Chapter 450 [The Power of Money]
Hui Shi added another beard, and the original goatee turned into a big man with a strong and powerful beard. It was probably not discovered by the dog Zuozi this time. Then the taillights sneaked into the Fenghui Money Store behind Wei Shen.
The new business of Qianxing will cause many people to be curious and puzzled, so the necessary explanation work is still needed. Originally, Qianxing also prepared some eloquent young men, and it was not the turn of the dog to come forward, but who asked him to show off in front of Cao'er? Just let the guys work on their own and explain the way to manage the money market themselves.
"Deposit and withdraw" is easy to understand, but it is exciting for the survivor to have the benefits. According to the theory of money, anyone can save money in the money store. Not only is it profitable, but it cannot be damaged? Dog Zuozi said that based on the reputation of our Baizi is here, do you still have any distrust? After you have put your copper coins for a long time, you will inevitably have green rust and rot and thread the rope. The money store will keep it for you for free, and no thieves dare to worry about it. Moreover, the profits given by our family are not low, so that your family can make your family's money smoothly, so you don't have to thank our Baizi. This is a business, but you have to give money to money, and the Bai family has to thank you.
However, although his voice was loud, there were not many people who were really willing to save money. Money was a new thing after all, and the old Qin people felt that it was safer to hide money in their own cottages no matter how they looked at it. At this time, the attitude of the nobles and nobles was very important. After all, these people were educated, and they were more likely to accept new things than ordinary people, and they also had the intention of making friends with Bai Dong well. For a while, there were endless people who had some spare money in their hands. The profits given by the Bai family were not low. A year of deposit and withdrawal was three out of 100. If it were two years, three years would be higher! In fact, the smaller the civilians would value these profits. Seeing that all the nobles saved, they would inevitably get in mind.
Exchange is the easiest to understand. The daily price is clearly written. Commercial loans are actually not new. It is nothing more than turning one-on-one loans between merchants or civilians into money banks for individuals. Regardless of the status, money banks only need to provide certain guarantees for foreign investors, such as real estate, land, joint guarantees for villagers, etc., and then examine the potential risks based on the borrower's reasons for the borrower's loan. Then decide on the loan amount and borrowing period to determine the profits; however, not everyone can pass it. Some interested noble scholars tried to find a reason to borrow, but were rejected by the money banks. On the contrary, some civilians who cannot say they have any reputation and status actually successfully borrowed.
The famous old stone in Liyangguan City is a real person. He usually carries a burden to do small businesses. This time, he heard Gou Baozi talk about it so much that he plucked up the courage to borrow a thousand dollars. He was planning to buy a shop and build a restaurant called "Stone Rice Cook". He did not dare to compete with Yue Ji like. He just wanted to make a few more money and get married for his son in the future.
I thought it would be a huge problem, but I didn't expect his request to borrow money was approved. Fenghui Qianshang Bank's Bitou wrote the application for him and asked several neighbors to prove that his stone rice cooker was an old sign for more than ten years, so he quickly approved the application for him. At the time of Dingli, he actually gave him an "interest-free business loan". The amount borrowed by the merchant was also mentioned by two thousand yuan. After comprehensive consideration, the bank believed that one thousand yuan was not enough for the old stone to expand its business, so he took the initiative to add it.
Lao Shitou took the money stoop, almost thinking that he was dreaming. Not to mention him, even the bystanders felt that he was dreaming! Fenghui Qianxing was sure that he was doing business and not doing good deeds? The nobleman holding his thighs was rejected, and an old stone with no land was recognized by Qianxing? And he didn't want money to reimburse!
Wei Shen couldn't figure it out, so he scratched his head and lowered his voice to ask Hui Shi: "Huizi, is the Bai family's money selling inviting people to sell their hearts? No, right? Even if you want to sell people, you should take care of those nobles and scholars. Why work hard on an ordinary civilian?"
