0421 Real Estate Speculation
Lu Bida's IQ seemed to be used on his friend Xiao Donghai, not Lin Qiang. He began to talk endlessly about his "makeup plan".
"You will do these dozens of loans." Lu Bida was a little on the table, shaking a word.
"..." Xiao Donghai refused to comment. Faced with this kind of problem, he even seemed stupid to oppose it.
Lu Bida ignored him and said to himself: "We borrowed these dozens of payments through formal channels, and all the documents are available. The bank loan directly sent to the developer to buy a house. I guarantee you to rest assured. I can overcome the difficulties in front of me. As soon as the house was obtained, I immediately lent the agency, signed a contract, and handed them over to rent it for two years. By this calculation, I can just make up for the money from usury. On the other side, I hung Lin Qiang and pretended to wait for him. As soon as next month arrived, he would probably let go and start doing it immediately. Bypass his warrants, Lin Qiang ignored the review process and illegally lend me these dozens of houses. I will borrow again as Qu Kangping!
Lu Bida said, touching his neck: "After that, Qu Kangping disappeared completely. Only Lu Bida is still careful to live, waiting for the right opportunity, and gradually taking action on the house you borrowed from you. We all have the profits, and we all get out of here. Only Lin Qiang, who is called Tiantian and not effective, is called Earth and Earth!"
"..." Xiao Donghai looked at Lu Bida, but wanted to laugh but couldn't laugh. "Old Lu, Lin Qiang is not a fool. You obviously have loaned me, how could you still re-loan him? Even if I really loaned you, Qu Kangping and Huixin guaranteed to ask me Xiao Donghai to borrow money will soon reach Lin Qiang's ears. If he had a cicada, would he be honestly bypassing his warrant and then give you an illegal loan again?"
"Haha, he can." Lu Bida smiled softly and pointed at himself, "Because Lu Bida is looking for you to borrow money, and Qu Kangping is looking for him to borrow money."
"oh?"
Xiao Donghai had to be moved now.
"Brother, this is our only road now." Lu Bida leaned on the sofa and breathed a sigh of relief. "I use my real name and loan through you. This shows my sincerity. I will also ensure that this matter is foolproof. Otherwise, I will be the one who will be finished. Only by passing this level before you can you catch Lin Qiang's capital!"
"There is no other way?" Xiao Donghai took a deep breath and fell into deep thought. He knew that if he refused Lu Bida now, he would really have no way to live. It doesn't matter if he died. He was inevitably implicated, and destroying Lin Qiang became a dream.
"Old Xiao, that's 100 million." Lu Bida turned sideways and patted Xiao Donghai hard. "As long as you pass this level, Lin Qiang will lend money next month, and 100 million will be included in Huixin's account. Of which 20 million will be circled and called you immediately. Compared with this 20 million, is the bank's branch president that important?"
"But... it is impossible to get a secondary loan for a mortgage."
"What are you afraid of?" Lu Bida waved his arm and said, "I have as many ID cards as I want. First overcome the current difficulties. After the capital turnover, I will put two households next month to try whether Lin Qiang can go around it, and then play big things. If something happens, it is Qu Kangping. If I can't find out, Lu Bida here."
“…let me think about it again.”
The previous return promised by Lu Bida was 10 million, but now he is raising the price and multiplied it directly.
Lu Bida continued to persuade: "Even if this matter fails, we have no risk. I will gradually transfer the house and the loan will be transferred. Without knowing it, 20% of the money I finally got will be given to you as usual."
"How many... can this be...?"
Lu Bidao and his strengths were used together, and his soft and hard work were used together, but Xiao Donghai finally couldn't support him.
"Haha, if WeChat announced that it would be a 20% increase in housing prices." Lu Bida smiled and said, "I borrowed about 150 million yuan. If I was in a hurry to transfer, even if I made less money, I only had a 10% profit, which would be a full 15 million yuan."
20% of 15 million, 3 million! It is also a considerable fortune. Even if you don’t escape with the money and just speculate in real estate, you can earn such a considerable number. It can be seen that if Lin Qiang does not interfere and Lu Bida plays according to this trick, he will eventually make sure to make a profit without losing money.
Finally, Lu Bida sighed: "Old Xiao, this is the only way, really."
...
Financial Street, United Bank Headquarters, Huang Guangyao's Office.
"Is this really a matter?" Huang Guangyao frowned, "Someone used the stolen ID card to guarantee the loan fraud?"
Lin Qiang replied seriously: "I have confirmed it, but he has been using those people's identities every month to repay the loans. I believe that it is just to drill for policy loopholes and be able to borrow countless payments by one person and gain benefits from speculating in real estate."
"How did you find out?" Huang Guangyao's palms were intertwined and kept litting.
"During the follow-up review, some problems were found. According to the information of our bank's internal customer information, we called to verify that the other party was in Yunzhou and did not buy a house in Jijing at all."
"Trouble, trouble." Huang Guangyao shook his head, "It's really troublesome to have such a thing at the end of the year."
He then asked, "How much did you get out of the loan?"
"About 20 million, seven houses," Lin Qiang and Pan told him, "But Huixin has a property worth 70 million to us. Even if it is the worst result, there will be no bad debts."
"Fortunately, there is a mortgage." Huang Guangyao thought about it again, "Thanks to you to find out early, otherwise the trouble will be even greater. From beginning to end, you follow the procedures. There is no problem. It seems that the rules for intermediaries to guarantee loans should be stricter."
"Yes, it is really hard to detect this kind of bold ID card theft. Of course, I also have the responsibility to fail to thoroughly review the identity of the customer."
"There is no way, I'm in a hurry to get results. No one has the time to do that fine." Huang Guangyao took a deep breath and turned around and asked, "In your opinion, how can this be resolved?"
Lin Qiang thought about it and replied to four words: "Go through the New Year first."
"Yeah." Huang Guangyao dragged his chin and said, "Indeed, it's only been a few days. Now it's not the time to do this. But... it's not a solution to always drag it. You have to fill this hole in time."
"Yes." Lin Qiang nodded, "What I think is to go through the New Year first, and then internally inform the blacklist of Qu Kangping and Huixin guarantees. At the same time, I talk to Qu Kangping and asked him to fill the hole by himself and transfer all the mortgages. Otherwise, we will go through judicial procedures."
Chapter completed!