Not just breach of trust records, loan records, litigation records, criminal records...

All credit-related information that can be disclosed is clearly listed for you.

Although there is no guarantee that only high-quality debtors who will not default on their debts will be screened out, they are definitely the best-quality debtors, which has greatly reduced our bad debt rate!

Mr. Cheng, you have mastered high technology!"

Facing Manager Jin's thumbs up, Cheng Biao was speechless.

You see, what I hate most in my life is high technology.

It was before and even more so now!

Damn it, as expected, that company’s ERP is a disaster, but it’s a pity that it can’t be replaced...

He waved his hand dejectedly, "Forget it, if you have any other bad news, tell me. I can handle it."

"Oh! It's true. It's your friendly debt collection plan. Although it is very humane, there are indeed many people who refuse to repay, which gives us a headache.

You know, one or two is okay, but I'm afraid that our company's good reputation will spread and everyone will rush to imitate it.

That will probably cause a lot of trouble for our future collection work.”

Cheng Biao's eyes lit up.

Let me just say, can such an outrageous collection method still make money?

"You can't change the trouble! We are a financial services company. What is financial services? The most important thing is service, do you understand?"

Friendly, non-violent, reasonable and legal, and demonstrating humanitarianism, this is the service tenet of our company, and we must persist in it for a hundred years!

Ah Xing, go right away and change the slogan of our company so that all employees can see it as soon as they enter the door!

Anyone who dares to disobey will be fired immediately!"

Mud, I finally have a few bad debts that can reduce my risk of getting rich. Do you still want to change them?

I will nail you directly to the company background wall!

Unexpectedly, Manager Jin nodded in agreement.

"Mr. Cheng, heroes think alike, I think so too!"

"What?" Cheng Biao was stunned.

"As you know, I have a legal background. Before becoming a professional manager, I worked as a legal practitioner for a long time.

Therefore, it is clearer that violent debt collection is ultimately a sideline of the law. The policy risks are too high and it is never a long-term solution.

The safest way is to find a reasonable and legal way to collect payment within the legal framework, so that those old scammers can obediently hand over the money."

"Uh...what do you mean?"

"Mr. Cheng, you must have noticed that the 'First Block of the Discipline Academy' developed by our brother company Bai Yeji is said to be operated by fools throughout the process.

We only need to submit the debtor information, transaction records and relevant evidence, and they will automatically generate legal documents for us and even complete the entire litigation process.

This greatly simplifies our litigation process and reduces litigation costs.

I have already contacted the team there. If we have any debtors that we cannot deal with, we will directly package them and hand them over to them.

Take risk litigation and let professionals do professional things.

I have specifically studied the effects of this product. It is no exaggeration to say that we have at least a 60-70% chance of recovering a considerable part of our losses and reducing our bad debt rate.

Recovery of arrears is secondary. The main purpose is to increase the debtor's cost of default, so that the defaulters will not dare to default on their debts easily.

In addition, the legal fees also go into the pockets of the brother companies. You also said that you must improve the relationship within the group.

We pay a little cost to hand over a potential company like Bai Yeji, and we will definitely make a profit without losing anything. It can be said that killing two birds with one stone!

Mr. Cheng, do you think this plan is feasible?"

"I……"

Cheng Biao looked constipated.

You have listed all the benefits in a basket, and one stone will kill N birds. Can I still say no to this situation?

The problem is that the persuasiveness is too strong and I can’t find any reason to object!

"Haha...haha! As expected of the manager I personally selected, he did not disappoint me..." Cheng Biaopi smiled.

"Thank you, Mr. Cheng, for your compliment. Compared with you, I still have a lot to learn!"

Manager Jin was quite excited because he thought he had received the boss's approval.

Little did he know that the boss in front of him was regretting that he had misjudged his "strength" and was about to find an excuse to slap him when the opportunity arose...

"Forget it, tell me, how much money is left in the company's accounts now?" Cheng Biao said tiredly.

