Chapter 1036 In order to survive
"Prince, the consequences of circumcising Xijing Bank have gradually emerged one after another, and the situation is not optimistic!" As the prime minister, Su Song should face everything alone, but this time the problem is indeed too big.
He had to come to Wang Ning'an. Before the meeting, he had already summoned several people from Liuyi to come over. In the name of the New Politics Society, everyone sat down to reflect on the problem and discussed solutions.
After talking about it, Sima Guang proposed a key thing, that is, how to position the banking system... This thing is not an official, nor the people are not a civilian.
You said it was not a yamen. You could control so much money and implement national policies, and the court could reach in. If it was a yamen, the bank would also operate according to the business model and need to make money and make profits.
The problem this time is that the responsibility and power are unclear. Too many people can interfere in the operation of the bank and make profits from it. Serious collusion between officials and businessmen, and the benefits of the city are all entered into the private pockets, and the court was seriously injured.
If you don’t start from the root, this problem is still unsolvable.
Sima Guang said this, but he was actually a little guilty.
After all, the real reason behind the unlimited mortgage loan is that the bank issued over-issuance of currency. This is what he did. Sima Guang knew very well why he made such a choice.
He was lucky to be dragged into the vortex. If it were next time, it might be even worse than Wen Kuanfu!
Sima Guang was afraid, and he hoped to manage the bank. Of course, it would be better for Su Song to take the lead in this matter so that those people could blame him.
Su Song also knew that when finance had to be rectified, he was also confused about how to start.
There was no way, so he could only ask everyone to give suggestions. At the same time, he asked Wang Ning'an for advice and see what the prince had to do!
"I have no good idea. This is a tough battle. I must rush forward with the nerve to show the courage to never return until I defeat Loulan! On the one hand, we must establish laws and strictly supervise it, and on the other hand, we must implement it to prevent disadvantages. It is very difficult!" Wang Ning'an thought to himself: "The first thing we need to do is to clarify equity and clarify rights and responsibilities. Brother Zirong, what do you think?"
Su Song said: "From my heart, I naturally hope that the court will take the bank in my hands, but the court cannot afford that much money now, and the people of the Song Dynasty have a lot of wealth and cannot be used, which is a pity. But this money is a disaster, and if you are not careful, it will backfire. To be honest, I am really helpless now!"
He said everything he said was in his heart. Wang Ning'an pondered for a while, "In this way, start with the Royal Bank first... I founded the Royal Bank to manage the royal family's financial resources first, and first divested this part, establish a special inner court, and manage the royal property... From now on, the Royal Bank will issue currency in full-time, formulate monetary policies, manage other banks, and maintain currency stability."
No wonder Su Song came to find Wang Ning'an. He was established at the beginning. If it were someone else, who could tell me clearly that no one except Wang Ning'an could handle the entanglement with the royal family... The situation is very obvious now. Royal Bank has become the central mother of the Song Dynasty and the mother of all banks!
The Royal Bank was selected by the court to be responsible for the officials, and was appointed as the Secretary of the Six Ministers!
Next, under the Royal Bank, there are a lot of banks, such as Xijing Bank, Hebei Industrial and Commercial Bank, Jiangnan Bank, Silk Road Bank, Haidong Bank, etc.... These banks have strong capital, some are established by local governments, such as Silk Road Bank, and some are established by merchant groups. For example, Hebei Industrial and Commercial Bank is a bank that supports the development of industry and commerce with industrial merchants in Cangzhou and Youzhou as the core, while Jiangnan Bank is a bank composed of Jiangnan textile merchants as the core, responsible for the production and export of silk cotton cloth.
In addition to almost ten large banks, there are many bank banking bank tickets, as well as shops with some bank functions, such as counters, pawn shops, gold and silver shops, residence shops, and even some temples, such as Daxiangguo Temple and Lingyin Temple, all doing financial work, but they may not be managed.
There is another fatal thing here.
"Prince, some big banks have less capital than some diners, especially Daxiangguo Temple. Under the management of Monk Foyin, the funds they can use are over tens of millions of yuan, far better than ordinary small banks... How should we calculate this?"
"Ban!" Wang Ning'an replied very simply, "All banks are rectified. The imperial court must have advantageous shares and have absolute dominance power... With the imperial court's investment, it is equivalent to having guarantees, and financial panic can be alleviated and not out of control."
Su Song hesitated a little, "Prince, isn't the court too much in doing this? I'm worried that something will go wrong."
"If there are any mistakes, find a way to block them... If the bank falls under private leadership, such as this time the run and the court does not take it over, what will happen? Which one is more important?" Wang Ning'an said seriously.
Is this still necessary to ask?
Of course, Xijing Bank closed down and the money of those depositors disappeared without any guarantee... But if the court was the major shareholder, the Song Dynasty would not collapse!
As long as the court is still there and there is no bankruptcy, the people's deposits will not disappear... The benefits and losses are obvious at a glance.
Su Song certainly knew the benefits of doing this, but the court also came under tremendous pressure. He had to pay and manage it well. If the bank made a mistake, the people would point the finger at the court, saying that the court did not do well!
"I also support the court to have absolute advantage in holding shares, but this requires diluting the rights and interests of shareholders. This matter is too much involved, and it is definitely not as simple as a Xijing Bank. Does the prince have a solution?"
Wang Ningan smiled slightly, revealing his shiny white teeth, "Is it a solution to deal with it? It's nothing more than killing the chicken and scaring the monkey. I have already caught a big enough chicken and slaughtered him, and no one dares to object!"
"Who?" Su Song said curiously.
