Daniel was in a hurry and sought medical treatment, so he asked Zhao Mingyang for help.

To put it bluntly, the relationship between Zhao Mingyang and him can only be regarded as an acquaintance and a good brother who treats him well, but in fact Daniel did not give Zhao Mingyang anything. Instead, Zhao Mingyang gave him tickets to attend NBA games.

Daniel didn't want to find Zhao Mingyang this time, but he really had no choice.

This matter for his family is really a bit difficult to deal with. In the past few years, Daniel's family expanded its industry and then sought financing. Many people had never been in contact with an investment company and did not know the ins and outs of it.

At present, there are three categories in the country. State-owned investment companies are the most powerful, followed by overseas investment companies, and finally private investment companies.

Private investment companies have the weakest capital and generally cannot invest in large projects. They just try their luck and miss out. Most of the online live broadcasts of the investment industry are mostly private.

Foreign investment companies and SDIC basically invest in large projects. To put it simply, no one is interested in doing projects worth less than 50 million yuan.

The speed of financing is faster than everyone thinks. They may pay you within a week, but they will ask you if you want to go public. They most want to cash out the company by going public, and they will give you a time limit of three to five years to go public.

If the time limit is exceeded, losses will be compensated, and the market conditions will be inspected and evaluated. The more famous the company is, the more illusory it is, the more they like it, and it is easier to cash out.

Many of the brands that were previously on TV in China built temporary metal houses in open spaces in the wilderness and spent all their money on advertising. They were very fictitious companies with only a little reputation left, but consumers did not care.

You know, this is easy to operate.

It is not surprising that many companies have experienced thunderstorms after going public, because they are already weak.

After passing the review, for example, Daniu's industry used to be a contract processing company with a large industrial chain, but it has never been listed on the market. At that time, it wanted to expand and bought the factory next door. It needed 300 million, so it went to find financing.

The investment company saw the sales data of Daniu Family, which had stable orders, and the real industry had always been fragrant and had collateral. The other party did not agree to give 300 million, but gave one billion, allowing Daniu Family to expand even more.

Industrial chain, upgraded equipment.

But there is a condition. A big-name company will go public within five years. After going public, they must ensure their predetermined principal, interest, and KPI. In fact, the simple understanding of this is to lend you money, and you can start a business, but by then you will have to pay both the principal and interest.

If you can't pay it back, you have to make up for it. In the end, many people won't be able to make up the money, and the business will be taken away.

Giving one billion is to raise the valuation so that it can be cashed out in the future.

They packaged Daniu's company into a company with a high market value, inflated revenue, and finally took Daniu's company and sold it at a high price, earning high interest and the price difference.

According to the investors' assessment, the Daniu family's industry at that time was definitely worth more than one billion. If they dared to do this, they had already done a complete risk assessment.

At that time, Daniujia was indeed one of the best foundries in the industry, with overseas orders and nearly 2,000 employees. I didn’t want to get this financing at first because the risk was too high.

Later, someone came out as a guarantee, and the Daniel family couldn't refuse that person. This is a very embarrassing point. Some investment companies will force investment. If I like your project, you must let me invest. Others

Don't even think about investing.

Finally, with the money, the Daniu family's industry doubled in size and was directly turned into an industrial park, with nearly 10,000 employees.

But the more they work, the more panicked they become, because with the rise of online businesses, everyone is competing on price, and competing on price ultimately reduces production costs. If Daniel's factory cannot achieve high quality and low price, they will go to others.

Home.

But if you do it, the cost profit is too low. The profit was not high before expansion, but the overall operating cost is high. If this continues, you will definitely not make money and you will have to raise money to repay the interest and principal.

The one billion they gave was in cash, and with the current market conditions, Daniel's family had to earn two billion a year to guarantee the return of principal and maintain the operating costs of the factory. Now that they have received two billion, the actual profit has been reduced to about three hundred million.

The expenses are too high and the profit cost is too low.

Apart from the fixed repayment of principal and interest every year, their family basically makes no money, and it is impossible to guarantee that it will be so stable every year.

