The reason why Chen Shi judged that the truck driver was most likely to become Lu Fang's contact person was to use the reverse guarantee in economics, also known as reverse cost.

For example, if an accident occurs, how much is the cost of this matter? For example, if a world-class pianist buys insurance with his finger, the insurance company will give a policy. First of all, what the insurance company needs to do is the price of the reverse cost.

For example, how much is the monthly income of this pianist and how much value is, according to the calculation, it is the cost of his work performances and advertising endorsement.

As for his performance videos and teaching videos, such sustainable value estimates are less important, because most of the ones that should be recorded are almost done, and sales have been there, and there has not been much change.

Important matters What should I do if this pianist cannot play the piano and has an accident? For example, the pianist is now thirty-five years old and may play until he is seventy years old.

There are still thirty-five years of career, but now the pianist is at its most popular period. It is impossible for the next thirty-five years to be calculated based on today's income.

Take an average value. For example, the pianist's current average net profit of 100,000 yuan per day is calculated at 36.5 million yuan a year. The more than 30 million is included in the performance expenses, the net profit of variety shows and some advertising endorsements. It may be low or high. Remember that this is the net income after tax, so the money is very high, and it is real cash.

The insurance company will give you a compensation bill of about 350 million to 500 million. If the pianist has an accident, the insurance company will calculate it for 10 million a year, and will pay you 35 years of money in one go, and pay it for you at one go, and pay it to the pianist at a price of 10 million a year.

The premium that pianists have to pay insurance companies a year ranges from about 5 million to 10 million, which is equivalent to buying a high-value accident insurance.

The insurance company will set some rules with the pianist, such as the pianist cannot carry the suitcase casually.

The pianist bought accident insurance, so he couldn't create accidents by himself. The insurance he bought was as expensive as the insurance he had. If he moved things every day, there would definitely be many accidents and there would be suspicion of fraud.

Pianists cannot cut vegetables and cook, and they have to cut vegetables every day, which is also a suspect of insurance fraud, but they can do these things under the camera, such as participating in a variety show, and the variety show is buying insurance for the pianist, accident insurance, and requiring the pianist to participate in variety shows, games and cutting vegetables and other games, and the variety show sells the pianist to buy insurance for the pianist.

Other artists will not easily touch the pianist's hands. If something happens, the insurance company is the first to come forward to hold the artist accountable.

Insurance companies cannot give too many restrictions to policyholders. I don’t cut vegetables every day, and I cut vegetables under the camera. I will be careful. If there is a real accident, the camera will be taken, and I didn’t do it on purpose.

For the safest period, the insurance company will give the pianist two bodyguards and one or two living assistants. The salary of each of these people is about 200,000 to 300,000 yuan per person to prevent the insured from having an accident in fraudulent insurance.

In fact, the risk of losing money in this type of insurance is very high, but insurance companies try not to lose money, so they will send more staff. Insurance companies that have taken this type of insurance policy want people to know the popularity of their insurance companies.

Similarly, there are also insurance companies that can't be insured. For example, the insurance company will definitely not accept it. This thing is gambled and injured at all times. Whoever is doing charity next is equivalent to losing money.

There are also some extreme sports athletes and some high-risk athletes in professional leagues. Insurance companies basically do not accept them, and some people borrowed from them are not high.

Insurance companies make security fees. If you pick the east wall and make up for the west wall, the more customers, the greater the profit. You can also sell products to customers and use the customers' money to do financial management. If you rely solely on selling medical and accident insurance, insurance companies basically don't make money. What you earn is the money invested by customers to invest in other industries.

Generally, when you go to an insurance company to buy insurance, you basically recommend some financial products for you. You just buy a major disease insurance policy, and if you don’t buy anything else, it’s the most cost-effective. The type of commercial insurance that is one or two thousand years old is also called buying a Ping An.

Or it is best to pay the national medical insurance directly, the community has a few hundred years, and the unit has two or three thousand years, and the reimbursement is the greatest, but accident insurance is basically a variety of commercial insurance companies. When they sell it to you, they have already estimated the reverse cost.

If Lu Fang can calculate the calculations, he must have calculated the reverse cost estimate. If he finds people from the brigade headquarters and people from the village, then there is a value cost.

The villagers may know what he is afraid of, and will keep raising the price and betray him by those who are more likely to betray him. Truck drivers’ wages during this period are not low, because they basically have mobile phones, and drivers across the country know more about the price of their salary.

It is not like the people working in stone factories in this village who are now working for you with a salary of 20 or 30 a day, and most of them have no reference. Due to the large number of people and talkative factories in big cities, some factories in Beijing, Shanghai, Guangzhou and Shenzhen are normally paid for 70 or 80 a day.

