Chapter 269 Generous transfer of creditor's rights
Chapter 269 Big money transfer of debt
Seeing Yi Jun laughing, Chen Jingyi also curled his lips, thinking that if you only watch these jokes, then don’t talk about serious things. They have a headache.
Yi Junze smiled and said, "Director Chen, this account is also bad, why don't you find a way to deal with it?"
"How to deal with it?" Chen Jingyi was a little surprised, thinking that Yi Jun still understands finance?
Yi Jun knew about Mao’s finance, and he understood the strong skills of the underground world and the eternal truth of “If you have a big fist, you will be brother”.
Yi Jun no longer laughed at it, but said solemnly: "Sell the debt. Those dead debts that have been confirmed to be unrecovered will be transferred at a cost of 100,000 yuan. For example, the example you gave, 700,000 yuan is destined to be no more money left. But if you transfer the debt to me, I will give you 20% - 140,000 yuan. As for how much I can get back, that is my ability. Even if I don't come back, at least the credit cooperative has already gotten back 140,000 yuan, right? It's much better than not having a score."
"Ah?" Chen Jingyi was stunned at first, and then his eyes lit up. "Is Mr. Yi coming to me to discuss this 'business'?"
"Well." Yi Jun nodded, "How about it, is Director Chen interested in this business? And those urging hopes have not been cut off, but they are very likely to become bad debts. I can give you more debt transfer fees. As for how much I can get back, it is my own business. If I want more, I will make money, and if I want less, I will admit defeat."
Chen Jingyi calculated and thought that this matter would definitely be fun! For example, the 700,000 yuan was destined to not be able to make a penny back, but if the debt was transferred to Yi Jun, the Credit Union could immediately get back 140,000 yuan. It seemed that only 20%, but for the current dire straits Jiangning Credit Union, the 140,000 yuan was considered a waste of money.
However, it is not yet certain whether the Provincial General Office agrees with this opinion. It is related to the major changes in the book assets, Chen Jingyi cannot make this decision. So she interrogated first to see how much compensation Yi Jun has.
"To be honest - of course, please help keep it confidential. My bad loans here are as many as 200 million yuan! Even those bad debts that are destined to be unrecovered are close to 50 million yuan. How much can you swallow with so much money?"
Seeing Yi Jun frowning, Chen Jingyi added: "It's not that I can't trust your abilities, but that I have to be clear about it before reporting to the province. If you can only swallow a small amount of three or two million, this matter will be spared, because the province will not make an exception to discuss this new policy because of this little money."
Yi Jun frowned, but because he couldn't swallow his money, he was surprised that there were so many loans determined to be dead debts! Those damn borers of the Credit Union, so many state-owned assets were corrupted by them like this!
Of course, for Yi Jun now, the more money he has and the larger the amount, the more money he can earn.
Yi Jun has a clear conscience to do this. This is not a bad money, but while helping the country (the credit cooperative is state-owned) to recover part of the economic losses, it also gives himself a way to get rich. If he doesn't do this, as in the example above, 700,000 won't be a waste of money. The lender and the deputy director two bastards? If he does it and really wants to get back a large part of it, it is equivalent to helping the country recover 140,000 yuan, and he has also made a lot of money.
Yi Jun smiled and said, "Okay, solve the most difficult thing first - that is, those that have been determined to be dead accounts and are destined to not get a penny back. Isn't it 50 million? I'll ask for all the loans of more than 100,000 yuan. Those that are scattered will be exempted, and it takes too much energy."
What a big tone! You know, most of the accumulation of bad debts is more than 100,000 yuan. There are not many that are really scattered, but the total amount is not much. Because those guys who have malicious loans have played this way, they are just trying to make a big one at once, otherwise it is unnecessary to do it. Including those borer staff, most of them like those with larger amounts because they also have a lot of commissions. It is not worth breaking the discipline for a commission of 3,000 or two thousand.
Therefore, among these 50 million dead accounts, more than 100,000 yuan alone account for 40 million.
If Yi Jun included all these, it would be equivalent to giving the Credit Union eight million first and completely buying out the transfer of debts for all the businesses. The debt, which was originally destined to be dead, was 8 million more in vain, and calm and honesty were moved.
Yi Jun added another sentence and smiled and said, "Of course, this is our first cooperation. I am just to express my sincerity and prepare to take down the hardest bones first. If the cooperation goes well, I can try to take over the debts of 150 million yuan. Moreover, I can buy them at a higher price for those money that still has some hope. Of course, these are the later things. If you and your headquarters are interested, we will cooperate to do the 50 million yuan first."
Chen Jingyi shook her head in anger: "Mr. Yi, you are really brave with the bodyguard company. Although you are having a lot of people who can fight with the bodyguard company, I first explained that there are many people who are malicious loans that are not easy to mess with. When talking about business, I shouldn't be able to reduce my bargaining chips like this, but seeing that Mr. Yi is a real person, I don't want to cheat you."
This was very open, and Yi Jun couldn't help but look up at this Jingjingyi again and said with a smile: "Just relying on Director Chen's heart-warming words, I, Yi Jun, think you can be trusted. OK, you should report to your chief agency first to see if this matter can be done. If you can do it, how much background and ability those who are maliciously owed debts have is my own problem, and I won't cause trouble for you and the credit agency."
"Okay!" Chen Jingyi also smiled and said, "I didn't expect to hire a bodyguard, but accidentally hired an escort for the credit union. Don't leave no matter what you say today. I'll treat you to a meal at Huatai Hotel. Regardless of whether the province agrees or not, at least the business is unsuccessful. Moreover, it can be said that I, Chen Jingyi, met a friend in Jiangning."
"Okay." Yi Jun smiled.
Afterwards, Chen Jingyi asked her to book a small private room in the city center store of Huatai Hotel. The reason why she said it was "the original driver" was because she was going to let Wenzhu be her driver in the future.
But the two of them were chatting. When talking about changing drivers, Yi Jun smiled and said, "Actually, you hired Wen Zhu as a bodyguard, which is a bit unnecessary. I have to say that we are earning your commission with the bodyguard company for nothing."
"What does it mean?" Chen Jingyi was stunned.
Chapter completed!