As Zhang Xiaojun said, the senior management is indeed holding an economic conference for this matter. The attendees included the Great Elder, Long Zhan and the Central Bank President, and dozens of top financial masters.

"Today's meeting has only one theme, how to solve the currency problem in the Xuanhuang Realm and establish a safe financial system smoothly. All of you here are experts in this field, and everyone speaks freely." The Great Elder spoke up to determine a clear theme for the meeting.

"General Long first talks about the problems we are facing at the moment." The great elder looked at Long Zhan and said.

Long Zhan nodded to the elder, opened his own file, and said seriously:

"I'll talk about four points first."

"First: the lowest-level villages and even some remote towns are currently conducting the most primitive trading method of bartering. Because they do not have much reserves of black coins, and the pricing power was previously in the hands of the demon clan, they were greatly exploited, so they were very resistant to the use of black coins."

There are no Xuan coins, because the exploitation of the demon clan is too powerful, and the Xuan coins are basically in their hands.

The pricing power is in the hands of the demon clan. They price all kinds of materials very high, and they use mysterious coins to settle them. Naturally, the humans below cannot be suffocated to death by urine. They directly bypassed the pricing of the demon clan and secretly traded various materials between villages.

According to one's own needs, the importance and scarcity of these materials, rather than the prices set by the demon clan, over time, they will degenerate into a bartering pattern.

"Second: civilians use macadamia, while most of our citizens use soft sister coins, which need to be exchanged, but the exchange rate fluctuations have always been quite large, which has caused some speculators to make a fortune through this fluctuation. Although they have already caught some, they have been repeatedly banned."

Citizens who have just arrived in Xuanhuang Realm basically exchange money in China Bank, but the old fried dough sticks who have been there for a long time have discovered another way, a more affordable way.

Although most civilians use black coins, some people who have more contact with citizens have begun to understand that they have fallen in love with soft girl coins. They often come to their citizens with them, or take the initiative to find their citizens to exchange for some soft girl coins, or even collect them.

But they don’t understand what exchange rate is and don’t understand these financial common sense.

Some speculators discovered this loophole.

Assuming that the exchange rate of Soft Girl Coin to Xuan Coin is 10:1, and when Soft Girl Coin depreciates against Xuan Coin, assuming it becomes 12:1, then a 12 yuan Soft Girl Coin can be exchanged for a Xuan Coin.

But those civilians don’t understand, or they don’t have any sources of information on this.

After all, Chinese people on Earth each have a fairy watch or mobile phone to understand the national trends in a timely manner, while those civilians do not, so they should exchange them with citizens at the previous price of 10 yuan.

Those speculators took the opportunity to absorb a large amount of black coins and then traded privately with other citizens in need. The official 12 yuan can be exchanged for a black coins, and they only need 11 yuan to exchange for it.

Other citizens in need can save one yuan for every black coin exchanged, and make money. Those speculators exchanged the black coin for 10 yuan and sold it for 11 yuan. They can earn a one yuan difference for every black coin exchanged, and make money.

It can be seen that in this whole process, middlemen and citizens who exchanged the money are all profitable, but civilians who do not understand the market are victims and are cheated, and Bank of China also lost in disguise and was fleece.

This is nothing. This loss is a drop in the bucket for the official, not worth mentioning, but what the senior management fears most is that this kind of thing is getting worse and worse. More and more people join in, and more and more civilians will be cheated.

When the civilians react in the future, what will they think? Are they not their own people? They cheat us like this.

I'm afraid that most of them have more disgust towards their citizens, thus causing class opposition, which is the most worrying thing for the top leaders, after all, their foundation here has not been completely consolidated.

It is difficult to build a building, but it is very easy to destroy something that is indeed a moment.

"Third, citizens and civilians are confused. They don't know whether it is better to hold the black coins or the soft sister coins."

Everyone nodded after hearing this. Two currencies in a country are still fluctuating constantly. Everyone must be worried about their money depreciation and want to hold currencies that maintain value and even have the potential to appreciate.

It's just that I can't even get it right, which makes people confused.

"Fourth: Whether it is an official store or a private store, there is also a lot of controversy about which currency to charge."

"The four points I want to say have been finished." Long Zhan put down the document and looked at the Great Elder.

The Great Elder nodded and said to everyone: "Everyone knows the basic situation facing Xuanhuang Interface now, let's talk about their own ideas."

After listening, everyone was silent for a while, and one of the financial experts stood up and spoke:

"The first point that General Long said is actually the best solution. Since we have driven away the demon clan, these places have now gained a certain trust foundation from them through our grassroots cadres. No matter which currency is issued, as long as the issuance is issued, it can be solved by re-determining the reasonable price."

Those people don’t really want to barter. This is a helpless choice. If it can be solved and not be cheated, they will naturally be willing to accept this currency.

"Second, third, fourth, these three points are actually one problem, that is, there are certain fluctuations between the soft girl coins and the Xuan coins, and there are three solutions."

"First, the official fixed exchange ratio and does not allow it to fluctuate. Without fluctuation, those people will naturally be unprofitable. This is relatively easy, and only a document is needed."

"Secondly, through grassroots cadres, we can publicize the exchange rate issues to civilians, so that they can know what this is, and there is no need to know how profound financial knowledge is. We just need to know what the exchange fluctuations between the two represent."

"Third, simply abolish one currency and issue one currency in a unified manner. We are a whole, and issuing two currencies is unreasonable in itself."

What the expert said makes sense, but as soon as he finished speaking, someone rose to object.

"I partially agree with Professor Zhang's view. The first point is that fixed exchange ratio is feasible in a sense, but Professor Zhang missed a little."

When Professor Zhang heard this, he frowned slightly and looked at the professor who stood up to oppose him seriously. He was only confused, but not angry because the other party opposed him.

There is still a lot of energy.

They are all truly talented people who can hold a boat in their hearts. As long as they speak reasonably and convince themselves, they will agree.
Chapter completed!