Wang Ning'an was about to speak when someone suddenly came in and ran to Wang Ning'an's ear, "Prince, Grandpa Wen is here to visit!"
"Why is he here?"
Wang Ning'an was shocked. Could it be that this old guy is really a fox?
You should know that Wang Ning'an knocked Wen Yanbo hard, but there was one thing that didn't move, that was the shares of Xijing Bank. Of course, Wang Ning'an had long been determined to rectify the bank, so he kept the shares, which was convenient for him to take action in the future.
This time he was about to take action, but at this moment, Lao Wen suddenly ran over. Did he smell the wind? Or did he have any plans?
"Brother Zirong, you wait a moment, I'll go see Wen Kuanfu!"
...
In the study, Wen Yanbo and his son sat down with their heads in hunched. When Wang Ning'an came in, Lao Wen immediately stood up. Wen Jifu was reluctant, but his father picked him up.
"Rebellious, you won't kowtow to the prince and apologize!"
Wen Ji was reluctant, but he still knelt down.
Wang Ning'an pretended to be calm, "Brother Kuanfu, what are you doing? Get up quickly, it's so cold on the ground!"
Lao Wen was unmoved and said with a dark face: "This rebellious son is behind my back and doesn't know. He designed to frame Wang Yuanze and attack Su Zizhan... He dared to hide it from me afterwards, which is so angry! Today I sent this rebellious son to apologize to the prince!" Lao Wenyi said sternly: "Prince, if you talk about what you do, I have nothing to say, please let the prince go!"
Wow, it turns out that he is apologizing for the crime!
It’s a pity that it’s too late!
Wang Ning'an smiled faintly, "Brother Kuanfu, I have handed over to the Ministry of Justice. This case has been transferred to the Ministry of Justice. I believe the court will follow the law. Please come back!"
Wang Ning'an didn't buy it, Wen Jifu was so angry that he kept jumping up. He looked at his father and thought to himself that we gave his face to others, and they didn't want to beat him. It was too embarrassing! Let's go quickly!
Who knew that Wen Yanbo gritted his teeth and could not leave? This is the last chance to save it, otherwise the Wen family would be really finished!
He suddenly took out a piece of stuff and slapped it in front of Wang Ning'an.
Lao Wen's hands were trembling, which was really distressed, but his face was still smiling, "If a child did something wrong, how can a father be irresponsible? This is Xijing Bank, with 26.5% of the shares. Lao Wen is willing to hand over to the court, so please trouble the prince and accept it on his behalf!"
Wang Ning'an took a deep breath, quite surprised.
Bank shares are the core of financial power. Holding this thing has been passed down from generation to generation. Even if the dynasty changes, it doesn’t care. It can still be delicious and spicy.
There were too many financial consortiums in later generations, rich families, and Lao Wen also had the opportunity to become a financial family... But he took the initiative to hand over it. Although Wang Ning'an was about to take action, he could not save it, but Lao Wen's initiative still surprised Wang Ning'an!
He paused, held the equity document in his hand, and flipped it carelessly... He browsed it on the surface, but was thinking in his heart whether he could let Wen Yanbo go?
This old guy has too much tricks and finally got his handle. If he doesn't take the opportunity to destroy him, there will be few opportunities in the future... Xijing Bank shares have long been the ones in their pockets. If you want to buy a life by buying a life, it's still far from it!
Wang Ning'an's eyebrows moved, and the smile on his face disappeared, becoming serious!
Wen Yanbo secretly observed and said in a secret voice, "Prince, this alone is not enough to show my sincerity in admitting my mistakes. This is my deed in the capital city. There are various collections of gold and stones, as well as calligraphy and paintings by famous artists such as Wang Xizhi and Yan Liben... I have been treasured throughout my life and are willing to hand them over. Also, I have 800 hectares of land granted by the imperial court in my hometown, and they are also confiscated together..."
After the last blackmail, 90% of Lao Wen's property was gone. This time, he took out all the remaining bits!
It can be said that it is bankrupt!
Wen Jifu's heart was bleeding. He wanted to cry very much, but at the same time, he was full of admiration for his father. At the critical moment, his father's decisive ability was enough to learn for the rest of his life.
King Wen gave all his money and if he had changed to a second person, he would nod, but he met Wang Ning'an, a thing that was not in trouble. He looked at the shares, the house deeds, the land deeds... and was not shaken at all. "Brother Kuanfu, you will find it when the court searches, don't worry!"
puff!
Wen Jifu completely bleeded and died. He just didn't know martial arts, otherwise he would have to die with Wang Ning'an. You are so annoying!
Our husband Wen also has a gray face and kills people just by placing the ground. I came to confess my guilt and handed over all the money. You still don’t give me a way out. Do you have to force me to fight you to the death?
After a stalemate for 5 minutes, Wang Ning'an picked up the teacup and drank it leisurely. That's what you mean, you should leave quickly and have no time to entertain you!
Wen Jifu tried his best to wink at his father, leave quickly, don’t embarrass him!
But Mr. Wen understood that now that he would be arrested by the people of the Imperial City Department after leaving this door. In a few days, he would go on the old path of Fu Bi, Han Qi and others, with his head and head... Thinking of this, Wen Yanbo shook his head and put aside his grievances, and actually laughed, "Prince, this little thing is certainly not enough to atone for his sins. I have one more thing to report to the prince."
Wang Ning'an remained calm, Wen Yanbo leaned forward and said, "That's right. This time, Xijing Bank can exceed the loan so much money, but someone lets out money... that is, more money issuance!"
Dust!
Wang Ning'an put the teacup on the table and asked unhappily: "Why, Brother Kuanfu wants to pull a cushion?"
Chapter completed!