This is not the biggest pitfall. The biggest pitfall is that investors use the company's profits to expand on this basis. In the past five years, the Daniel family has received basically no money, but it has opened many brand chain stores.

There will be a big problem after this is listed, and that is to attract other shareholders to come in. The property of Daniel's family may not belong to his family anymore.

Moreover, this model has put the Daniel family into a dilemma. Their shares will be used as mortgage loans to continue to expand in the future.

The Daniu family seems to be a big business now, but the risks are very high. Even if they make money from going public, they will still use the Daniu family’s money to fill the previous holes. They still have to pay back the principal and interest of the investors. In this way

After calculation, their family probably worked for nothing and had to give their property to others.

Many people are familiar with gambling agreements, but how does this gambling work?

Generally, there are several modes of corporate financing. The first one is the traditional loan principal and interest mode. This mode uses your property as a mortgage. To put it bluntly, the loan pays interest, but the interest is very high. For example, if you borrow a sum of money,

The promised interest is three percent, but in reality you have to pay seven miles or even one cent before it is released to you. The money is released to you normally, but a sum of money will be crossed out when the loan is made. This amount is the interest difference, and you have to

Make up for it.

There is also a wholly-owned acquisition, which means that they are optimistic about your property and will give you a sum of money to buy it.

The third type is the cooperation model. I contribute the money and you contribute the efforts. I don’t interfere with your normal operations, but I just take your dividends.

The gambling agreements that everyone often hears about are relatively deep. Generally, companies and investment companies that dare to play like this are just taking a gamble.

What they want is annual sales, commonly known as KPI. Generally, some companies and projects that have no money dare to do this, and some do not want to use their own money to start projects, but money is not so easy to get.

For example, Brother Shan Zheng would rather offend the theater than sell the movie to an Internet company for free broadcast. The Internet company would give a one-time buyout price to attract customers. The investors originally gave Brother Shan Zheng, for example, 300 million to film the movie.

, but after the release, the investors must get 600 million. If it is less than 600 million, they will have to fight to make up the 600 million.

There is a time limit in this agreement, and if you fail to complete it within the time limit, you will be compensated. This is why many current movies like to seek investment from insiders and dare not cooperate with investment institutions. Insiders are relatively easy to accommodate and communicate with.

.

Investment institutions are different. If you are one day late, you will default. So Shan Zheng sells the movie to an Internet company. For example, it only sells for 600 million in the end. He returns it to the investors. In fact, he also makes a profit, because the 300 million investment will definitely not be used.

With 300 million, he can't make much at most. The investment company will not lose money, and no one will lose money in this bet.

But some kinds of gambling are more miserable, such as Xiao Wang and Boss Jia.

Xiao Wang bet that if the expected sales were not completed, he would lose money. In the end, his family lost money.

Boss Jia did not achieve the expected goal. He went abroad and will come back next week.

Of these two, one is the investor who has lost a lot of money, and the other is the investor who has lost a lot. Investment institutions also face risks, and these risks are not low, so now investment institutions have returned to another way of playing, which is

Double protection.

That's the trouble that Daniel's family is facing now. They signed a KPI contract on the premise of principal and interest.

Now it's troublesome. The things are being pressed by others, and they still have to complete the expected sales. If they can't do it, their family will immediately enter debt mode.

The Daniel family is in dire straits right now. How can we fill such a big hole?

Moreover, the five-year accomplice is coming soon, and there is less than a year left, so they basically can’t finish it.

Zhao Mingyang made an appointment with Daniel for an interview and went to Daniel's property to see what was going on.

The next day, Daniel drove to pick up Zhao Mingyang. Zhao Mingyang asked Daniel to park the car and take his car. Old Wu drove the car. Zhao Mingyang guessed that people from the generation of Daniel's father were actually quite fancy.

The opponent's strength.

Daniel takes someone with him, especially at Zhao Mingyang's age, and the other person may not be able to listen too much.

But if you drive a multi-million dollar luxury car, have a driver, and follow behind you a business car with legal, financial, etc., the other party will take it very seriously.