"Hmm... about 64 million. It should be close to 100 million next month."

Upon hearing this number, Cheng Biao felt even more tired.

Others start a company and lose millions casually.

Why is it my turn, the money keeps rising like a balloon, and it’s so difficult to lose money...

That’s not right, it’s not that it’s hard for me to lose money, but it’s just that it’s too hard to fall behind on the giant ship of Wanwu Holdings!

High-quality investment targets, big data intelligence, the first temple of discipline...

From funding sources to technical and legal affairs, they have clearly arranged everything for you, and they are all top-notch in the world!

This brother company doesn’t give me any way to lose money!

Thinking of his lost fishing rod, Brother Biao suppressed the excitement of earning a small goal and secretly warned himself.

Your deformed palace of wealth and silk is staring at you fiercely...

"The money that goes into the left pocket can only be taken out from the right pocket, so as to suppress the speed of my wealth accumulation..."

But...what kind of investment can ensure that you will not lose money but not make a profit..."

He looked at Manager Jin.

“Money sitting in the account has no use except for interest increases!

Manager Jin, didn’t I ask you to help me think about any recommended investment projects last time?”

"This... All Things Security and Welfare Bags are already expanding too fast. We need to slow down and lay a solid foundation, so I don't recommend continuing to invest more.

On the other hand, Mr. Cheng, the Chinese patent medicine business you just took over...is a good investment field."

Currently, Cheng Biao is responsible for, in addition to the two companies Wanwu Security and Welfare Bag, the newly established "Liangshan Pharmaceutical".

Just listen to Manager Jin continue.

"I have also checked some relevant information recently. Now the country is vigorously promoting Chinese patent medicines, and the future development prospects are very promising.

In addition, Evergreen Biotechnology has gained a great reputation in the field of medical technology, as long as it can catch a free ride..."

"Stop!" Brother Biao stopped him immediately.

I just want to spend some money to go out, and I won’t be able to come back. You still want to recruit a friend to give me a GG, so the sales volume still has to increase?

“The superiors specifically stated that Liangshan Pharmaceutical and the original group pharmaceutical company must be completely separated, and traditional Chinese medicine will belong to traditional Chinese medicine, and Western medicine will belong to Western medicine.

What’s more, Chinese medicine is different from Western medicine. We can’t always think about making money, we must also be a bit of a national entrepreneur and contribute to our traditional culture.”

Seeing that Manager Jin was confused, Cheng Biao could only sigh that the world was declining.

How come people nowadays are obsessed with money? Their ideological state is completely unable to keep up with your boss and me...

"I mean, are there any kind of loss-making projects that keep falling, risking green light, and no one is willing to deal with it?"

"Well……"

Manager Jin was stunned for a long time, and the CPU in his brain was almost smoking, and then he said hesitantly.

"In the field of traditional Chinese medicine, there are some areas that are really in recession, such as the traditional Chinese medicine planting bases..."

"Oh! Tell me in detail!" Cheng Biao became interested.

Manager Jin organized the language a little bit.

"Well... with the popularization of Western medicine, most Chinese medicinal materials have entered a downward trend since 2012.

For six consecutive years, the price decline of traditional Chinese medicinal materials has intensified. After entering 2018, the market for medicinal materials has become even more depressed.

Over the years, the planting area of ​​Chinese medicinal materials has continued to expand, sales have been insufficient and inventory has been backlogged, and the industry has become seriously involved.

Many people believe that there may not be much room for appreciation in the next two years.

Because they are basically unprofitable, Chinese herbal medicine planting bases are generally in operating difficulties..."

"Okay! That's it!"

Before Manager Jin could finish speaking, Cheng Biao interrupted him by slamming the table.

"Take this 64 million now and buy it at Chinese herbal medicine planting bases across the country. You are not allowed to keep a penny, and you will spend it all on me!

Oh, by the way, you just said that they are in general business difficulties, right?
To be continued...