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Chapter 212 Buying a house and a rookie, new knowledge points

"It's true sister, according to your request,

I have found more than a dozen properties near a certain area in Yuhang for you to see. Tomorrow on Saturday, I will take you to see all the suitable houses!"

"OK!"

Hang up the phone, Jiang Xi smiled and said to me, "After sending Jiang Tiao to the cram school on Saturday, we two go to see the house."

"Okay!" I said with a smile.

I am also curious about which house is so suitable for us for more than one million yuan, and it is still nearby. As far as I know, the houses in that place are not cheap anymore, such as the "luxury mansion" in my Jade City. Let's talk about this matter again, so let's leave a suspense first.

On Saturday morning, our family of three got up together. After I took Jiangdong, I took a taxi with Jiangxi to a nearby neighborhood of Yuhang. When we arrived, the agent Xiao Zheng had already arrived. He was a young man in his thirties.

I told me on Jiangxi Road that after a little unpleasant experience with the agent last time, she summed up an experience, and then find a real estate agent in the future and try her best to find experienced and experienced people.

Nowadays, large intermediary companies are very formal. As long as you are scrupulous and don’t make any money on your personal account, you will not be cheated. In this case, finding an experienced agent will save you a lot of worries, and the other party knows how to achieve your satisfaction. Of course, you have to talk more about your personality and character to experience it, which is also a test of your vision.

Xiao Zheng was wearing a uniform, Jiang Xi recognized him first and waved his hand to him.

Xiao Zheng immediately greeted us enthusiastically, "Brother, sister, you are here. The name of this building is 'xx Tianmao Plaza'. The developer is a large enterprise in Guangzhou, so the quality of their houses is guaranteed."

I was confused, but I didn't ask immediately, thinking about looking at the house first, maybe the house is not good, so it's cheap.

What I never expected was that he showed us a 94 square meters north-south two-bedroom apartment with a height of 94 square meters. The room was very straight, the floor-to-ceiling windows were very bright, and the decoration was also very good.

At this moment, the house was rented to three young women for beauty salons, so the bad situation in the house was cleaned and arranged cleanly, tidy and fragrant! The sales look is really good. If the only bad thing about this house is, it is the top floor.

After Jiang Xi and I carefully looked at every corner of the house, Jiang Xi said to Xiao Zheng, "Okay, let's leave first!"

After coming out of the house and taking the elevator along the way, Xiao Zheng began to introduce to us in detail, "The price of this house is 1.6 million yuan. A few days ago, one was sold, and the transaction price was 1.69 million yuan. Therefore, on the one hand, the landlord was a bit anxious to sell this house, and on the other hand, the landlord did not pay much attention to the information of second-hand houses. She did not understand the market conditions very well. This price is definitely a market breach. If you buy it sincerely, you can still talk about it."

Jiang Xi asked, "Can you still cut 200,000 based on your estimate?"

Xiao Zheng shook his legs and then said exaggeratedly, "No, don't you tell me about this? A few days ago, I just sold a set of 1.69 million yuan, which is already very low. It is impossible to cut 200,000 yuan."

Jiang Ximian smiled in formulaic way, looked ahead, and didn't look at Xiao Zheng, and said lightly, "Don't she not understand the market conditions?"

Xiao Zheng, "..." seemed speechless.

Jiang Xi continued, "There is a risk of leaks on the top floor, and it is normal for the price to be cheap. If the landlord is eager to sell, it is reasonable to quote this price. And how low the price is exactly the level of her eagerness."

After Jiang Xi finished speaking, she smiled confidently again, then looked at Xiao Zheng. Xiao Zheng looked at her, rolled her eyes, and said for a long time, "Sister, have you worked as a real estate agent before? I have been in this industry for eight years. I think you can pk your familiarity with this set of houses."

"Hahaha!" Jiang Xi laughed again, and said nothing.

I finally couldn't help but ask curiously, "Although this house does not have a community, and there are business and offices under it, it still does not affect it as a good house. Why is this house so cheap? Isn't there any problem?"

This is what I worry about the most.

Jiang Xi smiled, "This house is a commercial and residential dual-purpose house, I forgot to tell you."

"What does commercial and residential use mean?" I want to ask clearly.

