"Where is no risk in doing business?" Link has watched a lot of movies these days, and even played computers at the Haojiang Hotel. He already knows a lot about Xiangjiang: "In Xiangjiang, if you really want to be safe, you have to wear a helmet when fishing, and you have to wear a bulletproof vest when walking on the street."

In addition to nightclubs, Loufeng and shopping streets, the only ones in the film and television industry are left. Although the film and television industry in Xiangjiang is not as popular as a few years ago, it can still make many excellent crime movies and televisions.

Is the reason? It is because the old and old guys in the above clubs are basically performing their true colors. In dialect, it is: it has a sense of reality.

Let’s talk about the problem of capital chain breakage. You can go to Haojiang and even places where slot machines are available in the world to withdraw money. Link is considered a lucky person to play slot machines.

A master like Link can kill enemies and protect himself and his wealth in this world, even if he doesn't move his hands or feet without direct contact with his body. Then there is nothing to be afraid of.

After the matter was settled, the next day, the three people started to do business. There were so many companies in Xiangjiang that were large and small, and there were not many Linked registered a Raphael Group.

The first business of Raphael Group was to deposit six tons of gold into the largest Hengdian Bank in Xiangjiang, in order to obtain a low-interest loan of 2 billion yuan. In Xiangjiang, there is a trading center for gold futures, where the value of gold is very easy to reflect. As a bank, if you have gold in your hands, you will have greater confidence. Banks can still borrow paper money.

The reason why this is named by the bank may be because only death is eternal. This is true.

After receiving this loan, Raphael Group bought the highest-priced office building in Central, which has a total of 66 floors. The price is only 2.8 billion yuan. Now the price of office building in Xiangjiang has been cut in half. In the past, when this office building was full of customers, it could get more than one billion yuan per year.

However, due to the financial crisis, there are so many small and medium-sized companies in Xiangjiang that have gone bankrupt. Even after the price of office rents is reduced, the rent they can receive is only tens of millions of yuan every year. Most of the floors are idle.

But for the current owner of the building, if you don’t go to handle the bank’s loan urge first, you will be afraid that the office building will be auctioned by the bank. Although this office building may be worth tens of billions or even higher in the future, you can only say that you should take care of it first.

People who don’t even have the present will have no future.

Because Link and Hengdian Bank reached a strategic partnership after the gold mortgage, mortgaged the office building bought for 2.8 billion yuan to Hengdian Bank, and obtained a second loan of 2.5 billion yuan. The former owner of the building used to mortgage the building at Hengdian Bank and obtained a loan of 5.1 billion yuan. The price of the building was halved in the economic crisis. This commercial office building, which had been classified as a inferior asset, immediately became a high-quality asset after changing hands with an owner.

After receiving the second loan, Raphael Group immediately bought the second office building worth 2.45 billion yuan. Then it was mortgaged to the bank in exchange for a third loan of 2.2 billion yuan.

After Raphael Group bought an office building with a thirty-nine floor price of 1.5 billion yuan, the office buildings that were originally listed and sold were gone. The owners of more than 30 office buildings that were listed and sold were only a dozen - most of them are the top ten richest people in Xiangjiang today. After these people sold fixed assets such as one or two office buildings, they actually knew that they had sold the hen that could lay golden eggs.

Selling one or two office buildings, more than ten or two billion yuan of funds has been enough for them to turn over, and the remaining office buildings are kept for rent. This also made Link's plan to buy a few more office buildings went bankrupt.

However, even fifteen office buildings have made Raphael Group a large enterprise with a total assets of more than 16 billion yuan and more than 100 million yuan on the books. The capital utilization rate is only six times, which is not too excessive.

Because I have been in contact with Hengdian Bank recently, after listening to the advice of the bank staff, Xiaoli and Katie mortgaged the house that they bought with a two-bedroom, one-living room and living room of more than 500 feet to Hengdian Bank in exchange for a loan of 10 million yuan. The loan was used to pay the down payment of a 1,500-foot duplex house in the city. Then the two of them each took out 30,000 yuan of salary from their salary every month to repay the loan. The pursuit of a big house by the people of Xiangjiang is difficult for outsiders to understand.

As for the two-bedroom I bought, I mortgaged it to Hengshen Bank, but it can still be rented out. This is a house in the city. Although it is not a prime location, I still have to have a rent of 18,000 yuan a month. In the end, the two families shared the two-bedroom apartment.

After the large duplex houses such as Xiaoli and Katie were renovated, they moved in quickly, and Link moved in with them - the rent had been paid for half a year and now there are still five months left, so just move with them.

Although this large duplex house is large, it actually has two bedrooms. The lower floor is a large living room, dining room kitchen, a bathroom and study room. Upstairs are two large bedrooms with bathrooms. They can put down double beds and large wardrobe, bedside tables and TV cabinets and other large bedrooms that can turn around with balcony.

Nowadays, Xiaoli and Katie's housing level is only worse than that of the wealthy families living in the mountains in Xiangjiang. The high-income people in Xiangjiang live in such large duplex houses.

Katie sent the car she had driven away from her family, and then did not buy a car, but drove the company's luxury car as the company's general manager. Raphael Group accepted some of the staff from these commercial office buildings in the past, recruited some from the society, filled the manpower gap, and used a whole floor of its first commercial office building as the company headquarters to manage property personnel in the fifteen office buildings under the name of Raphael Group.

Most of them are guards and security personnel in office buildings, and most of the recruitment are finance and clerks. Katie is now a leader who manages hundreds of people. Xiaoli had a slightly higher education back then, and she studied accounting, and now she is the financial director of Raphael Group.

The problem with Raphael Group now is that the office building idle rate is relatively high, but there is nothing to do about it. The economic recovery is not a matter of one or two days. However, after Raphael Group invested more than one billion into the market, the economy has improved a lot. At least it has stopped the craze of commercial office buildings selling.
Chapter completed!