Hey, you really dare to say it!

Usually, sensible officials dare not say anything in this situation. Not to mention their own "simple opinions", they dare not even say whether there is any problem.

Even if Chen Mu was asked to listen, neither Zhang Juzheng nor Wang Guoguang would expect him to express any ideas. He could think hard and say a few words, even if he was a talented and practical talent.

As a result, no one expected that Chen Mu not only pointed out the problems he believed, but also proposed solutions.

Zhang Juzheng ignored Chen Mu, but Wang Guoguang was very interested in what he said and repeated: "Bank?"

This is not a new word, but it is different from the meaning of banking that Chen Mu wanted to express. In this era, the word banking is mostly used to express silver shop technology, referring to industries such as Muxing, Tiexing, Maxing, and Banks. Therefore, Wang Guoguang really does not understand this "bank", which is related to curbing the economic collapse caused by the imperial court's money law.

"Yes, banks, or money houses, but the national money house I want to talk about is called the National Bank." Chen Mu thought about it for a while, and said, "The court issued paper money."

As Chen Mu expected, when he mentioned the banknotes, Zhang Juzheng and Wang Guoguang leaned against the back of the chair at the same time, shook their heads gently, and the nasolabial folds on their faces drooped. Wang Guoguang said: "The treasure banknote has been eliminated. Now that the issuance of banknotes is just another chaos in the money law."

"Who doesn't know that Jing Haibo said that the banknotes are good and easy to transport, and they can be used as money by printing them. If the court has insufficient silver salary, they can be printed. There is no need to bear the infamous reputation of increasing taxes."

Wang Guoguang was born in the seventh year of Zhengde. When he was born, the treasure banknotes had already lost their circulation value among the people and were useless. However, it was not difficult to see the treasure banknotes at that time. When the circulation was officially stopped in the first year of Jiajing, the monthly treasure banknotes this year could only be seen in the hands of those who collected antiques.

"It's good to have a treasure banknote, but the disadvantages of over-issuing and over-issuing are difficult to avoid. I didn't think about reopening the treasure banknote, but this method of money is not easy. Mr. Shi Ting, the Western Minister of the Beiyang Yamen, had never written a book before, and cast copper coins to solve the urgent problem. He had to cast tens of millions of copper coins. At that time, I was also in the Ministry of War, and in the end I only cast 30 million coins, which made him feel resentful."

Wang Guoguang shook his head slowly and said, "These money methods are closely related to the annual income of the imperial court and the prices of the world. If you are not careful, it seems that the money methods are just collapsed, but in fact, the public's grievances are turbulent and shake the foundation of the country. You should not be careless."

Mr. Shi Ting he mentioned was Yin Zhengmao's name. Chen Mu nodded fiercely when he heard this, not only was he worried. Mr. Yin was refuted to apply for coins. After so many years of dreams of making money, he has now put his skills into the currency war!

However, no minister who can only hold a high position after experiencing internal competition is really frustrated. Wang Guoguang has found the relationship between currency and price, but he just didn't want to think about reissue the paper money.

"I have read all the previous dynasties' money and found that the difference between the previous dynasty's treasure money and our dynasty was only one point. At that time, there was enough silver and silk in the Yuan Dynasty. In the Song Dynasty, Wen Yanbo said that he issued three million guan Jiaozi and prepared two million guan coins; Shen Gai later advocated that only one kind of copper coins and Jiaozi would be stable, and the other would not be depreciated. When the paper money was slightly depreciated, he would buy paper with money, and then he would be depreciated by himself."

"People say that it is the method of replacing all things, and the ones that are valued are faith."

"Whether it is the Jiaozi, Qianyin, Huizi, or Baochao in the Song Dynasty, which used money as the reserve, or the Yuan Dynasty, which used silver and silk as the reserve, they eventually opened their seals and misappropriated the reserves when they encountered wars, and the money law was chaotic, and the people were in trouble and eventually the country was destroyed and the country was destroyed. "

Wang Guoguang suddenly couldn't say anything. He lowered his head slightly, pursed his dry lips, sighed softly, raised his head and jumped over the section with a serious look, and said, "I have depreciated the price of Baochao for 60 years, and returned to the old path of using copper coins. Now that the people's silver is flooded, is it time to issue paper money?"

Chen Mu saw Wang Guoguang's embarrassment, and he also knew why Wang Guoguang was embarrassed because Emperor Taizu did not prepare any reserves for the Daming Baochao, gold, silver, copper coins, grain, and nothing was prepared in the treasury. From the beginning, the Daming Baochao was a currency issued purely with authority.

The decoupling of the US dollar and gold was still in the 20th century. Zhu Yuanzhang used his personal prestige six hundred years ago to complete this matter and circulate it for hundreds of years.