Xiao Zheng immediately explained to me, "The commercial and residential use means that the land is approved for commercial and residential use. The built house can be registered as a company, opened a store, and lived in it, but it cannot be settled. Children with families cannot go to school with this house, so the price cannot be compared with the nature of the house."

"Oh? It turns out that it is cheaper because of this? Then how many years is the land property right?" According to my vague understanding, this kind of house property right should have a shorter life.

Xiao Zheng said, "The land property rights are forty years, and you can just pay some land taxes in forty years."

I thought about it and asked, "Will the land tax be very expensive?"

Xiao Zheng said, "No, because the land is evenly distributed. This house that is about 90 square meters occupies about 30 square meters. Last time I sold a house that is about 50 square meters, and the land area occupied was only about 20 square meters, so it would not be very expensive at all."

"Oh!" That's true.

"Then what is the rental price of this house? Is it easy to rent?" This is also a very important question for us.

Xiao Zheng smiled and said, "I have told my sister about these things before, but it seems that I haven't told you."

Jiang Xi smiled and said, "He is busy with work, and I haven't decided to buy it yet, so I don't feel in a hurry to say that you can explain it to him clearly now. He is my boss and the money is taken out of his pocket."

Xiao Zheng looked at me with his eyes lit up.

"Hahaha!" I laughed, quite proud, but why did I feel uncomfortable and feel very weak?

Xiao Zheng told me even more passionately, "At present, this house is rented to several women to open a beauty salon. I heard that the business is pretty good. After you buy it, you will collect the rent directly. It will be 6,000 a month and 72,000 a year."

When I heard that the rent was really good. My big house is 144 square meters, and it is only 58,000 a month. The cost of that house is more than 5 million, while the cost of this house is only 150,000 and 600,000 yuan, but the rent received is about the same. Even the rent for this small house is more than that of that big house, which really surprised me.

I thought in my heart that this house is quite worth buying. We happened to have the money and collect rent when we buy it. I think it's a great thing to think about it.

Jiang Xi saw an expectant look on my face and smiled and said to me, "Don't worry, look at a few more sets to compare!"

"Oh, I'm right. I'm aware that I'm an experienced person who buys a house."

I,"……".

After thinking about it, I decided to ask less questions in the future and just ask Jiang Xi privately.

Next, Xiao Zheng showed us a few sets of 77 square meters south-facing two-bedroom apartments in the same community, with a quote of about 1.35 million yuan, and a few sets of 50 square meters south-facing single-bedroom apartments in the same community, with a quote of about 1 million yuan.

Smaller ones are definitely not as wide as larger ones, so naturally the first one is the best, and of course, the price is higher.

Later, Xiao Zheng showed us a house in another community. This community is not a commercial area. It looks like a residential area. It is guarded by security guards. The community has good greening. Anyway, it is no different from a high-end residential area.

I was wondering again, why do commercial and residential houses have this kind of house? But I didn't ask this time.

In this building, Xiao Zheng showed us three houses, all of which were priced at about 1.5 million yuan, with a height of more than 40 square meters and a height of 4.3 meters. This one looked like a single apartment. You can sleep on the empty building, but you can't stand up straight.

In addition to the differences between these and the houses in the community just now, there is another particularly important difference between the two houses that the windows of this house cannot be fully opened, just like the windows in office buildings that can only be opened with cracks. Obviously, the ventilation is very poor, and the windows and floor heights of the house just now are exactly the same as those of the house.

Compared with the two, I personally prefer the first one, not to mention that it is a regular 94 square meters, and the area of ​​these houses is more than 40 square meters. Although they are tall and can have three beds, they do not have independent rooms. The prices of these two houses are similar. No matter how you look at it, you think the first one is better!

After seeing several houses, Xiao Zheng said, "Sister, which one do you like?"

Jiang Xi smiled and said to Xiao Zheng, "You can guess it without me telling me, right? The houses you showed me later were all to set off the good ones?"

Hum? So there are routines here? If you are a newcomer and you really don’t have so many scheming, the old employees will be different. It seems that every word you say is guided.

When Xiao Zheng heard Jiang Xi's words, he did not show any guilt, but said frankly, "Sister, that house is good. I don't have money. I will definitely buy it if I have money."

