0271 water depth
Zheng Shuai immediately sent today's report...
"Although deposits are negatively growing today, it is entirely due to interest rates. We have made appointments with customers after raising interest rates." Zheng Shuai patted the report and said, "So this piece of paper has no meaning. Let's wait for tomorrow to explode."
"Then I can hit you if there are no 20 million tomorrow."
"Twenty million?" Zheng Shuai quickly took back his previous big talk, "Five million...is about the same, 20 million is a bit of a bargain."
"You're scared." Lin Qiang smiled and returned the report to Zheng Shuai, "Our husband and wife will go out and run away from tomorrow. You will still have to work hard here in the business hall."
"Damn it, I'm used to it." Zheng Shuai scratched his head and smiled, "You have to work hard to get promoted to the branch. At that time... we will be different. If you take the position as the president, it's just like money. Zhu Fengshan is the one who has arrived at this position, it's all after the age of 40!"
"Well, I'm trying my best too." Lin Qiangyi sat in the waiting area, scanning Zhang's busy people, "The branch... When this place becomes a branch... I'll get my mortgage loan in one year."
"Prosperity!"
At the same time, in Chen Xingyuan's ward, most of the people from Jijing Bank had left because of the sudden arrival of their boss.
Cheng Qiang, chairman of Great Wall Group, personally led Cheng Quan to visit first. Chen Xingyuan, who had recovered his mind, also asked Qin Zheng to leave temporarily, and only with the father and son in the ward.
"Old Chen..." Cheng Qiang was still full of wealth and could be called spiritual. At this time, he sat sincerely beside the bed and punched his son hard in the back. "Children are ignorant, wait until you get sick, help me beat him up."
Chen Xingyuan waved his hands repeatedly and said calmly: "Where are you expressing your opinions, but there are some conflicts in your opinions. It's because my own body is not good."
"Old Chen, don't protect him! October has told me!" Cheng Qiang pulled me to fulfill his promise after hearing this, "You express your opinion first!"
"..." Cheng Quan had no choice but to breathe a sigh of relief and lower his head and said, "Uncle Chen, it's me wrong..."
"Okay, okay." Chen Xingyuan waved his hand again, "It's all over..."
"Thank you, Uncle Chen!" Cheng Qiang urged.
"Thanks……"
Cheng Qiang then asked his son to sit down, and he sat down beside Chen Xingyuan's bed, and advised him bitterly: "Old Chen, I think about retirement, wait a little longer. Jijing Bank is handed over to me now, don't you feel at ease?"
"Everyone will still change when the earth is gone." Chen Xingyuan smiled, "Jijing Bank's work system has been improved, and the main things behind it are board systems and strategic decision-making, and I basically can't play any role."
"No, no, this is a spirit!" Cheng Qiang hurriedly advised, "When you see Lao Chen, the bank is at ease! Looking at Jijing Bank now, can you find a second person like this?"
"..." Chen Xingyuan smiled again, "If I don't leave, there will never be a second one."
"No, I won't agree!" Cheng Qiang slapped ** and said as if he was giving an order, "I think so, Lao Chen, you will continue to work on the job. Whether you come or not depends on your mood or your health; whether you care about it, it depends on your attitude and your opinions. At least you will wait until the end of next year, do you think it is?"
"This way..." Chen Xingyuan thought for a moment and nodded, "I understand. I will no longer participate in management later. I will only make some suggestions and accompany Jijing Bank to finish the year."
"Okay!" Cheng Qiang then stood up satisfied and held Chen Xingyuan's hands, "If something is wrong, you should take care of it; if the child does not do well, you should scold it. If I put my words here, you can go to the office to make a fuss, just treat it as your own son!"
Chen Xingyuan only smiled and nodded, no longer saying anything.
"It's getting late, so Old Chen, you have a good rest." Cheng Qiang then stood up and took his leave. After Chen Xingyuan agreed, he hurriedly pulled his son away.
In the empty hospital corridor, Cheng Qiang's face had completely sunk.
"I said I never said it, never contradict Chen Xingyuan?" Cheng Qiang's face showed a coldness that was contrary to the usual gentleness. "You don't want to listen to this one?"
"Dad..." Cheng Quan gritted his teeth, "You don't know what happened at that time."
"No matter what situation is important," Cheng Qiang shook his head, "When we do this, the essence and reality of things are no longer important. Image is everything. Whether it is corporate image or our personal image, it must be smooth and perfect. Don't give others any chance. Don't you understand?"
"..." Cheng Quan nodded silently, "Yes..."
"I'll explain it to you." Cheng Qiang said as he walked, "Our company's merger and acquisition of banks is not very compliant. Chen Xingyuan and I secretly put a lot of effort into stabilizing the situation. The external situation is stable, and the internal situation must be stable. If you become the chairman, you don't need to make many wise decisions. Don't seek merit, but you want no mistakes! Stabilizing Chen Xingyuan means stabilizing the entire Jijing Bank! I have heard about what happened just now, and it will almost lose all your heart. Don't think about it. If Chen Xingyuan is really forced to be impatient, how terrible the consequences will be?"