"The prince said, this old stone is just a food seller, not even a shop, and is a low-class citizen. For such people, Fenghui Money Store not only lends double the money, but also does not collect profits. It can be seen that Bai Zi is not just talking about it. Prince still remembers that Bai Zi once said, 'If the people are rich, the country will be strong. If the people compete for profit with the people, the country will be corrupt.'! Although the HSBC Money Store belongs to the Bai family, it is also an unprecedented emerging business group in Qin's creation. How can it be achieved without the support of Ying Quliang? Therefore, the behavior of the money store can be regarded as the behavior of Qin. Qin is very planning. They want to hide wealth from the people. Such a country is very terrible."
"Hide riches for the people!"
Wei Shen didn't realize that there was a cold war. Since Bai Dong was born, he had to shock the world, but he never prescribed any "good prescription to save the world" like Confucianism, Legalism, and Mohism. However, many prescriptions were prescribed by these prescriptions, but they did not see many people who could truly implement them. The Legalism is better, but with the strict punishment, many people scolded them. The Mohism said it so nicely. Is the world in the world a world a hard life in cloth and straw sandals? Then why not live back to the cave, and they are not worried about being weak or uneven. But if the country follows their way, it will eventually turn into a group of suffering haha.
That is, Bai Zi, who is far less than these people, but he is doing things in a real way. You can tell by looking at the preferential treatment of Lao Shitou. The great plan of this Bai Zi is not what his predecessors do!
"This is actually not the most terrible. Fenghui Money Bank also has a 'relay and mail' business. According to Bai Wuqi, some people will store money in Liyang and can withdraw it in other countries in the future. Just rely on the money tickets issued by Bai Family Money Bank! This means that the Bai family's Fenghui Money Bank will open branches in various countries in the future! Bai Dong has this strength. In just two or three years, his commercial bases have been spread throughout China, and it has exceeded 200! And these bases are all in big cities and counties, what a terrible thing this is? Has the prince ever thought about it?"
"Of course I understand. It is not the most terrible thing for the Bai family to have money. What's terrible is that more than half of the trading companies in China now have business dealings with them, and many of them even have to rely on the Bai family to survive. With these trading companies, countries will not ban the Bai family from operating unless they completely rebel against Lao Qin. This has only been a few years since Bai Dong is like a terrible spider, which has spread spider webs all over China, and even our Daliang has it!"
Wei Shen looked at Hui Shi in shock, but Hui Shi said helplessly: "The prince doesn't have to look at me, and I have no way to curb him. Since King Ping moved east, countries have gradually become bigger, but no matter how powerful the military affairs are, they cannot stop business. Therefore, even in war, it is impossible to prevent merchants from entering other countries. What's more, Bai Zi is not only a minister of Qin, but also a "outer" of Zhou. After all, the Zhou royal family is legitimate. After all, even the king is still a minister of Zhou. It would be fine when the royal family declined. Now that there is such a powerful "outer", it is very different. Bai Zi is not a prince, but his strength will eventually surpass the princes. Just by establishing this money business, if he develops it in the future, he doesn't know how powerful money power it will gather. Has the prince ever thought about it?"
You can't think deeply about this kind of thing. Wei Shen calmed down and suddenly broke out in a cold sweat. For example, when you come to China to do business, you always carry money and go to your destination for barter. If Shu and Qi people do business, it will take two or three months to enter Qi from Shu. Along the way, you have to hire a large number of rangers to protect money. If you have the convenience of remittance, you can deposit money into Fenghui Money Bank, just bring a ticket. How convenient is this? If you don't change to someone else, even the world-famous Fan family, the Xu family may not be able to let merchants from all over the world be able to make merchants from all over the world.
Don't worry, but Bai Dong is different. Not to mention that the big trading companies in various countries have business dealings with him, some of them are simply his "agents". Bai Dong's identity alone is enough to be trustworthy: the world is rich, the emperor is noble, but he is a giant in Wenzong. The leaders of the scholars will all trust the money in Fenghui Money Store with confidence. Although Bai Dong is only temporarily sending money, he will have money that surpasses any country. Even if the money does not belong to him, he only needs to turn it around in his hands and produce extremely powerful power!
Thinking of the salt disaster in Wei State, Wei Shen's liver was trembling. For the first time, he felt that the power of money was so terrifying. Even if Wei State had millions of soldiers, when facing this invisible and intangible terrifying force, he would feel powerless.
ps:ps:Continue to update tonight
Chapter completed!