I have heard this from different intermediary personnel over the years.

Xiao Zheng continued, "I admit that I showed you the house behind to set off the front set, but that's because that set is really good, otherwise I won't make it useless, right? For me, I'm happy with whatever set you buy, but I will recommend the one I think is the best set to you."

Jiang Xi nodded, "I understand, so I don't blame you. I don't like Moji, and I don't want to be vain with you. Just tell you, I want to buy the first set I saw..."

I saw Xiao Zheng’s eyes shining with hope and his smile was as if it meant that his agency fee was about to be obtained.

But Jiang Xi's next words made him look like he was not going to cry or laugh.

Jiang Xi still said with a smile, "I don't have much money in my hand, so I can only take out one million.5 million. This one million and agency fees include taxes and agency fees. You look at the negotiation and the arrangement. The price you negotiate is more, and the agency fees will be given more. The price you negotiate is less, and the agency fees can only be reduced by half. All this is in your hands. My husband and I haven't had lunch yet, so we'll go to have dinner first. You go back and think about how to talk!"

I really want to laugh when I listen to Jiang Xi's words.

Xiao Zheng smiled bitterly and said helplessly, "Sister, I quoted 1.6 million yuan, and the taxes and fees are 120,000 yuan. Even if the agency fee is cheap, it will cost 20,000 yuan. If you remove 150,000 yuan, you can only give me 1.35 million yuan? For this one million yuan house, she quoted the market reserve price. You cut 150,000 yuan. It's a bit too cruel, sister!"

"No, I'm not cruel, I'm just poor!" Jiang Xi said with a smile, "I'll ask you everything, we'll leave first, thank you!"

"You don't have to be polite sister!"

I heard Xiao Zheng look at us with a wry smile behind us with a look of indifference.

It seems that he is afraid he will meet this difficult customer Jiang Xi, but no matter what, we are also customers, and he will not offend us. At least we gave him a chance to talk.

As I was far away from Xiao Zheng, I asked Jiang Xi, "Do you think this house can be bought? I think this house is really good, but the price you gave is indeed a bit..."

"You don't understand, the landlord is in a hurry to sell it. The price I gave is still possible. Even if it really can't be sold, it should be able to find out the real reserve price of the landlord. If the difference is not big, you can add tens of thousands more. If it is too much, you won't buy it."

"Cough!" I sighed, thinking that buying a house is really not easy. If you buy it expensive, you are afraid that you will lose money and want to spend less money, but you can't buy a good house.

"You don't have to worry. My hunch is that she may sell this house because it is a commercial and residential house with high taxes and cannot settle down. This has invisibly reduced 70% of the customers. Therefore, her house has been closed for a year and has not been sold."

When I heard this, I felt another worry, "If we buy it, if we are anxious to use money to sell it in the future, will it be difficult to sell it?"

Jiang Xi said, "Yes, there is this problem. Therefore, the house is mainly bought to make rent, but this house also has a better place than a residential house. It is a commercial and residential house with no purchase restrictions or loan restrictions. You can buy it at will if you have money, and you can buy it immediately if you buy it. This is the benefit of commercial housing. Since it is commercial, it is used for investment, so the state does not restrict it."

"Oh! That's it!" It seems that everything has pros and cons, and what you choose depends on your needs and judgment. "So should you buy it or not?"

Jiang Xi rolled his eyes and thought for a while and said, "We don't need to buy a house urgently now, and the policy trend is unstable now. Therefore, from the perspective of investment rather than living, no matter how good a house is, no matter how good a house is than a market price, it is risky to buy a house that is equal to a market price. Then the best choice for investment now is to pick up a bargain. You can make a profit if you pick it up. If you can't pick it up, you just need to pay for rent. So, when we buy a house now, we are here to pick up a bargain, otherwise I won't take action."

After hearing Jiang Xi's words, my heart suddenly fell into my stomach. I thought it was funny. I was a rookie, and I was worried about something with the boss who bought a house. She thought everything clearly and planned it rigorously and perfectly.

On the way back, I saw the storefront on the roadside on the first floor of the community. I asked casually, "Do we consider buying a storefront?"
Chapter completed!
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