"Gei, Master, the master of the tribe, the government has issued treasure banknotes at the beginning, lacking gold and silver. We are not short of now." Chen Mu was very proud when he said this, saying: "Not only is there no shortage, I am also afraid that the huge amount of silver will flow into the country in the future, causing the depreciation of silver. Japan's Ishijian Silver Mountain, regardless of whether the war can affect it in the past two years, it is digging intermittently; one of the purposes of the Eastern Military Palace's expedition to Yamelica is the silver mine."

"Now the Ming Dynasty's productivity has increased rapidly. Nanyang has three markets of three million dittoes in Java, Annan and Myanmar. Including the countries, there are more than tens of millions. These markets already belong to us..."

“Let’s wait.”

Zhang Juzheng, who had been silent, interrupted Chen Mu, turned up his palms to show his words to Wang Guoguang, and said, "Tell me about the prince, productivity, market."

"Oh, okay!" Chen Mu suspected that Zhang Juzheng did not understand, but he dared not ask, and said to Wang Guoguang with kindness: "Performance, ability to produce goods, in the past, manpower, animal power, hydraulic power, a mechanic, rub strips, spinning, dyeing, weaving, and weaving. It took four or five months for a piece of labor. Later, there was a division of labor. Some people specialized in rub cotton thread and some people specialized in dyeing. It only took more than a month for this mechanic to weave a piece of cloth. This is the division of labor in the industry to improve productivity."

"Is the Guozhong Market a market or this mechanic? In the past year, someone collected three pieces of cloth in the market; now they are close to the villages and people can weave ten pieces of cloth a year. The local cloth price is low and no one buys it. If he can't sell it, he won't weave it. Then a larger market is needed, and travelers need to come to the door, collect their cloth after half a year, pay taxes along the way, and sell it to a farther place."

"The machining workers make money, build houses and eat; the travelers make money, pay taxes and expenses, which drive local circulation, and the government can also receive more taxes, so the court can provide relief, raise soldiers, train troops, and build water conservancy."

"Now there are steam engines. In a textile factory in Xiangshan, twenty steam engines drive 320 looms. Only 80 mechanics produce more than 4,000 pieces of cotton cloth a year. This is the case in the entire Xiangshan Guangzhou Prefecture. The productivity has been increased by four times. If so many cotton cloths are not sold locally, it needs a larger market and overseas market."

"Jabad is the same as Luzon. Because the volcanic soil on the island is fertile, there are three million people. They actually don't even have a country. Hundreds of tribes of all sizes have been fighting for years. The customs of Annan are close to me, but they are poorer, and the land is fertile, and there are three million people. Myanmar is close to Annan, and it is also poor, and the land is fertile, and the people are 20 to 3 million people. There are also scattered millions of people in the South China Sea. They are all dumped."

"Our merchants used to ignore what they sold. They were short of them and would buy them."

Wang Guoguang frowned and asked, "Since his land is poor, what can I buy goods?"

"They are poor, but some places have mines, such as Luzon, Sulu, and Annan, Myanmar, and Iron. Even if there is nothing, people are wealth. When we use wood as currency, they will log wood; when we use ore as currency, they will go to mine; even if we don't have these, they can plant rice and cotton for the court."

"When these markets are saturated, there are places called India in the west, and there are fewer people than the Ming Dynasty. That is the affairs of Western ministers; in the east, North Korea and Japan, there is a market of more than 10 million people, but Japan and the culture is awkward, so they don't convince them, don't talk to us well, and the Ottomans and Europa are also poor."

"The world is full of the Ming Dynasty's market. How much the Ming Dynasty can earn depends on how much the Ming Dynasty can create; how much the Ming Dynasty can create depends on how much the Ming Dynasty's productivity can increase; the more the Ming Dynasty's productivity increases, the richer the people and the more stable the country."

"As for banks, the court can take many years to try it out, first circulate with the government, re-establish credit, and then enter the people. For example, if a bank is set up in the capitals of each province, the people can pay the true nature of their taxes, but they cannot pay the true nature of their silver. The silver is collected by the government and deposited into the local bank, and sent to the capital with the redemption. The capital bank regulates the transfer of silver and issues the redemption to various places with the silver yamen..."

There was no need for Chen Mu to say anything behind. Zhang Juzheng raised his palm and signaled him to stop, leaned back and closed his eyes, and opened his eyes for a while and looked at Wang Guoguang.

Wang Guoguang's eyes were dull and he didn't know which market he had imagined. When he saw Zhang Juzheng looking over, he came back to his senses. "The young man was terrifying, but I thought that paper money would still have to be discussed for a long time. This method is not in gold, silver and copper coins, and it is difficult to keep the court's self-adhering laws and maintaining credit."

"Whether it is unknown whether it can be done before it happens. It is not known whether the current administration may be able to do it in twenty or thirty years later."

"But Jing Haibo said that the productivity, the market? There is great potential!"

This is a monster.
Chapter completed!