what are you saying? Jiang Dong and I are not married yet, so you curse us to divorce?" Jiang Xi looked disliked.

Jiang Xi's mother was red, "Don't tell me this Jiang Xi, I tell you, you're just stupid at the critical moment, knowing people but not the heart. When you are in love, you love them to death. When you can't live, you stab each other and kill each other. A professor at the University of California who studies marriage and family psychology once said that the intimate relationship between husband and wife is a complex relationship. Experts once conducted an experiment: using a very small electric current to shock a woman's toes. When a woman is alone, her brain waves will reflect her fear; but when a partner who loves her woman holds her hand, her brain waves have no reaction. This fully shows that a woman's trust in her partner covers up her fear and reason."

She took the word "reason" deeper, which clearly implies that Jiang Xi's liking is no longer rational.

She then said in a high tone, "This is the intimate relationship between husband and wife. When partners fall in love, they trust each other and are willing to give for each other, or even give their own lives. Another investigation is: whenever a murder case occurs, the first suspect to be investigated is the partner of the deceased, and often the chance of the deceased being killed by the partner is indeed greater than that of outsiders, which is also an intimate relationship. So, I must insist on this matter, otherwise, you should not buy a house. If Xiao Jiang doesn't even agree with this, what else can you do with him?"

Oh my god! I really didn't expect that Jiang Xi's mother didn't look so educated. She even knew about the research of American psychologists. However, when she saw her more excited and her eyes became redder, I quickly expressed her opinion.

"Auntie was right in mind."

I turned to Xiao Liu and said, "Do you think this is OK? Jiang Xikari had three consecutive months of transactions, 10,000 yuan a month. We will make more than 3,000 yuan a month into her account. Can we pass the bank's review? Then the house also wrote her own name and took out a loan in her name?"

Xiao Liu said, "This method is feasible. If all the transaction procedures are completed, it will take about three months. Then there is no need to write a pre-marital agreement. The house is the only one of my sister, so the aunt can rest assured."

Then Jiang Xi's mother curled her lips slightly, and her eyes looked at me with a glimmer of satisfaction. She said with a smile, "Xiao Jiang said this method well!"

Otherwise, I would have to sign a pre-marital property agreement. I always feel strange, as if it was an insult to my love relationship with Jiang Xi. I don’t like it and don’t want to sign it.

I don’t have a house at all. It’s enough for me to have Jiangxi. Anyway, as long as Jiangxi is mine, isn’t the house still mine? Hehe!

What's more, we didn't understand at first, but later we learned that there is a joint repayment between husband and wife, and no matter whose name the house is, it belongs to the joint property.

The three of us came out together and met with the landlord and his son. Under Xiao Liu's arrangement, we successfully signed the contract and paid a down payment of 43,000 yuan.

After signing the contract, the female landlord held Jiang Xi's mother's hand and said, "Oh, the more I look at your daughter, the better!"

Jiang Xi's mother also held the other person's hand, frowned and glanced at me, and then sighed deeply, "Cough! Don't mention it! You're destined to be together!"

The sigh seemed to be full of rich content! It seemed to be saying: It would be great if Jiang Xi hadn't known Xiao Jiang, and it would be great if they had met him earlier.

The female landlord also looked regretful!

The two sisters met too late!

If you regret yours, just pretend that I don’t exist!

About a month later, while Xiao Liu was helping us with the process, he suddenly said to us one day, "Oh, sister, you were fortunately not buying the landlord's house before. That house has been detained by the court. Because the landlord lost the house to someone else by gambling, he took it out and sold it. As a result, a client of my colleague was cheated and is now in a lawsuit with the court. My colleague was also implicated. Thinking about it, I feel scared. If my sister chose that house, no matter you have trouble now, I can't get out of the relationship. I really have to thank my sister for her wisdom!"

After hearing this, my mother Jiang Xi and I looked at each other, and my face was full of fear and fear. I could clearly feel a layer of cold goose bumps on my body.

We are poor people, so it is not easy to buy a house. If you encounter such a cheating person, who is not strong enough in his heart, and you will have the heart to jump off a building. Sometimes this kind of lawsuit will take several years to fight, and your whole youth will be gained.

At this moment, I realized more deeply that Jiang Xi would rather spend 13,000 yuan more than choose a house with a small risk, which is simply a famous saying!

At that time, the laws and regulations of the second-hand housing trading market were not as perfect as they are now, and problems often arose at that time.

In short, we escaped a disaster this time because Jiang Xi’s brain is clear, wise, and not greedy!

The agency fee and tax fees of the house cost more than 10,000 yuan in total, and I paid another two months of salary. So when we got the house book we had always dreamed of, we had just 10,000 yuan left in our hands.

Everything was fine, and we seemed to have opened another door to a wonderful life.
Chapter completed!