"Dad..." Cheng Quan gasped and said dissatisfied, "Is it necessary to look at Chen Xingyuan so heavily?"
"You still don't understand." Cheng Qiang shook his head and said, "I don't care about Chen Xingyuan's management ability. He is just a spiritual symbol of Jijing Bank. We give it all, and we can collect it anytime if we want to. The important thing is that he is now the spiritual totem of Jijing Bank. If he touches him, all our image will be destroyed, and the corporate culture and people's hearts will be lost bit by bit. We must make Chen Xingyuan's step down as slow, smooth and decent as possible."
Cheng Qiang said, pressing his arms on Cheng Quan's shoulders, Zhenran said, "Old Chen likes the Three Kingdoms. I just say that according to the Three Kingdoms, we do not have the ability of Cao **, nor the opportunity of Liu Bei. We do our best, just do our best, just do the step that Sun Quan has, guarding the family business, and moving forward steadily. And the most important thing in guarding the family business is people. We only need to do one thing well - control good people and control good people's hearts."
"I understand this." Cheng Quan defended, "If you can control people's hearts, interests are the key, right?"
"Yes for most people." Cheng Qiang sighed, "But there are always aliens. Different methods are used for different people. Our group has long passed the stage where everything depends on money to open the way. You... are still too young."
"Wait..." Cheng Quan was a little nervous when he heard this, "We agreed that as long as Jijing Bank maintains the status quo, my status will not be shaken."
"Do you still have this confidence?" Cheng Qiang thrust into the ward and asked, "It's all like this."
"Absolutely, savings are soaring in the past two days through interest rate adjustments." Cheng Quan smiled, "As long as you nod, the money will soon be involved in the group's real estate projects. The bank is in hand, and it is easy to expand."
"What?" Cheng Qiang said in surprise, "You are going to inject deposits like this and want to inject them into the group? Why haven't you told me? I thought I would expand my loan business."
"It must be for our own group." Cheng Quan nodded proudly, "Otherwise, why? With the banks we control and those savings we have, we can launch more projects."
"What a joke!" Cheng Qiang said angrily, "When did I talk about this? What the group lacks now is not money. Real estate companies are transforming and developing horizontally. We are waiting for opportunities. Banks are just an important investment. Who said they want to lend us to ourselves?"
“…No…need?”
"Of course, there is almost no profit in real estate projects now." Cheng Qiang shook his head, "It makes no sense to do this."
"What should I do?"
"This is your decision, it's your own decision." Cheng Qiang had no choice but to pat him, and turned around and left, "Don't expect me to finish you up again. If this deal is lost, it will be a lesson for you. You will be in charge of the entire group in the future. Even if the lesson is over 100 million, I will accept it."
My father left, and only Xingxuan stood alone in the corridor.
It seems that my father really let go this time.
He thought that what he planned secretly would surprise his father and praised him very much, but unexpectedly, he was poured with a large pot of cold water.
Only now he understood Chen Xingyuan's advice.
Faced with the embarrassment of increasing the cost of deposits in the future, but no way out for loans, the only one who has the ability to reverse all this is Chen Xingyuan. His decades of connections and face can definitely win some big loan investors.
Now, Cheng Quan has strangled his only hope to death.
"Loan... loan... need to be loan..." Cheng Quan sighed in a daze, "Many people are short of money... it's very easy. I borrow money... so that I can maintain the original state..."
The same topic is unfolding in a snack bar in Longyuan.
"Loan war?" Zheng Shuai asked while chewing the noodles, "What do you mean is that the situation of loans in the future will determine the success or failure of the two banks?"
"This is too obvious." Lin Qiang explained while drinking beer, "Find a way to save money, then find a way to lend money and earn interest rate difference. This is the most basic profit method for banks. Now, except for Longyuan, personal savings have become stable. Here is a question of who can find high-quality public accounts and lend money safely. If this matter is done, you won't have to worry about the next year."
“It must be of high quality?”
"Of course." Lin Qiang nodded, "United Bank was caused by the serious corruption in Xingli's term, the credit department colluded with inferior enterprises, and the capital was ruined for personal gain, which led to many unrecoverable loans, ranging from Xinda Real Estate and Jijing Expressway Group; from a bankrupt factory to a small state-owned enterprise in surviving money. This is the origin of bad debts, and it is also what Mr. Qiu is most worried about now."
"So you must be cautious about the next loan..." Mo Xijun next to him sighed, "I think I am going out to lend soon, and I feel that the burden is very heavy."
"It's not that difficult," Lin Qiang waved his hand and smiled, "Most of them are inherent relationships, and ordinary loan officers only need to be responsible for maintenance. Of course, if you can connect to a large enterprise, then congratulations, you will soon be the leader. As long as the relationship with this enterprise exists for one day, the bank will support you with a high salary for one day."
"Well, Lin Qiang, did you pass the battle when you were in the Financial Street?" Mo Xijun couldn't help asking.
"No, I haven't even visited a big company." Lin Qiang said frankly.
"Why?" Mo Xijun and Zheng Shuai asked at the same time.
Lin Qiang only drank the beer in one go—
Chapter completed!