Chapter 4 Start-up Loans
"How can I get the first fund?" Cheng Yuan sat in the corner of the library, looking through the window, looking at the sky that was completely dark outside, and his brows frowned deeply.
I don’t know if it was influenced by the crystallization of technology, but Cheng Yuan found that he had the ability to remember everything he had, and his understanding ability had also improved to a great level. In just one month, he had fully understood all the technical principles related to holographic imaging technology.
If the researchers knew about this, they would have to vomit blood.
While thinking, Cheng Yuan quickly copied some of the contents of the holographic images in his mind on the notebook. In order to ensure reasonableness, Cheng Yuan did a lot of preparations, and recording data was one of them. After all, although there were a lot of information in the school library, there were very few research papers on holographic images technology.
Although he didn't know the specific situation, Cheng Yuan didn't think much about it. At present, he was mainly considering the issue of entrepreneurial funds.
As the saying goes, a penny will stump heroes!
Cheng Yuan frowned, but his writing speed was getting faster.
Ask home?
Cheng Yuan shook his head and rejected it directly, not to mention whether his parents would agree. He knew the conditions at home that he could still take out tens of thousands of dollars, but it was a bit difficult if it involved hundreds of thousands of dollars.
"loan?"
Another idea came to Cheng Yuan's mind, but soon he rejected the idea. He had no house or car, so he would take out a loan from a bank. He would not invest money casually in the hands of a person who did not even have the ability to mortgage.
Thinking about it, Cheng Yuan, who couldn't figure out a solution, had no choice but to stop writing, then packed up his things and walked towards the dormitory.
When they returned to the dormitory, the other three were there, but when they saw Cheng Yuan, they just took a light look and then started doing what they were doing.
Regarding the alienation of the roommates in the dormitory, Cheng Yuan smiled bitterly, then went to the computer and started searching for some information about entrepreneurship.
During this search, Cheng Yuan wanted to slap a few times. After thinking about it for so many days, he wanted to pull out his hair. The answer was found on the Internet with a random search!
"College Student Entrepreneurship Loan"
This is a policy issued by the country to help college students start their own businesses. There is no impression of this policy process. After all, he was in the first year of high school when this policy was issued, and this policy was too far away from him.
Seeing this scene, Cheng Yuan almost vomited blood.
At this moment, Cheng Yuan felt that his eyes could not be focused on the crystallization of technology. After all, no matter how powerful it is, it is just something that he can use. The real life environment needs his attention.
Click on the relevant information about entrepreneurial loans, and Cheng Yuan began to look carefully. After all, this is related to his future.
With the understanding of this policy, Cheng Yuan had to sigh at the wisdom of the leaders who issued this policy, which completely paved the way for college students to start their own businesses! (For convenience, Ant made some changes in it, and there are differences, so don’t be serious)
As long as you have a good project, you will definitely succeed!
First of all, the unsecured and unsecured loan policy allows students who are interested in starting a business to make loans smoothly. Secondly, the tax-free discounts and other policies all pose the initial difficulties for college students to start a business. Finally, no matter what company they are starting, the office location is indispensable, otherwise you will not even have the qualification to register.
The policy also takes into account the financial ability of college students, allowing entrepreneurs to use family residences, rented houses, temporary commercial housing, etc. as entrepreneurial business places. Of course, this is only for industries such as high-tech, modern manufacturing, and modern service industries.
Just so happens that the holographic imaging technology that Cheng Yuan is now mastering is the high technology among high technology.
After carefully reading the entire policy, Cheng Yuan planned to apply for entrepreneurship funds at the industrial and commercial department tomorrow.
Although there are still courses tomorrow, Cheng Yuan can't take care of so many things. At this time, he is focused on how to make money. He didn't have the opportunity before, and when he saw those rich people showing off his wealth, he could only envy the following, but now he has such an opportunity, it's fake to say he is not anxious.
As for using scientific and technological crystallization to contribute to the country, Cheng Yuan has considered it. After all, only a strong country can improve people's living standards and ensure safety.
But there must be a prerequisite for this!