Zhao Mingyang did not go to Daniu's company, but found a hotel to dine outside.

Daniu's father originally wanted to arrange for Daniu's uncle to come over, but Daniu demanded that his father must come to receive him in person.

When Zhao Mingyang's car arrived, Daniel's father and uncle knew that the person coming was not an ordinary person. Although a Rolls-Royce was nothing to them, at least the other party had one. This was a manifestation of strength.

In addition, when Zhao Mingyang got off the car, Daniel and Old Wu stood tall and tall next to Zhao Mingyang. Daniel's father could tell that Daniel was following Zhao Mingyang.

This boy has been disobedient since he was a child. In addition to being afraid of the girl from the Ren family, he was also taken care of by the Daniel family. He could not offend the girl from the Ren family, so Daniel restrained himself.

Now it seems that Daniel is following Zhao Mingyang. Another group of men and women in suits got out of the business car behind Zhao Mingyang. They look like corporate elites at first glance.

Zhao Mingyang walked over. Old Wu glanced at the group of people, then took a step back. Zhao Mingyang stepped forward. The group of people also saw that Old Wu was Zhao Mingyang's bodyguard.

"Dad, second uncle and third uncle, this is the president of our Youth Chamber of Commerce and my eldest brother Zhao Mingyang. I specifically asked him for help this time." Daniel also told his family last night, saying how awesome Zhao Mingyang is, but his father

I thought that sometimes kids from rich families wouldn't be able to help their families solve their problems, and it wouldn't be a small amount of money either.

Now look at Zhao Mingyang, this is very professional. Zhao Mingyang shook hands with them and then walked into the hotel.

Daniu’s family also gave the prepared documents to Zhao Mingyang to look at. Zhao Mingyang asked the team to check it, then picked up the tea on the table and took a sip and said: "My time is limited, you can make your own decision whether or not to listen to me.

People rarely recognize brothers. If Daniel calls me brother, I will treat him as a brother. I will help him when he is in trouble.

Since the other party has dug such a deep hole, why not continue to dig bigger and deeper, and you pull each other to jump into the hole together. In the end, whoever dares not to jump will lose. If you don’t dare to jump, let’s fill the hole together.”

Everyone present was surprised when they heard this. What did Zhao Mingyang mean by this? It seemed like he was going to kill the fish and break the net.

"You are friends with our family's Daniel, so I'll call you Xiao Zhao. I don't understand what you mean. What on earth do you mean?" Daniel's father looked at Zhao Mingyang and asked, this guy looks like Da Niu.

Niu looks very similar to a tall middle-aged man, but now I feel that the young man in front of me is not simple.

"It's very simple. I'll help you handle part of the business volume. I have e-commerce overseas. If you're in China, let the members of the Youth Chamber of Commerce help you spend some money. This is an introduction. You can take these orders and apply for a loan to use factory equipment.

Mortgage loans, use company mortgages, and let all shareholders take out the loans as collateral, because this requires expanding production capacity again.

To put it bluntly, a large part of the order I gave you is fictitious, that is, after I purchase it, if I return it and try to sell it or exchange it for a new one, you have to take it back and find a way to sell it or give me a new one.

But I will sign a five-year order cooperation with you, direct sales in the global market, and go for the low-end. You will take this opportunity to open factories abroad, and then expand the scale, making this enterprise have a market value of at least 30 to 40 billion.

The most I can do is add data to you and put some water into it to ensure that you complete the things in the original financing agreement. But once this water is injected, you have to find a way to extract it. At most, I can guarantee that your business will be in your hands for five years.

,

And the other party will be trapped by you, that is, the books are gone, the company is worthless, and it is all liabilities. In the next five to ten years, the other party will definitely find ways to cash out and leave. You only need to prepare a sufficient pool of funds to buy back the shares.

However, if you buy it back, you will also fall into a huge pit. Do you have the ability to backfill?

This is the most I can help you with. If you run into trouble and are unable to fill in the gaps, I will try to come up with a new plan for you. Let’s have a meal first, and then go to your industrial park to take a look."
To be continued...