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Extra 2: Li Man and Liu Cheng (truth always hurts the most)

Liu Cheng whistled, tied up an apron, prepared all the ingredients, happily cut all the ingredients, put the whole piece of pork belly into a cold water pot, put the ginger slices, and cook wine to remove the fishy smell.

Then slice the garlic seedlings.

Li Man doesn’t like mansion dishes. She likes to eat the free-cooked pork with white mouths. Liu Cheng smiled and said, “If you don’t say it, our Chinese people are actually very pragmatic.”

"Look, this meat is first inserted into chopsticks to worship the gods, then sliced ​​and stir-fried, and it will be a good dish."

Liu Cheng talked about the origin of the cooked meat. After the cooked meat was entrusted to the gods, he only sliced ​​and fryed. When he was a child, he always remembered that his parents gave the meat to the gods of the middle hall, the kitchen god, and the door god. He prayed that they would bless the family with peace and safety and then eat the meat again.

This point, when worshiping God abroad, was finally given to the church and the church.

Li Man obviously had already slept on the plane. For her, because she stayed in Shanghai for too short, it didn't take much effort to reverse the jet lag, because there was no time lag at all.

"So, Chinese people are the hardest and most laborious. Alas." Li Man gnawed potato chips and watched TV. The American drama "Vampire Diary" is being released in a popular way. With Li Man's English proficiency, he could understand it without any pressure.

"Do you remember the question you asked me in the car?" Li Man asked with a smile.

Liu Cheng thought for a while and replied: "Why did Nie Yuan put the money on the stocks but didn't hold too much cash?"

"Yes." Li Man nodded: "You have to understand a concept of this question, that is, what is the actual negative interest rate."

"The bank's interest rate is obviously positive, but in fact, it is a negative number."

"Can you understand?"

Liu Cheng turned on the range hood and asked blankly: "I remember that the interest rates of banks in Europe and the United States have been 0 for a long time, and some Japanese chaebols even released news that the bank interest rates are prepared to be negative, which stimulates consumption."

“Aren’t our positive interest rates?”

Liu Cheng always thought that domestic interest rates were positive, but how could this bring about the concept of actual negative interest rates?

Finance is a god of sacredness, like theology.

Li Man sighed and said, "The actual negative interest rate means that the inflation rate is higher than the bank deposit rate."

"In this case, if you only store money in the bank and spend a little longer, you will find that the wealth has not increased, but has shrunk with the rise in prices."

"Because there are many rich people who put their money on their houses and stocks that can be held for a long time. House prices have grown rapidly and stocks have continued to rise."

"You keep the money in the bank, and as assets continue to expand, your money will lose money."

"But Chinese people really love saving money, and the savings rate remains high, so in the past two years, people have become interested in the so-called consumption upgrade."

"If you continue to struggle like this, the poorer the poorer the richer the richer the richer."

Liu Cheng scratched his head for a long time and started cooking. He digested the concept of actual negative interest rates for a long time before he understood.

In fact, the meaning of expressing is that only storing money in the bank is a loss because other people's wealth growth rate is far higher than your interest rate.

Liu Cheng made lunch and said with a smile: "I understand, come and have a meal. Anyway, I don't understand these things, just understand."

Li Man nodded and said, "That's it, that's why I brought your money from the bank to me. I will make money, at least more than you earn in the bank."

"You outperform inflation, you are the winner of society."

Liu Cheng nodded. As a financial scholar, Li Man solved Liu Cheng's inner doubts, why the total wealth of society increases rapidly, but most people are getting poorer and life becomes more and more difficult.

"The problem is very clear, the reason is very clear, what is the solution?" Liu Cheng asked blankly.
Chapter completed!
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