The ancients said that first cultivate oneself, then manage the family, and finally govern the country and pacify the world.
Although self-cultivation was to improve one's own quality in ancient times, when Cheng Yuan came to see another insight.
Cultivating oneself is not only about improving one's own quality, but also about ensuring one's own life. After all, those who work hard every day for money and cannot even eat enough can have time to manage national affairs?
Thinking of this, Cheng Yuan had to admire the wisdom of the ancients, who were so far-sighted!
...
The next morning, Cheng Yuan left the dormitory. After spending a morning of preparation of the application materials, he rushed to the Pingyang District Industrial and Commercial Bureau, which is close to Huaxia University of Science and Technology.
Within the Industrial and Commercial Bureau, there is a special application counter for college students' entrepreneurial funds. Cheng Yuan hurried over with a pile of materials.
"Hello, I'm here to apply for a business loan." Cheng Yuan put the materials in front of the counter and said politely.
The staff at the counter was a woman about the same age as Cheng Yuan. She had a beautiful appearance, fair skin, and a decent professional dress that set off her beautiful figure. Through the work card on her chest, Cheng Yuan knew the other party's name "Chen Li".
"Hello, please show your company certificate. If you have not registered a company, we can help you register directly here. According to the rules and regulations, you do not need to pay any handling fees, just show the relevant documents." Chen Li said formulaicly, but her eyes looked at Cheng Yuan curiously.
She just worked not long ago, and she was assigned to this position and basically had no chance of meeting college students who came to apply for a startup loan for a month.
After all, starting an independent business requires not only courage and courage, but also a suitable development project!
And now is the era of great development of science and technology. If college graduates apply for entrepreneurial loans to set up stalls and sell things, it will be difficult to approve the payment. After all, the state’s investment of money is not something that allows you to set up street stalls.
Of course, the country does not explicitly stipulate that you are not allowed to set up street stalls with money, but the assessment is very difficult, and the amount of loans will not be large, and some additional terms will be added, such as loan interest rates, etc.
"Not yet." Cheng Yuan had already remembered the application process and answered very directly after hearing Chen Li's words.
"So please show your ID card, school graduation certificate, and the company name you need to register."
"Uh, I haven't graduated yet." When Cheng Yuan heard the graduation certificate, he was stunned. The graduation certificate was not mentioned in the application process online. He rubbed his head awkwardly.
"Not graduated!" Chen Li looked at Cheng Yuan in surprise. He didn't expect that such a handsome boy would dare to start a business before he graduated. "Then you just need to give me your ID card, student ID and school credit form."
"Credit Table?" Cheng Yuan's head became big when he heard the credit table. Not to mention that he was a freshman who had just entered the school for only one month, the credit table must be zero. He was deducted by the professor before because of absent from class. At this time, even if he took out the credits, he would be negative!
"Didn't you bring me?" Chen Li saw Cheng Yuan's appearance, and he definitely didn't know. She took out an application process form from her desk and handed it to Cheng Yuan, and said, "Forget it, you can take a look at the specific process first. The process, specific content and policies of each province are different. You can take a look first, prepare the things before applying."
"Thank you." Cheng Yuan took the process form handed over by Chen Li, thanked her, and then sat on the chair and looked carefully.
Chen Li didn't mind at all that Cheng Yuan did not leave, but sat there and looked at the process schedule. Anyway, no one was seen at this window for ten days and half a month, Cheng Yuan's actions would not affect her work.
A short process was read quickly, but the information involved made him frown deeply.
If it is just a loan of tens of thousands of yuan, the materials Cheng Yuan has prepared now can be processed in minutes as long as he returns to school and gets the credit table. But he wants to establish a high-tech company, and in order to ensure future development, related equipment is also indispensable.
These equipment alone will cost hundreds of thousands of dollars, and once hundreds of thousands of dollars are involved, the school needs to issue a certificate to prove that the scientific achievements developed by the student are worth investing, and Cheng Yuan's technology can get more loans if he gets high praise from the school.
Hundreds of thousands to millions!