At the beginning, some people would say that they would go to Shenzhen Stock Exchange to work, and many people knew that the salary there was high, but they didn’t know the reason for the high, because the market was open and transparent, and they would not make a profit if they encountered black intermediaries, and they would have a salary of one or two thousand or even three or four thousand per month.

Many people think that why is it so high? It’s only three or four thousand now. Has the salary in the factory not changed? Of course, it has changed. I used to not pay social security for you, and the rest time blurred the overtime. Your labor effort is not proportional to the present.

Just like the delivery of food delivery now, people are surprised by more than 10,000 yuan a month. In fact, this is what the factory workers used to look like. There is no rest time, and the more they work, it only evolved into another profession, just like you will tell people that they will deliver food delivery for a month.

Someone will definitely come to argue with you, saying that my salary was only 3,000, 4,000 or 5,000 yuan, so how could I deliver so much food? Some people also said that I also delivered food, and it was only about 4,000 yuan a month.

There is an information misunderstanding here. There are too many industries with monthly income of over 10,000 in first- and second-tier cities now, but they all have hard money, either high-end industries or the lowest level of physical strength.

This is what we will talk about later. The more developed the country, the more expensive the physical labor cost. Many people smuggled abroad to work, thinking that the salary there was so high. If they gave more than 10,000 Chinese coins per month, the group of people were basically exploited because according to the calculations of such foreign workers.

For example, laborers in some countries are charged according to the hourly period, and the general cost is three to four hundred Chinese coins per hour. You are right, it is so high, because you have no rest and have been putting your energy into it. This is an industry abroad where young bodies are used to exchange money and have been in the near future, so workers are not required to pay low wages.

Therefore, some foreign heavy physical laborers can earn the highest salary of 700 or 800 yuan per hour. If you want to exchange it into someone else’s money, it may cost 180 yuan per hour.

Book friends probably understood this when they saw this. In fact, most labor companies send workers to foreign factories to help foreign factories with surplus costs. They charge workers there according to the hourly charges, and overtime work must be calculated separately, and sufficient holidays must be given.

So some companies think of using an hourly price to exchange a worker’s salary for one to two days, which saves a lot of labor expenses, but they may be punished in their own country. What should I do?

When I go to other countries to build factories, and after transportation, I pack and export, the remaining money is a huge sum of money. Just like now, many companies have withdrawn from us to some small countries, such as Vietnam and Myanmar.

Why? Simply put, our labor law is getting more and more perfect. In the future, the price of factory workers in big cities will cost 6,000 to 7,000 yuan per month. In addition to five insurances and one fund, we also need to provide employees with food and accommodation, and overtime pay. During holidays, the cost will be high.

In addition, accommodation conditions and ingredients must be inspected from time to time, and the cost will increase again. Here we are talking about first- and second-tier cities.

Not only foreign industries, but also some large domestic enterprises have also placed some industries that require pure manual labor in some relatively backward countries to save costs. Therefore, some people on the Internet say that this company is gone and that company is gone, and they basically don’t even know what’s going on.

More and more people in China go to these relatively backward countries to open small workshops, and then sell the produced things to domestic and other developed countries, using cheap labor.

Just like during this period, some workers in this village were happy to work for more than 1,000 yuan a month. When they went out to a big city, they found that there were actually three, four thousand yuan a month, so they would have to work for their lives.

But there were also a group of people who went around and couldn't endure the hardship or were cheated by black agents. They said that big factories did not make so much money. I remember this lifelong memory that there was no salary of three or four thousand around the millennium.

What you need to pay for this type of job is pure physical strength and pure time. Why are the salary so high? In fact, you will understand that if you don’t increase the salary of this group of people, many industries will not be able to advance. The most important point is that the most straightforward thing about this type of job is to use limited physical strength to earn a sum of money, because when you are fifty or sixty, most of your body will be accompanied by occupational diseases accumulated over the years.

Common ones are rheumatoid joints, and some physical functions are also lost, such as lumbar muscle strain. There is a saying about this profession that you work hard to make money when you are young, and you take money to support your life when you are old.

If you want to employ people in China like before in the future, then you will give your money enough, and the upper limit may exceed 10,000 salary, so each company will start looking for areas with cheap labor.

Economically backward countries have become the first choice. If you don’t want to pay social security or overtime pay, you will be given 20,000 or 3,000 yuan a month and work for you day and night. If it were you, how would you choose? Many factories were like this around the Millennium.

This is the smallest money to make the biggest profit, but this money makes the hard-earned money of real workers.

We can't make money here, so we can make money in another place.
Chapter completed!