Lin Qiang pushed open the door and shouted seriously: "What are you doing if you don't work hard!"

The two reacted completely differently, and Zheng Shuai made a face and completely ignored it.

Lin Xiaozao jumped up suddenly, holding the unfinished food and was about to throw it away. He hurriedly swallowed the food, like a frightened kitten, and repeatedly said: "Go now...go now..."

"I'm teasing you... don't be so serious." Lin Qiang couldn't help laughing, walked over and patted Zheng Shuai, and asked him to go out first.

Zheng Shuai showed an evil expression again, quickly evacuated and brought it to the door.

Lin Qiang helped Lin Xiaozao back to the table and pressed her back to the chair: "You eat first, I'll ask you something."

Where did Lin Xiaozao dare to eat it? He just stared at Lin Qiang.

"Have you passed the exam for a personal financial planner?"

Lin Xiaozao nodded.

"Then let me ask you, how should you plan for retired elderly people who are still well-funded?"

Lin Xiaozao quickly replied: "The elderly who have retired have low risk tolerance. They should adopt a stable financial management combination that ensures property safety and financial freedom. Based on the assets of the elderly and their annual income, most of the property should be invested in guaranteed financial management and fixed deposits, and a small part of the government bonds should be invested in preventing accident insurance products, and leave certain funds for emergency response. According to the products sold by our bank, it should be..."

Lin Qiang sat next to him and nodded, even if he memorized the textbook, it would be very good to memorize to this level. Moreover, Lin Xiaozao was able to list the products on sale as an example, which was enough to show that she was working hard secretly. Although she had been doing some work on the side, she was always working hard.

The most important thing is... Lin Xiaozao didn't stutter from beginning to end, as if he suddenly became very confident when talking about this.

After Lin Xiaozao finished speaking, Lin Qiang continued to ask: "OK, suppose there is an elderly person with a 2 million current deposit outside, who lives a worry-free life and is healthy, you can only sell one product, which one would you sell?"

Lin Xiaozao frowned, and after repeated thought, he replied: "We are investing in one year, half a year and three months in proportion respectively. The risk is the smallest, the withdrawal is flexible, the annual interest rate and profit is about 5%, and the capital is guaranteed."

Lin Qiang was very satisfied. This product is guaranteed and will not lose money no matter how badly it is in operation. Dividing it into three investments can also reduce the losses caused by temporary money.

However, he still asked in a pretentious manner: "But the commission given by this product is very small. I remember that the one-year period is only 5% of the point... If you sell stock-based financial management, you can make more money, and the performance in the industry will also be very good."

"No! You can't let the elderly buy high-risk products!" Lin Xiaozao suddenly became stronger. "That kind of product is sold to people with high risk tolerance and profitability. Even if you sell it to them, it will account for up to 30% of the investment proportion, and it cannot be higher!"

Lin Qiang smiled and said, "After the order is taken, they make money or lose money, it has nothing to do with us, right? The most important thing is to make money by yourself, and the business hall where you are located, right? If you sell all those small-risk products, the director will not be happy."

"Supervisor! I thought you were..." Lin Xiaozao stared at Lin Qiang, revealing a rare stubbornness. "It is someone else's business for others to make money, but if an elderly person invests all his property in stock management that is prone to loss... he cheated his pension money... I would rather not make this money!"

Lin Qiang looked at Lin Xiaozao with interest: "What if I insist on you selling it? You know, I just came here and urgently needed to improve my performance, so I want to adjust you to market more."

"Then you go by yourself, supervisor." Lin Xiaozao began to lower his head to eat, "The old man's pension is cheated..."

Lin Xiaozao had just taken a few bites and was suddenly stunned. He figured it out. He looked up and said angrily: "Supervisor, you lied to me! I have heard about you! The one you sell the most is guaranteed products!"

"Haha! Am I quite famous?"

"Hmph..." The two jokes gradually narrowed the distance between the two. Lin Xiaozao snorted and continued to lower her head to eat, stirring the meal with her chopsticks, "I know I can't do anything... Even the supervisor, you are here to make fun of me..."

"Okay, eat quickly." Lin Qiang got up, took care of his suit, and gently patted Lin Xiaozao on the shoulder, "The 2 million-level old man is in the hall, ready, I will try my best to help you."

"Ah?!" Lin Xiaozao choked in with a mouthful of food, "Cough... an old man of 2 million?"

"Well, after dinner, I came to the lobby and saw my face." Lin Qiang smiled, "If you perform well, you will be able to replace Zhang Jiaming's role tomorrow."

In Lin Xiaozao's surprised eyes, Lin Qiang left, hoping that the old man will still be there.

...

In the lobby, Hao Wei had already come back and was chatting with Zhang Jiaming. Seeing that Lin Qiang was coming, the two of them quickly stopped talking.

"How is it? You basically understand the situation here?" Hao Wei greeted with a smile.

"It's still early, a little data doesn't mean anything." Lin Qiang saw that he was coming just right, so he said casually, "The turnover is still quite large now, but it's difficult to place a large order."

"Yes." Hao Wei sighed, "There are new young people here. They have to bear mortgage loans and basically have no spare money to manage their finances."

He said, and took a photo of Zhang Jiaming: "But Jiaming still caught a few high-quality customers, which is a gratifying congratulations."

In the bank, every account manager has a fixed customer. In principle, you cannot compete with each other for customers. Hao Wei's words mean that you always come up with orders and find solutions by yourself. Don't expect us to distribute customers to you.

"Yes, but I think Jiaming is too busy alone, so there should be a chance." Lin Qiang looked at the waiting customers, "We should still be more active and have a thick skin in our industry."

Hao Wei smiled and said, "That's right, that's right, so Xiaolin, you are here a good addition!"

"This requires team work hard." Lin Qiang changed his tone and asked, "I think that Lin Xiaozao is pretty, beautiful and friendly, so I should let her try more."

When Zhang Jiaming heard this, he felt a sense of urgency immediately and said, "She is still a little less experienced and is nervous when she sees customers. She doesn't even say a single word. She is too anxious to train and can easily backfire."

"I have to train sooner or later, I think she can do it." Lin Qiang-speaked, "I think she can be transferred out. Let's take turns to do her job."

"But...this..." Zhang Jiaming didn't know what to say again.

Hao Wei was resentful. No matter what, he was the director. You were too crazy to call people in front of me.

"Kobayashi, you just came here and don't understand many situations. Letting a rash newcomer fill the table can easily cause dissatisfaction among customers."

"If that's the case, Director, our bank, in the final analysis, we still have to make achievements?" Lin Qiang asked, "I have read the orders for the past few months. Financial management and sales are all up to Jiaming alone, so I'm afraid he can't be busy?"

Hao Wei hurriedly replied, "Haha, isn't there any supplements between you and Zheng Shuai now?"

Lin Qiang had expected that he would say this long ago and replied quickly:

"This doesn't work. We are all big men, and girls have more advantages in many situations."

Hao Wei was stunned for a moment, and a series of quick conversations made him feel suppressed, so he had to refuse: "Then... we will discuss it when we have a meeting tomorrow."
Chapter completed!