If it is normal technology, it is not impossible to ask Cheng Yuan to come up with a technical information report. After all, although this technology makes money, it does not make people feel moved.
But that's holographic imaging technology!
Now the world is promoting the progress of 3D holographic images everywhere, and it has been applied wherever it is applied, but in fact?
That's all the defective products of holographic imaging technology that use holographic projection to confuse concepts under the guise!
Just like the holographic image touch released by Microsoft last year, although the operation screen is also suspended in mid-air, the tester not only needs to wear prepared 3D glasses, but when outsiders observe from the side, they cannot see the projected images at all!
This is a thousand miles away from real holographic imaging technology!
The wealth is touching, but top technology can make people crazy. Cheng Yuan dare not bet. He is afraid that after he handed over the technical information, the signature of this information will change from "Cheng Yuan" to "Xi So".
Moreover, even if he stands up and testifies, do people believe in a well-known person who has been famous for a long time or a new college student who has just entered the school for less than two months?
Even if there are a few who believe in his words, that is only a few and it is impossible to change the views of most people.
To put it bluntly, he is just an ordinary person who has just obtained super technology.
It is normal to be afraid of wolves in front and tigers in the back.
Chen Li has been paying attention to Cheng Yuan. Looking at Cheng Yuan’s application process, she looked sad and smiled secretly, “What’s wrong with you? If there is any problem, our Industrial and Commercial Bureau will solve it for you. After all, the country is very encouraging college students to start their own businesses.”
"This..." Cheng Yuan turned his gaze away from the process table, looked at Chen Li with a clever smile, and hesitated: "Are you a school certificate to apply for a loan to a high-tech company? Do you have to use the technical information to verify?"
"This is of course." Chen Li nodded naturally, "After all, technology companies are mainly technology products. Without verified technology products, they cannot get a national loan."
"Generally speaking, this certificate was jointly issued by the school and the testing agency." Chen Li looked at Cheng Yuan hesitant and smiled: "Look at your silly look, are you afraid that someone will swallow your skills?"
"Uh." Cheng Yuan didn't know how to answer Chen Li's joke, so he could only smile awkwardly.
Seeing Cheng Yuan's appearance, Chen Li suddenly widened her eyes, "Okay, you seem to be very confident in the technology you invented!" Although Chen Li found it funny, she was still a young man after all, and she was very clear about some of Cheng Yuan's ideas.
In China, because of his youth, he is easily despised.
After all, the saying "I have no hair on my mouth and can't do things well" is deeply rooted in people's hearts.
"If you are worried that technical information will be occupied by others, then you can find a famous professor from the older generation. They are famous and knowledgeable. The most important thing is that their character is the most trustworthy. If..."
Before Chen Li could finish her words, a serious middle-aged man suddenly appeared behind her and coughed heavily, "Xiaoli, don't talk nonsense, the scientific researchers in our country seem to be worse than the previous generation."
"That's it! I won't let you say it!" Chen Li pouted when she heard the middle-aged man's words and turned her face over with anger.
"Well, isn't the country vigorously cracking down on unhealthy trends? Those bad sheep will go out sooner or later, so don't mislead them." The middle-aged man's face suddenly became embarrassed when Chen Li talked back.
However, the middle-aged man has been through a long period of storm after all. He quickly adjusted his attitude and said to Cheng Yuan kindly: "That, young man, if the materials are not fully prepared, go back and prepare first. As long as the qualifications are qualified, we will approve the entrepreneurial loan. Now it is a rest time, you can come back in the afternoon or tomorrow."
The middle-aged man spoke very politely without any attitude. Cheng Yuan nodded at him with a smile, then looked at Chen Li and said, "Okay, I'll bother Sister Chen again in the afternoon."
After leaving the Institute of Industrial and Commercial Bureau, Cheng Yuan realized that he was so stupid. As Chen Li said, the older generation of scientific researchers have been contributing to the country all their lives. They are already very famous and do not need to invade other people's technology to increase their popularity.
The most important thing is that they don’t have so many wrong ideas. As long as they are beneficial to the country, they will receive their strong support!
Chapter completed!